Lincoln National (NYSE:LNC) (NYSE:LNC), doing business as Lincoln Financial Group, is a diversified financial services company headquartered in Radnor, Pennsylvania. Founded in 1905, the firm has grown into a leading provider of life insurance, annuities, retirement plan services, and group protection products. Through its network of distribution channels—which include financial advisors, brokers, and institutional partners—Lincoln Financial serves individuals, families, and businesses across the United States and in selected offshore markets such as Bermuda.
The company’s core business activities are organized into three segments: Retirement, Life Insurance, and Group Protection. The Retirement segment offers defined contribution plans, annuities, IRAs, and related services designed to help individuals prepare for retirement. The Life Insurance segment provides term, universal and variable universal life insurance products that can be tailored to meet estate planning, wealth transfer, and long-term care needs. The Group Protection segment delivers employer-sponsored group life, disability income, and supplemental health benefits to corporate and nonprofit clients seeking to protect their workforces.
In addition to its insurance and retirement offerings, Lincoln Financial provides asset management services through subsidiaries that oversee mutual funds, institutional portfolios and separate account strategies. The company has also invested in digital platforms and advisory technology to enhance the client experience, streamline enrollment processes and support financial professionals with real-time analytics and planning tools.
Over its more than a century of operation, Lincoln National has emphasized disciplined risk management and capital strength, adapting its product mix and distribution capabilities to evolving demographic trends and regulatory frameworks. The firm is guided by an experienced executive leadership team and board of directors with deep expertise in insurance, investments and financial services. Lincoln Financial continues to pursue strategic partnerships and selective acquisitions to expand its reach, innovate product offerings and support long-term growth across its core markets.
