Research Analysts Offer Predictions for FCF Q3 Earnings

Key Points

• DA Davidson forecasts First Commonwealth Financial to earn $0.43 per share in Q3 2025, with full-year estimates of $1.45 EPS for 2024 and $1.58 EPS for 2025.
• The stock price has seen a recent decrease of 1.1% and was opened at $16.33, with a 52-week range between $13.54 and $19.96.
• First Commonwealth Financial announced a quarterly dividend of $0.135 per share, representing a yield of 3.3% and a payout ratio of 41.54%.

First Commonwealth Financial Corporation (NYSE:FCF - Free Report) - DA Davidson issued their Q3 2025 EPS estimates for First Commonwealth Financial in a research note issued on Friday, August 1st. DA Davidson analyst M. Navas forecasts that the bank will post earnings per share of $0.43 for the quarter. The consensus estimate for First Commonwealth Financial's current full-year earnings is $1.45 per share. DA Davidson also issued estimates for First Commonwealth Financial's FY2025 earnings at $1.58 EPS and FY2026 earnings at $1.80 EPS.

First Commonwealth Financial (NYSE:FCF - Get Free Report) last posted its quarterly earnings data on Tuesday, July 29th. The bank reported $0.38 earnings per share for the quarter, topping the consensus estimate of $0.34 by $0.04. The company had revenue of $131.33 million during the quarter, compared to analyst estimates of $125.88 million. First Commonwealth Financial had a net margin of 18.94% and a return on equity of 9.71%. During the same quarter last year, the business posted $0.37 earnings per share.

Other equities analysts also recently issued reports about the stock. Royal Bank Of Canada decreased their price objective on shares of First Commonwealth Financial from $20.00 to $18.00 and set an "outperform" rating on the stock in a report on Thursday, May 1st. Keefe, Bruyette & Woods dropped their price objective on First Commonwealth Financial from $19.00 to $18.00 and set a "market perform" rating on the stock in a research note on Friday, May 2nd. Finally, Wall Street Zen upgraded shares of First Commonwealth Financial from a "sell" rating to a "hold" rating in a report on Saturday, August 2nd. Three investment analysts have rated the stock with a hold rating and three have assigned a buy rating to the company. According to data from MarketBeat.com, the company has an average rating of "Moderate Buy" and an average price target of $18.90.

First Commonwealth Financial Stock Down 1.1%

Shares of First Commonwealth Financial stock traded down $0.18 on Monday, hitting $16.37. The company had a trading volume of 248,099 shares, compared to its average volume of 708,218. First Commonwealth Financial has a twelve month low of $13.54 and a twelve month high of $19.96. The company has a debt-to-equity ratio of 0.17, a current ratio of 0.93 and a quick ratio of 0.93. The stock has a 50-day moving average of $16.28 and a 200-day moving average of $15.92. The firm has a market capitalization of $1.72 billion, a P/E ratio of 12.62 and a beta of 0.84.

Institutional Inflows and Outflows

A number of large investors have recently modified their holdings of the business. Sei Investments Co. increased its holdings in shares of First Commonwealth Financial by 3.9% in the fourth quarter. Sei Investments Co. now owns 23,857 shares of the bank's stock worth $404,000 after acquiring an additional 895 shares in the last quarter. KLP Kapitalforvaltning AS bought a new position in shares of First Commonwealth Financial in the 4th quarter valued at $338,000. LPL Financial LLC lifted its holdings in First Commonwealth Financial by 10.7% during the 4th quarter. LPL Financial LLC now owns 32,879 shares of the bank's stock worth $556,000 after buying an additional 3,170 shares during the period. JPMorgan Chase & Co. increased its holdings in First Commonwealth Financial by 46.6% in the fourth quarter. JPMorgan Chase & Co. now owns 927,453 shares of the bank's stock worth $15,693,000 after purchasing an additional 295,011 shares in the last quarter. Finally, Norges Bank bought a new stake in shares of First Commonwealth Financial during the fourth quarter valued at approximately $4,536,000. 72.58% of the stock is owned by institutional investors and hedge funds.

Insider Activity

In related news, Director Todd D. Brice acquired 7,000 shares of First Commonwealth Financial stock in a transaction dated Tuesday, May 13th. The shares were acquired at an average cost of $16.09 per share, for a total transaction of $112,630.00. Following the completion of the transaction, the director directly owned 10,500 shares of the company's stock, valued at $168,945. The trade was a 200.00% increase in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available through this hyperlink. Insiders own 2.17% of the company's stock.

First Commonwealth Financial Dividend Announcement

The company also recently disclosed a quarterly dividend, which will be paid on Friday, August 22nd. Shareholders of record on Friday, August 8th will be issued a dividend of $0.135 per share. The ex-dividend date of this dividend is Friday, August 8th. This represents a $0.54 annualized dividend and a dividend yield of 3.3%. First Commonwealth Financial's dividend payout ratio (DPR) is presently 41.54%.

First Commonwealth Financial Company Profile

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services.