Atlantic Union Bankshares (AUB) Stock Price, News & Analysis

Company Overview

Atlantic Union Bankshares (NASDAQ:AUB) is a diversified financial services holding company headquartered in Richmond, Virginia. Through its principal subsidiary, Atlantic Union Bank, the company provides a broad range of banking and wealth management services to commercial, retail and institutional clients. Its core business activities include deposit-taking, lending, mortgage banking, treasury management and wealth advisory services.

Founded in 1902 as the Union Banking Company of Virginia, the firm has grown through a combination of organic expansion and strategic acquisitions. In 2019, it completed a significant merger with Xenith Bankshares, creating a larger regional platform under the Atlantic Union Bank name. This merger enhanced the bank’s scale and expanded its presence in key markets.

Atlantic Union Bank operates more than 100 branch locations across Virginia, North Carolina, Maryland, and the District of Columbia. Its commercial banking division serves small and mid-sized businesses with tailored financing solutions, including commercial real estate, equipment leasing and working capital lines of credit. The consumer banking arm offers checking and savings accounts, home equity loans, residential mortgages and digital banking tools designed to meet the needs of individual customers.

The bank’s wealth management and trust services segment provides investment advisory, retirement planning, brokerage and fiduciary services. Under the leadership of President and Chief Executive Officer Robert M. Adelberg, Atlantic Union Bank emphasizes community engagement, financial education and technological innovation. Through its regional focus and broad product suite, the company aims to deliver personalized solutions that support the financial goals of individuals and businesses throughout the Mid-Atlantic region.

Key Stats

• Today's Range: $33.16 to $33.89
• 50-Day Range: $28.15 to $33.52
• 52-Week Range: $22.85 to $44.54
• Volume: 309,336 shs
• Average Volume: 1.13 million shs
• Market Capitalization: $4.81 billion
• P/E Ratio: 14.73
• Dividend Yield: 4.03%
• Price Target: $39.00
• Consensus Rating: Moderate Buy

Atlantic Union Bankshares Stock Analysis - MarketRank™

Atlantic Union Bankshares scored higher than 90% of companies evaluated by MarketBeat, and ranked 153rd out of 903 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Atlantic Union Bankshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.83, and is based on 3 buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Atlantic Union Bankshares has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 27.91%

Earnings Growth

Earnings for Atlantic Union Bankshares are expected to grow by 27.91% in the coming year, from $3.26 to $4.17 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Atlantic Union Bankshares is 14.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of Atlantic Union Bankshares is 14.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.07.

Price to Book Value per Share Ratio

Atlantic Union Bankshares has a P/B Ratio of 0.97. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

7.02% of the float of Atlantic Union Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Atlantic Union Bankshares has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Atlantic Union Bankshares has recently increased by 14.13%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

Atlantic Union Bankshares is a leading dividend payer. It pays a dividend yield of 4.05%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Atlantic Union Bankshares has been increasing its dividend for 14 years.

Dividend Coverage

The dividend payout ratio of Atlantic Union Bankshares is 62.10%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Atlantic Union Bankshares will have a dividend payout ratio of 32.61% next year. This indicates that Atlantic Union Bankshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

7.02% of the float of Atlantic Union Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Atlantic Union Bankshares has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Atlantic Union Bankshares has recently increased by 14.13%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.26

News Sentiment

Atlantic Union Bankshares has a news sentiment score of 1.26. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for Atlantic Union Bankshares this week, compared to 4 articles on an average week.

Search Interest

1 people have searched for AUB on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Atlantic Union Bankshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 0.87% of the stock of Atlantic Union Bankshares is held by insiders.

Percentage Held by Institutions

78.58% of the stock of Atlantic Union Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

AUB Stock Analysis - Frequently Asked Questions

How have AUB shares performed this year?

Atlantic Union Bankshares' stock was trading at $37.88 on January 1st, 2025. Since then, AUB shares have decreased by 10.8% and is now trading at $33.8070.

How were Atlantic Union Bankshares' earnings last quarter?

Atlantic Union Bankshares Co. (NASDAQ:AUB) announced its quarterly earnings data on Monday, October, 21st. The company reported $0.83 earnings per share for the quarter, topping the consensus estimate of $0.82 by $0.01. The company earned $358.81 million during the quarter, compared to analyst estimates of $226.70 million. Atlantic Union Bankshares had a net margin of 15.53% and a trailing twelve-month return on equity of 8.50%.

Who are Atlantic Union Bankshares' major shareholders?

Atlantic Union Bankshares' top institutional shareholders include Wealth Enhancement Advisory Services LLC (0.04%), Gilman Hill Asset Management LLC (0.01%) and Westbourne Investments Inc. (0.01%). Insiders that own company stock include John C Asbury, Frank Russell Ellett, Robert Michael Gorman, Ronald L Tillett, Donald R Kimble and Heather Cox.
View institutional ownership trends.

How do I buy shares of Atlantic Union Bankshares?

Shares of AUB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Atlantic Union Bankshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Atlantic Union Bankshares investors own include American Water Works (AWK), Waste Connections (WCN), Humana (HUM), AU Optronics (AUOTY), The RMR Group (RMR), Voyager Therapeutics (VYGR) and DiamondRock Hospitality (DRH).

Company Calendar

• Last Earnings: 10/21/2024
• Record date for 6/6 Dividend: 5/23/2025
• Ex-Dividend for 6/6 Dividend: 5/23/2025
• Dividend Payable: 6/06/2025
• Today: 7/10/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:AUB
• CIK: 883948
• Web: www.atlanticunionbank.com
• Phone: (804) 633-5031
• Fax: 804-633-1800
• Employees: 1,880
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Atlantic Union Bankshares: $39.00
• High Price Target: $51.00
• Low Price Target: $32.00
• Potential Upside/Downside: +15.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.83
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.19
• Trailing P/E Ratio: 14.73
• Forward P/E Ratio: 10.35
• P/E Growth: N/A
• Net Income: $209.13 million
• Net Margins: 15.53%
• Pretax Margin: 19.30%
• Return on Equity: 8.50%
• Return on Assets: 1.06%

Debt

• Debt-to-Equity Ratio: 0.13
• Current Ratio: 0.91
• Quick Ratio: 0.91

Sales & Book Value

• Annual Sales: $857.44 million
• Price / Sales: 5.61
• Cash Flow: $2.90 per share
• Price / Cash Flow: 11.62
• Book Value: $35.01 per share
• Price / Book: 0.96

Miscellaneous

• Outstanding Shares: 142,468,000
• Free Float: 88,622,000
• Market Cap: $4.81 billion
• Optionable: Optionable
• Beta: 0.86