New York Mortgage Trust (NASDAQ:NYMT) (NASDAQ: NYMT) is a real estate investment trust (REIT) focused on originating and investing in a diversified portfolio of mortgage-related assets and other real estate instruments. The company acquires agency and non-agency residential mortgage-backed securities (RMBS), residential whole loans and mortgage servicing rights (MSRs), and selectively allocates capital to commercial mortgage-backed securities (CMBS) and other structured credit investments. Through its subsidiary lending platforms, NYMT also participates in loan origination and warehouse financing strategies designed to capture carry and arbitrage opportunities in U.S. housing markets.
NYMT’s portfolio emphasizes U.S. single-family and multi-family mortgages, with a primary focus on securities issued or guaranteed by U.S. government-sponsored enterprises. The company seeks to generate attractive risk-adjusted returns by blending agency-backed instruments with select non-agency RMBS and whole-loan positions, while also leveraging its balance sheet to enhance yield. The firm’s investment approach combines fundamental credit research, active portfolio management and hedging strategies to manage interest rate and prepayment risk across changing market environments.
Since its founding in 2008, New York Mortgage Trust has expanded its platform through both primary market originations and secondary market purchases, targeting regions with strong housing fundamentals and stable credit profiles. The company operates out of its headquarters in New York City and serves a broad geographic footprint across the United States. NYMT collaborates with a network of correspondent lenders, mortgage brokers and servicing partners to support its lending and investment activities and to maintain liquidity in its mortgage portfolios.
The company is externally managed by New York Mortgage Trust, Inc., under the oversight of an independent board of directors. The executive leadership team is led by President and Chief Executive Officer Michael C. Stott, whose career spans investment banking, mortgage finance and risk management. Backed by a seasoned management group, NYMT seeks to deliver steady cash flows and shareholder value by capitalizing on its deep expertise in mortgage markets and its disciplined investment process.
