Bank OZK (NASDAQ:OZKAP) is a regional banking company headquartered in Little Rock, Arkansas. The institution provides banking and financial services to individuals, businesses, and institutions through its banking subsidiary, Bank OZK. Its offerings include checking and savings accounts, certificates of deposit, commercial and consumer loans, residential mortgages, treasury management, wealth management, and other deposit and lending products.
Bank OZK is particularly known for its commercial real estate lending business, including construction and development financing for multifamily, office, hotel, condominium, and other large-scale projects. The bank also serves small and middle-market businesses with commercial lending, cash-management, and related financial services.
Founded in 1903 as Bank of the Ozarks, the company expanded beyond its original Arkansas market through organic growth and acquisitions. It adopted the Bank OZK name in 2018 and serves customers through banking offices and lending operations in Arkansas and selected markets across the Southeast, Texas, California, and New York. George G. Gleason serves as chairman and chief executive officer and has led the organization since 1979.