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NASDAQ:COFS

ChoiceOne Financial Services Q4 2025 Earnings Results & Report

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ChoiceOne Financial Services beat analyst earnings expectations but missed on revenue in its Q4 2025 results, released January 30, 2026. The company reported EPS of $0.92 versus the $0.91 consensus estimate, while revenue of $42.94 million fell short of the $43.80 million estimate by $0.86 million.

Earnings Announcement Details

Quarter
Q4 2025
Report Date
Time
Before Market Opens
Conference Call
7:30 AM ET

ChoiceOne Financial Services EPS Results

Actual EPS
$0.92
Consensus EPS
$0.91
Beat/Miss
Beat by +$0.01
One Year Ago EPS
N/A
EPS Beat Rate
7 of last 8 quarters

ChoiceOne Financial Services Revenue Results

Actual Revenue
$42.94 million
Expected Revenue
$43.80 million
Beat/Miss
Missed by -$863.00 thousand
YoY Revenue Growth
N/A

Upcoming Earnings

ChoiceOne Financial Services' Q3 2026 earnings is estimated for Wednesday, October 28, 2026, based on past reporting schedules, with a conference call scheduled on Friday, October 23, 2026 at 7:00 AM ET. Check back for transcripts, audio, and key financial metrics as they become available.

ChoiceOne Financial Services Q4 2025 Earnings FAQ

ChoiceOne Financial Services (NASDAQ:COFS) reported earnings of $0.92 per share for Q4 2025, beating the consensus estimate of $0.91. The report was announced on Friday, January 30, 2026.

ChoiceOne Financial Services reported revenue of $42.94 million for Q4 2025, against a consensus estimate of $43.80 million.

ChoiceOne Financial Services' next earnings date is estimated for Wednesday, October 28, 2026. MarketBeat tracks confirmed and estimated earnings dates for ChoiceOne Financial Services on the company's earnings history page.

ChoiceOne Financial Services Earnings Headlines

A new income category is drawing serious money - here's why
Forbes recently called a new category of exchange-traded income funds a 'golden era,' and Bloomberg noted the eye-popping yields are fueling a boom among everyday investors. Three years ago, barely a dozen of these funds existed - today there are more than 100, holding over $140 billion. These funds trade on the NYSE and NASDAQ and are built to generate monthly income. Some investors are targeting $5,000 a month with roughly one-tenth of the nest egg Wall Street says you need.tc pixel
ChoiceOne Reports Second Quarter 2026 Results
ChoiceOne Financial Services : COFS
See More ChoiceOne Financial Services Headlines
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About ChoiceOne Financial Services

ChoiceOne Financial Services (NASDAQ:COFS) is the bank holding company for ChoiceOne Bank, a community banking institution headquartered in Sparta, Michigan. The company serves individuals, families, farmers and businesses through a network of banking offices primarily located in western and southeastern Michigan.

ChoiceOne Bank offers a range of financial products and services, including checking and savings accounts, certificates of deposit, consumer loans, residential mortgages, commercial real estate financing and business loans. Its business banking services also include treasury management, electronic banking and other cash-management solutions.

The bank provides digital banking capabilities, including online and mobile account access, alongside traditional branch-based services. ChoiceOne traces its history to the late 19th century and has expanded its Michigan community banking presence through organic growth and selected acquisitions. ChoiceOne Financial Services is publicly traded on the Nasdaq under the symbol COFS.

View ChoiceOne Financial Services Profile