Affirm (AFRM) Projected to Post Quarterly Earnings on Thursday

Key Points

• Affirm is set to announce its Q4 2025 earnings on August 28th, with analysts forecasting earnings of $0.11 per share and revenue of $834.94 million.
• The stock opened at $72.98, with a market cap of $23.54 billion and a current ratio of 11.47, reflecting its financial health.
• Analysts have varied ratings on Affirm, with Citigroup maintaining an "overweight" rating and Barclays increasing its price target to $80.00, while BTIG downgraded their rating to "neutral."

Affirm (NASDAQ:AFRM - Get Free Report) is projected to issue its Q4 2025 results after the market closes on Thursday, August 28th. Analysts expect the company to announce earnings of $0.11 per share and revenue of $834.9410 million for the quarter. Parties can check the company's upcoming Q4 2025 earningsummary page for the latest details on the call scheduled for Thursday, August 28, 2025 at 5:00 PM ET.

Affirm Price Performance

Shares of NASDAQ AFRM traded up $5.00 during midday trading on Friday, reaching $79.49. 8,379,774 shares of the company were exchanged, compared to its average volume of 5,149,236. The stock's 50-day moving average price is $69.28 and its 200-day moving average price is $58.94. The stock has a market cap of $25.64 billion, a P/E ratio of -378.52, a PEG ratio of 2.95 and a beta of 3.63. Affirm has a one year low of $30.02 and a one year high of $82.53. The company has a quick ratio of 11.47, a current ratio of 11.47 and a debt-to-equity ratio of 2.55.

Insiders Place Their Bets

In related news, CAO Siphelele Jiyane sold 15,871 shares of the business's stock in a transaction on Monday, August 4th. The shares were sold at an average price of $75.00, for a total value of $1,190,325.00. Following the transaction, the chief accounting officer owned 242,192 shares in the company, valued at $18,164,400. The trade was a 6.15% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. Also, CEO Max R. Levchin sold 167,443 shares of the business's stock in a transaction on Friday, August 22nd. The shares were sold at an average price of $80.10, for a total transaction of $13,412,184.30. The disclosure for this sale can be found here. Insiders have sold 629,715 shares of company stock valued at $49,194,321 over the last quarter. Company insiders own 11.82% of the company's stock.

Hedge Funds Weigh In On Affirm

Several hedge funds and other institutional investors have recently bought and sold shares of the company. Geneos Wealth Management Inc. lifted its holdings in Affirm by 4,415.9% in the second quarter. Geneos Wealth Management Inc. now owns 6,819 shares of the company's stock valued at $471,000 after buying an additional 6,668 shares during the period. Rakuten Securities Inc. raised its holdings in shares of Affirm by 172.5% during the second quarter. Rakuten Securities Inc. now owns 7,468 shares of the company's stock valued at $516,000 after purchasing an additional 4,727 shares during the period. Corient Private Wealth LLC raised its holdings in shares of Affirm by 100.5% during the second quarter. Corient Private Wealth LLC now owns 16,841 shares of the company's stock valued at $1,164,000 after purchasing an additional 8,440 shares during the period. Sender Co & Partners Inc. acquired a new position in shares of Affirm during the second quarter valued at about $245,000. Finally, Captrust Financial Advisors raised its holdings in shares of Affirm by 6.4% during the second quarter. Captrust Financial Advisors now owns 27,472 shares of the company's stock valued at $1,899,000 after purchasing an additional 1,641 shares during the period. Institutional investors and hedge funds own 69.29% of the company's stock.

Analysts Set New Price Targets

AFRM has been the topic of a number of research reports. JPMorgan Chase & Co. boosted their target price on shares of Affirm from $69.00 to $84.00 and gave the stock an "overweight" rating in a research note on Tuesday, August 19th. Needham & Company LLC reissued a "hold" rating on shares of Affirm in a research note on Wednesday, July 2nd. Deutsche Bank Aktiengesellschaft started coverage on shares of Affirm in a research note on Thursday, July 17th. They issued a "buy" rating and a $78.00 price objective on the stock. Susquehanna boosted their price objective on shares of Affirm from $65.00 to $76.00 and gave the stock a "positive" rating in a research note on Wednesday, July 23rd. Finally, UBS Group reduced their price objective on shares of Affirm from $62.00 to $56.00 and set a "neutral" rating on the stock in a research note on Friday, May 9th. One investment analyst has rated the stock with a Strong Buy rating, eighteen have given a Buy rating and eleven have issued a Hold rating to the stock. According to MarketBeat, the company has an average rating of "Moderate Buy" and a consensus price target of $68.74.

About Affirm

Affirm Holdings, Inc operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months.