U.S. Bancorp (USB) Stock Price, News & Analysis

Company Overview

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. It operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, the company offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. Further, it provides investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Additionally, the company provides corporate and purchasing card, and corporate trust services. Furthermore, it offers trust and investment management, merchant and ATM processing, mortgage banking, insurance, and brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Key Stats

• Today's Range: $45.98 to $46.87
• 50-Day Range: $42.68 to $47.78
• 52-Week Range: $35.18 to $53.98
• Volume: 6.18 million shs
• Average Volume: 9.85 million shs
• Market Capitalization: $72.92 billion
• P/E Ratio: 11.21
• Dividend Yield: 4.27%
• Price Target: $52.55
• Consensus Rating: Moderate Buy

U.S. Bancorp Stock Analysis - MarketRank™

U.S. Bancorp scored higher than 99% of companies evaluated by MarketBeat, and ranked 12th out of 942 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

U.S. Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 13 buy ratings, 6 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

U.S. Bancorp has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.05%

Earnings Growth

Earnings for U.S. Bancorp are expected to grow by 10.05% in the coming year, from $4.38 to $4.82 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of U.S. Bancorp is 11.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.60.

Price to Earnings Ratio vs. Sector

The P/E ratio of U.S. Bancorp is 11.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.69.

Price to Earnings Growth Ratio

U.S. Bancorp has a PEG Ratio of 1.46. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

U.S. Bancorp has a P/B Ratio of 1.32. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.37% of the float of U.S. Bancorp has been sold short.

Short Interest Ratio / Days to Cover

U.S. Bancorp has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in U.S. Bancorp has recently increased by 5.13%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

U.S. Bancorp is a leading dividend payer. It pays a dividend yield of 4.29%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

U.S. Bancorp has been increasing its dividend for 14 years.

Dividend Coverage

The dividend payout ratio of U.S. Bancorp is 47.85%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, U.S. Bancorp will have a dividend payout ratio of 41.49% next year. This indicates that U.S. Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.8 / 5
• Environmental Score: -0.40

Percentage of Shares Shorted

1.37% of the float of U.S. Bancorp has been sold short.

Short Interest Ratio / Days to Cover

U.S. Bancorp has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in U.S. Bancorp has recently increased by 5.13%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: 1.57

News Sentiment

U.S. Bancorp has a news sentiment score of 1.57. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.84 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 36 news articles for U.S. Bancorp this week, compared to 29 articles on an average week.

Search Interest

41 people have searched for USB on MarketBeat in the last 30 days. This is an increase of 28% compared to the previous 30 days.

MarketBeat Follows

Only 7 people have added U.S. Bancorp to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, U.S. Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,099,509.00 in company stock.

Percentage Held by Insiders

Only 0.23% of the stock of U.S. Bancorp is held by insiders.

Percentage Held by Institutions

77.60% of the stock of U.S. Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

USB Stock Analysis - Frequently Asked Questions

How have USB shares performed this year?

U.S. Bancorp's stock was trading at $47.83 at the start of the year. Since then, USB shares have decreased by 2.0% and is now trading at $46.8570.

How were U.S. Bancorp's earnings last quarter?

U.S. Bancorp (NYSE:USB) issued its earnings results on Thursday, July, 17th. The financial services provider reported $1.11 EPS for the quarter, beating analysts' consensus estimates of $1.07 by $0.04. U.S. Bancorp's quarterly revenue was up 2.0% compared to the same quarter last year.
Read the conference call transcript.

Is U.S. Bancorp doing a stock buyback?

U.S. Bancorp's Board of Directors authorized a share buyback plan on Thursday, September 12th 2024, which authorizes the company to buy back $5,000,000,000 in shares, according to EventVestor. This means that the company could purchase up to 7% of its stock through open market purchases. Stock repurchase plans are often an indication that the company's board of directors believes its shares are undervalued.

Does U.S. Bancorp have any subsidiaries?

U.S. Bancorp subsidiaries include Bento for Business, talech, Vail Banks Inc., Western Bancorp, 111 Tower Investors Inc., Banctech Processing Services LLC, CenPOS LLC, and others.

Who are U.S. Bancorp's major shareholders?

Top institutional investors of U.S. Bancorp include Vanguard Group Inc. (9.20%), State Street Corp (4.40%), Geode Capital Management LLC (2.35%) and Viking Global Investors LP (1.55%). Insiders that own company stock include Andrew Cecere, Terrance R Dolan, James L Chosy, Gillern Jeffry H Von, Shailesh M Kotwal, Timothy A Welsh, Jodi L Richard, Souheil Badran, Scott W Wine, Lisa R Stark, Richard P Mckenney, Aleem Gillani, Alan B Colberg and James B Kelligrew.
View institutional ownership trends.

How do I buy shares of U.S. Bancorp?

Shares of USB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of U.S. Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that U.S. Bancorp investors own include Symbotic (SYM), JPMorgan Nasdaq Equity Premium Income ETF (JEPQ), Chevron (CVX), Bristol Myers Squibb (BMY), Comcast (CMCSA), Charles Schwab (SCHW) and McKesson (MCK).

Company Calendar

• Record date for 7/15 Dividend: 6/30/2025
• Ex-Dividend for 7/15 Dividend: 6/30/2025
• Dividend Payable: 7/15/2025
• Last Earnings: 7/17/2025
• Today: 8/14/2025
• Next Earnings (Estimated): 10/15/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - MJR REGNL
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:USB
• CIK: 36104
• Web: www.usbank.com
• Phone: (651) 466-3000
• Fax: 612-303-0782
• Employees: 70,263
• Year Founded: 1836

Price Target and Rating

• Average Price Target for U.S. Bancorp: $52.55
• High Price Target: $67.00
• Low Price Target: $43.50
• Potential Upside/Downside: +12.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 21 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.18
• Trailing P/E Ratio: 11.21
• Forward P/E Ratio: 10.70
• P/E Growth: 1.46
• Net Income: $6.30 billion
• Net Margins: 16.30%
• Pretax Margin: 20.39%
• Return on Equity: 13.08%
• Return on Assets: 1.02%

Debt

• Debt-to-Equity Ratio: 1.16
• Current Ratio: 0.81
• Quick Ratio: 0.81

Sales & Book Value

• Annual Sales: $42.71 billion
• Price / Sales: 1.71
• Cash Flow: $4.86 per share
• Price / Cash Flow: 9.65
• Book Value: $35.40 per share
• Price / Book: 1.32

Miscellaneous

• Outstanding Shares: 1,556,190,000
• Free Float: 1,552,610,000
• Market Cap: $72.92 billion
• Optionable: Optionable
• Beta: 1.01