UMB Financial (NASDAQ:UMBF) is a diversified financial services holding company headquartered in Kansas City, Missouri. Founded in 1913, the company has grown from a single local bank into a regional institution serving clients across the Midwest. With more than a century of banking experience, UMB has built a reputation for stability and personalized customer service, guided by community-focused values and prudent financial management.
The company’s core banking activities include commercial lending, personal banking, and treasury management. UMB Bank offers products such as checking and savings accounts, consumer and commercial loans, lines of credit, and cash management solutions for small businesses and large corporations. Mortgage banking is also a key line of business, providing residential and home equity lending through a network of branch offices and digital platforms.
In addition to lending and deposit services, UMB Financial delivers wealth management, trust, and investment solutions through its UMB Financial Services and UMB Fund Services subsidiaries. These divisions offer advisory services, retirement planning, asset custody, mutual fund administration and private client services. Corporate payment solutions, including merchant services and electronic payments, further complement the suite of offerings for business clients.
Under the leadership of President and Chief Executive Officer Gregory D. Cunningham, UMB continues to expand its geographic footprint in states such as Missouri, Kansas, Colorado, Oklahoma, Illinois and Texas. The company emphasizes technology-driven innovations in digital banking while maintaining strong local relationships through community banking centers and regional decision-making. UMB’s balanced approach to growth and risk management positions it as a notable regional player in the U.S. financial services industry.
