UBS Group Cuts Synchrony Financial (NYSE:SYF) Price Target to $81.00

Key Points

• UBS Group lowered Synchrony Financial’s price target from $87 to $81 while maintaining a “neutral” rating, implying 12.6% upside from the stock’s $71.93 price.
• Analyst sentiment remains favorable overall: Synchrony has nine Buy ratings and six Holds, resulting in a “Moderate Buy” consensus and an average price target of $88.57.
• Synchrony reported quarterly EPS of $2.59, beating estimates by $0.45, with $3.72 billion in revenue and a 15.44% net margin; institutional investors own 96.48% of the stock.

Synchrony Financial (NYSE:SYF - Get Free Report) had its target price decreased by research analysts at UBS Group from $87.00 to $81.00 in a research report issued on Monday, Benzinga reports. The firm currently has a "neutral" rating on the financial services provider's stock. UBS Group's price target suggests a potential upside of 12.60% from the company's current price.

SYF has been the subject of several other research reports. TD Cowen raised their target price on Synchrony Financial from $89.00 to $90.00 and gave the stock a "buy" rating in a research note on Tuesday, July 7th. Weiss Ratings restated a "buy (b-)" rating on shares of Synchrony Financial in a report on Friday, July 17th. JPMorgan Chase & Co. decreased their price target on Synchrony Financial from $81.00 to $78.00 and set a "neutral" rating on the stock in a research note on Monday, July 13th. Wolfe Research upped their price objective on shares of Synchrony Financial from $85.00 to $90.00 and gave the company an "outperform" rating in a research note on Tuesday, August 25th. Finally, Robert W. Baird raised their target price on Synchrony Financial from $86.00 to $90.00 and gave the stock an "outperform" rating in a research note on Wednesday, July 22nd. Nine analysts have rated the stock with a Buy rating and six have issued a Hold rating to the company. According to MarketBeat, the stock presently has an average rating of "Moderate Buy" and a consensus target price of $88.57.

Synchrony Financial Trading Up 0.2%

Shares of NYSE:SYF traded up $0.16 during midday trading on Monday, reaching $71.93. The company's stock had a trading volume of 2,212,810 shares, compared to its average volume of 3,936,417. Synchrony Financial has a fifty-two week low of $63.08 and a fifty-two week high of $88.77. The company has a debt-to-equity ratio of 1.08, a quick ratio of 1.22 and a current ratio of 1.22. The firm has a 50 day moving average price of $76.87 and a two-hundred day moving average price of $74.08. The firm has a market capitalization of $23.41 billion, a price-to-earnings ratio of 7.37, a PEG ratio of 0.62 and a beta of 1.35.

Synchrony Financial (NYSE:SYF - Get Free Report) last posted its earnings results on Tuesday, July 21st. The financial services provider reported $2.59 EPS for the quarter, topping the consensus estimate of $2.14 by $0.45. The company had revenue of $3.72 billion during the quarter, compared to the consensus estimate of $3.72 billion. Synchrony Financial had a net margin of 15.44% and a return on equity of 23.09%. During the same period in the previous year, the firm posted $2.50 earnings per share. Synchrony Financial has set its FY 2026 guidance at 9.250-9.500 EPS. As a group, analysts forecast that Synchrony Financial will post 9.38 earnings per share for the current year.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently bought and sold shares of the company. Compass Financial Management LLC purchased a new stake in Synchrony Financial during the second quarter valued at approximately $29,000. Reflection Asset Management purchased a new stake in shares of Synchrony Financial during the fourth quarter worth about $31,000. Fiduciary Financial Advisors bought a new position in Synchrony Financial in the 2nd quarter worth approximately $33,000. Center for Financial Planning Inc. raised its position in shares of Synchrony Financial by 242.9% during the first quarter. Center for Financial Planning Inc. now owns 480 shares of the financial services provider's stock valued at $33,000 after buying an additional 340 shares during the last quarter. Finally, CoreFirst Bank & Trust boosted its position in shares of Synchrony Financial by 57.8% during the first quarter. CoreFirst Bank & Trust now owns 505 shares of the financial services provider's stock worth $34,000 after acquiring an additional 185 shares during the last quarter. 96.48% of the stock is owned by hedge funds and other institutional investors.

Synchrony Financial Company Profile

Synchrony Financial NYSE: SYF is a consumer financial services company that provides credit products and related services through partnerships with retailers, manufacturers, healthcare providers and other businesses. The company is best known for private-label credit cards and dual-use credit cards that allow consumers to finance purchases with participating brands.

Synchrony's offerings also include promotional financing, installment loans and other consumer payment solutions. Its products support spending across areas such as retail, home improvement, consumer electronics, healthcare, automotive and lifestyle purchases.

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