Texas Capital Bancshares (NASDAQ:TCBI) is a financial holding company headquartered in Dallas, Texas, primarily through its subsidiary Texas Capital Bank, National Association. Since its founding in 1998, the company has built a regional commercial bank franchise focused on serving the banking needs of businesses, real estate developers, and professionals across the state. Operating as a national bank, Texas Capital leverages its expertise in commercial lending, deposit services, treasury management, and wealth management to deliver tailored financial solutions to its clients.
Over the years, Texas Capital Bancshares has pursued a strategy of measured growth and select acquisitions to enhance its service offerings and expand its footprint within Texas. The company completed its initial public offering in 2008 and subsequently acquired Independent Financial in 2016, broadening its reach into new markets and deepening its product capabilities. These strategic moves have helped establish the bank as a leading provider of commercial banking services in key Texas markets.
Texas Capital’s product suite spans commercial real estate lending, energy and natural resources financing, healthcare lending, and commercial and industrial loans. The bank also provides deposit and cash management products, digital banking platforms, mortgage and consumer lending, and trust and wealth advisory services. By combining relationship-driven banking with advanced digital tools, the company aims to meet the evolving needs of middle market and large corporate clients, while also serving small businesses and high-net-worth individuals.
Focused on the Texas economy, Texas Capital Bancshares operates branches and specialized lending teams in major metropolitan areas including Dallas–Fort Worth, Houston, Austin, and San Antonio. The company is guided by a board of directors and senior leadership team with deep banking and industry experience. Under the direction of President and Chief Executive Officer Jeff Ferguson, Texas Capital continues to emphasize disciplined credit underwriting, strong risk management, and close client relationships to support its long-term growth objectives.
