Bank of South Carolina (BKSC) Stock Price, News & Analysis

Company Overview

Bank of South Carolina (NASDAQ:BKSC) is a Greenville, South Carolina–based bank holding company that provides a broad range of financial services through its subsidiary, Bank of South Carolina. Serving both individual and commercial clients, the company focuses on delivering personalized banking solutions designed to support local businesses, professionals and consumers across the state.

The company’s core offerings include deposit products such as checking accounts, savings accounts, money market accounts and certificates of deposit. In addition to traditional deposit services, Bank of South Carolina offers a comprehensive suite of lending solutions, including commercial real estate loans, construction financing, equipment loans and lines of credit. These lending products are tailored to help small and mid-sized enterprises manage cash flow, expand operations and undertake new development projects.

Beyond standard banking, Bank of South Carolina provides wealth management and trust services designed to help high-net-worth individuals and families plan for retirement, manage estates and preserve assets. The trust department offers fiduciary and investment advisory services, while the wealth management team develops customized strategies to meet long-term financial objectives.

To enhance customer convenience, Bank of South Carolina supports online and mobile banking platforms, enabling account holders to monitor balances, transfer funds, pay bills and deposit checks remotely. The bank’s footprint extends throughout key markets in South Carolina, with branch locations in Greenville and the surrounding regions. Through a combination of community focus and digital capability, Bank of South Carolina aims to deliver a modern banking experience rooted in local relationships.

Key Stats

• Today's Range: $15.55 to $15.65
• 50-Day Range: $14.49 to $16.00
• 52-Week Range: $11.48 to $16.00
• Volume: 829 shs
• Average Volume: 2,080 shs
• Market Capitalization: $84.28 million
• P/E Ratio: 12.64
• Dividend Yield: 5.40%
• Price Target: N/A
• Consensus Rating: N/A

Bank of South Carolina Stock Analysis - MarketRank™

Bank of South Carolina scored higher than 28% of companies evaluated by MarketBeat, and ranked 859th out of 959 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Bank of South Carolina.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank of South Carolina is 12.64, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.43.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank of South Carolina is 12.64, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.59.

Price to Book Value per Share Ratio

Bank of South Carolina has a P/B Ratio of 1.81. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.09% of the float of Bank of South Carolina has been sold short.

Short Interest Ratio / Days to Cover

Bank of South Carolina has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank of South Carolina has recently increased by 88.89%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Bank of South Carolina is a leading dividend payer. It pays a dividend yield of 5.48%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Bank of South Carolina does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Bank of South Carolina is 63.16%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.09% of the float of Bank of South Carolina has been sold short.

Short Interest Ratio / Days to Cover

Bank of South Carolina has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank of South Carolina has recently increased by 88.89%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Sentiment

Bank of South Carolina has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.06 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Bank of South Carolina this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Bank of South Carolina insiders have not sold or bought any company stock.

Percentage Held by Insiders

29.79% of the stock of Bank of South Carolina is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 0.18% of the stock of Bank of South Carolina is held by institutions.

BKSC Stock Analysis - Frequently Asked Questions

How have BKSC shares performed this year?

Bank of South Carolina's stock was trading at $13.18 at the beginning of the year. Since then, BKSC shares have increased by 18.0% and is now trading at $15.55.

How were Bank of South Carolina's earnings last quarter?

Bank of South Carolina Co. (NASDAQ:BKSC) released its quarterly earnings results on Thursday, July, 9th. The bank reported $0.23 earnings per share for the quarter. Bank of South Carolina had a trailing twelve-month return on equity of 13.59% and a net margin of 23.42%.

How do I buy shares of Bank of South Carolina?

Shares of BKSC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Bank of South Carolina own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bank of South Carolina investors own include AbbVie (ABBV), Boeing (BA), Kohl's (KSS), Main Street Capital (MAIN), Meta Platforms (META), NVIDIA (NVDA) and Southern (SO).

Company Calendar

• Last Earnings: 7/09/2020
• Record date for 7/31 Dividend: 7/08/2025
• Dividend Payable: 7/31/2025
• Today: 9/13/2025
• Next Earnings (Estimated): 10/09/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BKSC
• Previous Symbol: NASDAQ:*SC0
• CIK: 1007273
• Web: www.banksc.com
• Phone: (843) 724-1500
• Fax: 843-724-1513
• Employees: 80
• Year Founded: 1986

Profitability

• EPS (Trailing Twelve Months): $1.33
• Trailing P/E Ratio: 12.64
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $6.75 million
• Net Margins: 23.42%
• Pretax Margin: 28.63%
• Return on Equity: 13.59%
• Return on Assets: 1.14%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.73
• Quick Ratio: 0.73

Sales & Book Value

• Annual Sales: $21.16 million
• Price / Sales: 3.98
• Cash Flow: $1.21 per share
• Price / Cash Flow: 12.80
• Book Value: $8.61 per share
• Price / Book: 1.81

Miscellaneous

• Outstanding Shares: 5,420,000
• Free Float: 3,812,000
• Market Cap: $84.28 million
• Optionable: Not Optionable
• Beta: 0.30