Operating cash flows for the quarter of $2,300,000,000 were again very strong, and we ended the quarter with holding company liquidity of approximately $2,000,000,000 This marks our twenty first consecutive quarter with operating cash flows of more than $1,000,000,000 totaling more than $40,000,000,000 over that timeframe. Interest rates decreased during the quarter and as a result our net unrealized investment loss decreased from $3,300,000,000 after tax at March 31 to $3,000,000,000 after tax at June 30. Adjusted book value per share, which excludes net unrealized investment gains and losses, was $144.57 at quarter end, up 4% from year end and up 14% from a year ago. We returned $8.00 $9,000,000 of capital to our shareholders this quarter, comprising share repurchases of $557,000,000 and dividends of $252,000,000 And we have approximately $4,300,000,000 of capacity remaining under the share repurchase authorization from our Board of Directors. Turning to reinsurance.