Qifu Technology (NASDAQ:QFIN) Group Co., Ltd. (NASDAQ: QFIN) is a leading financial technology company focused on providing digital lending and wealth management solutions to consumers and small businesses in China. Leveraging a cloud-based platform and data-driven credit risk management tools, Qifu Technology offers a suite of online loan products, including unsecured personal loans, small-business credit lines, and supply chain financing. The company’s platform integrates advanced analytics, machine learning models and third-party data sources to underwrite credit efficiently and tailor financing options to meet diverse customer needs.
In addition to its core lending business, Qifu Technology has expanded into the wealth management space, offering investment products designed to deliver competitive yields while managing risk through diversified portfolios. The company provides users with an intuitive mobile app and web interface, enabling seamless account opening, transaction tracking and real-time customer support. By automating key processes such as credit approval, loan disbursement and repayment collection, Qifu Technology seeks to drive operational efficiency and enhance the overall user experience.
Founded in 2015 and headquartered in Beijing, Qifu Technology has rapidly grown its market presence across more than 200 cities in China. The company’s digital ecosystem connects individual borrowers, enterprise clients and investment partners through a centralized platform, facilitating scalable and compliant financial services. Over the years, Qifu Technology has established strategic partnerships with banks, insurance firms and fintech service providers to broaden its product offerings and strengthen its regulatory compliance framework.
Qifu Technology’s leadership team comprises seasoned professionals with extensive backgrounds in finance, technology and risk management. Guided by a co-founder and a management group that has held senior roles at top global financial institutions, the company places strong emphasis on innovation, responsible lending practices and corporate governance. As it continues to invest in research and development, Qifu Technology aims to enhance its platform capabilities and expand into adjacent financial services markets.
