Axos Financial (NYSE:AX). is a diversified financial services company and the parent of Axos Bank, a federally chartered savings bank headquartered in San Diego, California. The company specializes in delivering a full suite of digital banking solutions designed to meet the needs of consumers, small businesses and institutional clients. Through its online-first platform, Axos Financial offers checking and savings accounts, certificates of deposit, and money market accounts with competitive interest rates and low fee structures.
In addition to deposit products, Axos Financial provides a range of lending services, including residential mortgages, home equity lines of credit, personal loans and commercial lending. The company’s mortgage division serves borrowers across the United States, offering both purchase and refinance options with digital application tools and streamlined underwriting processes. Axos Financial also supports small business customers with business checking accounts, lines of credit, equipment financing and payment processing services geared toward supporting entrepreneurial growth.
Founded in 2000 as Bank of Internet USA, the company completed its initial public offering in 2005 and later rebranded to Axos Financial in 2018 to reflect its expanded digital banking capabilities. Over the years, Axos has invested in technology and strategic partnerships to enhance its online platform, offering mobile and web-based services that deliver 24/7 account access, real-time alerts and integrated financial management tools. The company maintains its national footprint through remote service delivery and regional offices located in key markets across the country.
Led by President and Chief Executive Officer Gregory Garrabrants, Axos Financial’s leadership team brings extensive banking and technology experience to its operations. The company’s governance structure emphasizes risk management, compliance and customer service, with an independent board of directors overseeing strategic initiatives. Committed to innovation and efficiency, Axos Financial continues to expand its offerings and enhance its platform in response to evolving customer preferences and regulatory developments in the financial services industry.
