Commerce Bancshares (CBSH) Stock Price, News & Analysis

Company Overview

Commerce Bancshares, Inc. is a financial holding company headquartered in Kansas City, Missouri. Founded in 1865, the company operates Commerce Bank, which provides banking and related financial services to individuals, businesses, institutions and government entities.

Commerce Bank offers deposit accounts, consumer and commercial lending, mortgages, treasury and payment services, credit cards, investment management, trust services and institutional banking solutions. Its businesses also include capital markets and brokerage services, supporting corporate, municipal and institutional clients.

The bank serves customers primarily through a regional network spanning Missouri, Kansas, Illinois, Oklahoma and Colorado, along with digital banking channels. John W. Kemper serves as president and chief executive officer, while David W. Kemper is executive chairman.

Key Stats

• Today's Range: $54.98 to $56.16
• 50-Day Range: $53.91 to $58.65
• 52-Week Range: $46.99 to $60.92
• Volume: 1.05 million shs
• Average Volume: 934,222 shs
• Market Capitalization: $7.90 billion
• P/E Ratio: 13.27
• Dividend Yield: 2.00%
• Price Target: $63.64
• Consensus Rating: Hold

Commerce Bancshares Stock Analysis - MarketRank™

Commerce Bancshares scored higher than 90% of companies evaluated by MarketBeat, and ranked 183rd out of 862 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Hold

Consensus Rating

Commerce Bancshares has received a consensus rating of Hold. The company's average rating score is 2.30, and is based on no strong buy ratings, 3 buy ratings, 7 hold ratings, and no sell ratings.

Upside Potential

Commerce Bancshares has a consensus price target of $63.64, representing about 15.6% upside from its current price of $55.06.

Amount of Analyst Coverage

Commerce Bancshares has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.90%

Earnings Growth

Earnings for Commerce Bancshares are expected to grow by 8.90% in the coming year, from $4.27 to $4.65 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Commerce Bancshares is 13.27, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.72.

Price to Earnings Ratio vs. Sector

The P/E ratio of Commerce Bancshares is 13.27, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.83.

Price to Earnings Growth Ratio

Commerce Bancshares has a PEG Ratio of 1.68. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Commerce Bancshares has a P/B Ratio of 1.87. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.70% of the float of Commerce Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Commerce Bancshares has a short interest ratio ("days to cover") of 7.75.

Change versus previous month

Short interest in Commerce Bancshares has recently increased by 1.99%, indicating that investor sentiment is decreasing.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Commerce Bancshares pays a meaningful dividend of 2.00%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Commerce Bancshares has been increasing its dividend for 58 years.

Dividend Coverage

The dividend payout ratio of Commerce Bancshares is 26.51%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Commerce Bancshares will have a dividend payout ratio of 23.66% next year. This indicates that Commerce Bancshares will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 1.17

News Sentiment

Commerce Bancshares has a news sentiment score of 1.17. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Commerce Bancshares this week, compared to 5 articles on an average week.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Commerce Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $378,473.00 in company stock.

Percentage Held by Insiders

1.80% of the stock of Commerce Bancshares is held by insiders.

Percentage Held by Institutions

70.26% of the stock of Commerce Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 9/22 Dividend: 9/04/2026
• Ex-Dividend for 9/22 Dividend: 9/04/2026
• Dividend Payable: 9/22/2026
• Last Earnings: 10/20/2026
• Today: 10/30/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CBSH
• CIK: 22356
• Web: www.commercebank.com
• Phone: (816) 234-2000
• Fax: 816-234-2369
• Employees: 4,737
• Year Founded: 1865

Price Target and Rating

• Average Price Target for Commerce Bancshares: $63.64
• High Price Target: $77.00
• Low Price Target: $60.00
• Potential Upside/Downside: +15.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.30
• Research Coverage: 10 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.15
• Trailing P/E Ratio: 13.27
• Forward P/E Ratio: 12.89
• P/E Growth: 1.68
• Net Income: $566.25 million
• Net Margins: 26.06%
• Pretax Margin: 33.91%
• Return on Equity: 14.27%
• Return on Assets: 1.72%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.82
• Quick Ratio: 0.82

Sales & Book Value

• Annual Sales: $1.95 billion
• Price / Sales: 4.05
• Cash Flow: $4.52 per share
• Price / Cash Flow: 12.18
• Book Value: $29.39 per share
• Price / Book: 1.87

Miscellaneous

• Outstanding Shares: 143,432,000
• Free Float: 140,850,000
• Market Cap: $7.90 billion
• Optionable: Optionable
• Beta: 0.60