Lincoln National (LNC) Stock Price, News & Analysis

Company Overview

Lincoln National Corporation, operating under the Lincoln Financial Group brand, is a financial services company that provides insurance and retirement solutions primarily in the United States. Its businesses are designed to help individuals, employers and institutions manage income protection, long-term financial planning and retirement needs.

The company offers life insurance, annuities and group protection products. Its group protection business includes employer-sponsored life, disability and dental insurance, while its retirement business provides products and services intended to support workplace retirement plans and individual retirement income strategies.

Lincoln traces its origins to the founding of The Lincoln National Life Insurance Company in 1905 and takes its name from President Abraham Lincoln. Through its affiliated companies and distribution relationships, Lincoln Financial Group serves customers across the United States, including individuals, employers, financial professionals and institutional clients.

Key Stats

• Today's Range: $40.78 to $41.48
• 50-Day Range: $40.88 to $46.97
• 52-Week Range: $32.18 to $47.67
• Volume: 218,811 shs
• Average Volume: 2.03 million shs
• Market Capitalization: $7.86 billion
• P/E Ratio: 3.56
• Dividend Yield: 4.39%
• Price Target: $47.85
• Consensus Rating: Hold

Lincoln National Stock Analysis - MarketRank™

Lincoln National scored higher than 91% of companies evaluated by MarketBeat, and ranked 151st out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Hold

Consensus Rating

Lincoln National has received a consensus rating of Hold. The company's average rating score is 2.43, and is based on no strong buy ratings, 7 buy ratings, 6 hold ratings, and 1 sell rating.

Upside Potential

Lincoln National has a consensus price target of $47.85, representing about 16.4% upside from its current price of $41.10.

Amount of Analyst Coverage

Lincoln National has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 8.64%

Earnings Growth

Earnings for Lincoln National are expected to grow by 8.64% in the coming year, from $7.99 to $8.68 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Lincoln National is 3.56, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.99.

Price to Earnings Ratio vs. Sector

The P/E ratio of Lincoln National is 3.56, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.22.

Price to Earnings Growth Ratio

Lincoln National has a PEG Ratio of 1.45. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Lincoln National has a P/B Ratio of 0.79. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

7.29% of the float of Lincoln National has been sold short.

Short Interest Ratio / Days to Cover

Lincoln National has a short interest ratio ("days to cover") of 7.64.

Change versus previous month

Short interest in Lincoln National has recently increased by 33.43%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Lincoln National is a leading dividend payer. It pays a dividend yield of 4.39%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Lincoln National does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Lincoln National is 15.60%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Lincoln National will have a dividend payout ratio of 20.74% next year. This indicates that Lincoln National will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.83

News Sentiment

Lincoln National has a news sentiment score of 0.83. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Lincoln National this week, compared to 4 articles on an average week.

Search Interest

Only 7 people have searched for LNC on MarketBeat in the last 30 days. This is a decrease of -42% compared to the previous 30 days.

MarketBeat Follows

4 people have added Lincoln National to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Lincoln National insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $895,766.00 in company stock.

Percentage Held by Insiders

1.03% of the stock of Lincoln National is held by insiders.

Percentage Held by Institutions

72.81% of the stock of Lincoln National is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/3 Dividend: 7/10/2026
• Ex-Dividend for 8/3 Dividend: 7/10/2026
• Last Earnings: 7/30/2026
• Dividend Payable: 8/03/2026
• Today: 9/24/2026
• Ex-Dividend for 11/2 Dividend: 10/09/2026
• Record date for 11/2 Dividend: 10/12/2026
• Next Earnings (Estimated): 10/29/2026
• Dividend Payable: 11/02/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Life & Health Insurance
• Current Symbol: NYSE:LNC
• CIK: 59558
• Web: www.lincolnfinancial.com
• Phone: (484) 583-1400
• Fax: 215-448-3962
• Employees: 9,423
• Year Founded: 1905

Price Target and Rating

• Average Price Target for Lincoln National: $47.85
• High Price Target: $57.00
• Low Price Target: $42.00
• Potential Upside/Downside: +16.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.43
• Research Coverage: 14 Analysts

Profitability

• EPS (Trailing Twelve Months): $11.54
• Trailing P/E Ratio: 3.56
• Forward P/E Ratio: 5.15
• P/E Growth: 1.45
• Net Income: $1.18 billion
• Net Margins: 12.21%
• Pretax Margin: 14.68%
• Return on Equity: 17.35%
• Return on Assets: 0.41%

Debt

• Debt-to-Equity Ratio: 0.62
• Current Ratio: 0.27
• Quick Ratio: 0.27

Sales & Book Value

• Annual Sales: $18.21 billion
• Price / Sales: 0.43
• Cash Flow: $8.60 per share
• Price / Cash Flow: 4.78
• Book Value: $52.23 per share
• Price / Book: 0.79

Miscellaneous

• Outstanding Shares: 191,450,000
• Free Float: 189,475,000
• Market Cap: $7.87 billion
• Optionable: Optionable
• Beta: 1.12