Bank First National (BFC) Stock Price, News & Analysis

Company Overview

Bank First National, operating through Bank First Corporation, is a Wisconsin-based community bank that provides banking and financial services to individuals, families, businesses and municipalities. The company offers checking and savings accounts, certificates of deposit, residential mortgages, consumer loans, commercial lending and agricultural financing.

Bank First also provides business banking solutions such as treasury management, cash management, payment services, online and mobile banking, and other commercial financial products. Its services are delivered through a network of banking offices and digital channels, with a focus on relationship-based service and local decision-making.

The institution traces its history to 1894 and serves communities primarily in northeastern and east-central Wisconsin. Bank First Corporation is led by Michael B. Molepske, who serves as president and chief executive officer.

Key Stats

• Today's Range: $150.72 to $152.13
• 50-Day Range: $145.60 to $158.42
• 52-Week Range: $119.08 to $159.10
• Volume: 56,810 shs
• Average Volume: 66,912 shs
• Market Capitalization: $1.68 billion
• P/E Ratio: 19.64
• Dividend Yield: 1.59%
• Price Target: $163.00
• Consensus Rating: Moderate Buy

Bank First National Stock Analysis - MarketRank™

Bank First National scored higher than 74% of companies evaluated by MarketBeat, and ranked 386th out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.6 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Bank First National has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on 1 strong buy rating, 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Bank First National is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Bank First National has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 14.63%

Earnings Growth

Earnings for Bank First National are expected to grow by 14.63% in the coming year, from $9.91 to $11.36 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank First National is 19.64, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.53.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank First National is 19.64, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.58.

Price to Book Value per Share Ratio

Bank First National has a P/B Ratio of 2.31. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.19% of the float of Bank First National has been sold short.

Short Interest Ratio / Days to Cover

Bank First National has a short interest ratio ("days to cover") of 9.41.

Change versus previous month

Short interest in Bank First National has recently increased by 4.77%, indicating that investor sentiment is decreasing.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Bank First National pays a meaningful dividend of 1.58%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Bank First National has been increasing its dividend for 10 years.

Dividend Coverage

The dividend payout ratio of Bank First National is 31.21%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Bank First National will have a dividend payout ratio of 21.13% next year. This indicates that Bank First National will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.91

News Sentiment

Bank First National has a news sentiment score of 0.91. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Bank First National this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for BFC on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.2 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Bank First National insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $287,493.00 in company stock.

Percentage Held by Insiders

4.97% of the stock of Bank First National is held by insiders.

Percentage Held by Institutions

29.95% of the stock of Bank First National is held by institutions.

Company Calendar

• Record date for 7/8 Dividend: 6/24/2026
• Ex-Dividend for 7/8 Dividend: 6/24/2026
• Dividend Payable: 7/08/2026
• Last Earnings: 7/21/2026
• Record date for 10/7 Dividend: 9/23/2026
• Ex-Dividend for 10/7 Dividend: 9/23/2026
• Today: 9/28/2026
• Dividend Payable: 10/07/2026
• Next Earnings (Estimated): 10/20/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:BFC
• CIK: 1746109
• Web: www.bankfirst.com
• Phone: (920) 652-3100
• Fax: N/A
• Employees: 380
• Year Founded: 1984

Price Target and Rating

• Average Price Target for Bank First National: $163.00
• High Price Target: $165.00
• Low Price Target: $161.00
• Potential Upside/Downside: +7.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.80
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $7.69
• Trailing P/E Ratio: 19.64
• Forward P/E Ratio: 15.24
• P/E Growth: N/A
• Net Income: $71.50 million
• Net Margins: 27.70%
• Pretax Margin: 34.41%
• Return on Equity: 12.48%
• Return on Assets: 1.73%

Debt

• Debt-to-Equity Ratio: 0.03
• Current Ratio: 0.93
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $243.93 million
• Price / Sales: 6.87
• Cash Flow: $8.03 per share
• Price / Cash Flow: 18.81
• Book Value: $65.46 per share
• Price / Book: 2.31

Miscellaneous

• Outstanding Shares: 11,090,000
• Free Float: 10,535,000
• Market Cap: $1.68 billion
• Optionable: Not Optionable
• Beta: 0.41