Capital Bancorp (NASDAQ:CBNK) (NASDAQ:CBNK) is a bank holding company headquartered in Raleigh, North Carolina. Through its wholly owned subsidiary Capital Bank, the company provides a comprehensive range of commercial and consumer banking services. Capital Bancorp operates a network of branches across the Southeastern United States, primarily serving communities in North Carolina, South Carolina, and Georgia, and leverages local market expertise to support small and medium-sized businesses, professional firms, and individual customers.
The company’s core offerings include business checking and savings accounts, commercial and industrial lending, real estate financing, and treasury management solutions. Capital Bank supports commercial real estate development, owner-occupied property loans, equipment financing, and specialty agriculture lending. For consumers, the bank offers personal checking and savings products, residential mortgage loans, and installment loan options. Additionally, Capital Bancorp delivers digital banking services such as online and mobile banking, electronic funds transfers, remote deposit capture, and automated cash management tools.
Since its establishment in 2005, Capital Bancorp has pursued a strategy of measured growth through both organic expansion and targeted acquisitions. By investing in technology and refining its product platforms, the company has strengthened its commercial lending capabilities and enhanced customer service. Its relationship-driven approach emphasizes personalized financial solutions and local decision-making, aligning resources to meet the evolving needs of its clients and maintain credit quality across its portfolio.
Capital Bancorp’s management team combines decades of experience in banking, finance, and community development. The executive leadership, headed by the President and Chief Executive Officer, oversees business strategy, risk management, and operational excellence. The board of directors comprises seasoned professionals and regional business leaders who provide governance and strategic guidance. Through disciplined financial management and a commitment to community engagement, Capital Bancorp aims to drive sustainable growth and create long-term value for its shareholders and stakeholders.
