Bank OZK (OZK) Stock Price, News & Analysis

Company Overview

Bank OZK (NASDAQ:OZK) is a regional financial institution headquartered in Little Rock, Arkansas. The bank provides banking and financial services to individuals, businesses and institutions through a network of branches and digital banking channels.

Its products and services include checking and savings accounts, certificates of deposit, consumer and commercial loans, residential mortgages, treasury management, online and mobile banking, and wealth management. Bank OZK also provides specialized lending through its Real Estate Specialties Group, which focuses on commercial real estate financing for projects in markets across the United States.

The company traces its origins to 1903, when it was founded as a community bank in Jasper, Arkansas. It operated for many years as Bank of the Ozarks before adopting the Bank OZK name in 2018. The bank serves customers in Arkansas and other U.S. markets, including the Southeast and selected metropolitan areas nationwide. George G. Gleason has served as the company’s chairman and chief executive officer since 1979.

Key Stats

• Today's Range: $46.35 to $46.90
• 50-Day Range: $45.96 to $52.49
• 52-Week Range: $42.37 to $53.39
• Volume: 1.27 million shs
• Average Volume: 1.10 million shs
• Market Capitalization: $5.21 billion
• P/E Ratio: 7.70
• Dividend Yield: 4.12%
• Price Target: $54.57
• Consensus Rating: Hold

Bank OZK Stock Analysis - MarketRank™

Bank OZK scored higher than 84% of companies evaluated by MarketBeat, and ranked 233rd out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Hold

Consensus Rating

Bank OZK has received a consensus rating of Hold. The company's average rating score is 2.09, and is based on no strong buy ratings, 3 buy ratings, 6 hold ratings, and 2 sell ratings.

Upside Potential

Bank OZK has a consensus price target of $54.57, representing about 17.1% upside from its current price of $46.59.

Amount of Analyst Coverage

Bank OZK has been the subject of 9 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 5.67%

Earnings Growth

Earnings for Bank OZK are expected to grow by 5.67% in the coming year, from $5.82 to $6.15 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank OZK is 7.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank OZK is 7.70, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.43.

Price to Book Value per Share Ratio

Bank OZK has a P/B Ratio of 0.90. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

15.82% of the float of Bank OZK has been sold short.

Short Interest Ratio / Days to Cover

Bank OZK has a short interest ratio ("days to cover") of 17.6, which indicates bearish sentiment.

Change versus previous month

Short interest in Bank OZK has recently increased by 1.87%, indicating that investor sentiment is decreasing.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

Bank OZK is a leading dividend payer. It pays a dividend yield of 4.11%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Bank OZK has been increasing its dividend for 29 years.

Dividend Coverage

The dividend payout ratio of Bank OZK is 31.74%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Bank OZK will have a dividend payout ratio of 31.22% next year. This indicates that Bank OZK will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.47

News Sentiment

Bank OZK has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.60 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 22 news articles for Bank OZK this week, compared to 6 articles on an average week.

Search Interest

13 people have searched for OZK on MarketBeat in the last 30 days. This is an increase of 1,200% compared to the previous 30 days.

Company Ownership

• Score: 1.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Bank OZK insiders have not sold or bought any company stock.

Percentage Held by Insiders

6.70% of the stock of Bank OZK is held by insiders.

Percentage Held by Institutions

86.18% of the stock of Bank OZK is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 7/20 Dividend: 7/13/2026
• Ex-Dividend for 7/20 Dividend: 7/13/2026
• Dividend Payable: 7/20/2026
• Last Earnings: 7/21/2026
• Today: 10/05/2026
• Record date for 10/20 Dividend: 10/13/2026
• Ex-Dividend for 10/20 Dividend: 10/13/2026
• Dividend Payable: 10/20/2026
• Next Earnings (Estimated): 10/20/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:OZK
• CIK: 1569650
• Web: www.ozk.com
• Phone: (501) 978-2265
• Fax: 501-978-2224
• Employees: 2,744
• Year Founded: 1903

Price Target and Rating

• Average Price Target for Bank OZK: $54.57
• High Price Target: $62.00
• Low Price Target: $50.00
• Potential Upside/Downside: +17.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.09
• Research Coverage: 11 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.05
• Trailing P/E Ratio: 7.70
• Forward P/E Ratio: 8.01
• P/E Growth: N/A
• Net Income: $715.48 million
• Net Margins: 24.95%
• Pretax Margin: 32.35%
• Return on Equity: 11.87%
• Return on Assets: 1.67%

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 0.97
• Quick Ratio: 0.97

Sales & Book Value

• Annual Sales: $2.81 billion
• Price / Sales: 1.86
• Cash Flow: $7.50 per share
• Price / Cash Flow: 6.21
• Book Value: $51.76 per share
• Price / Book: 0.90

Miscellaneous

• Outstanding Shares: 111,880,000
• Free Float: 104,382,000
• Market Cap: $5.21 billion
• Optionable: Optionable
• Beta: 0.92