City Holding Company (NASDAQ:CHCO) is a bank holding company headquartered in Charleston, West Virginia, serving as the parent of City National Bank. Tracing its roots to the early 19th century, the organization has evolved from a single state-chartered institution into a diversified financial services company. Over the decades, City Holding has grown through both organic expansion and strategic acquisitions, positioning itself as a regional leader in banking and wealth management across the Mid-Atlantic.
The company’s core business activities encompass a broad spectrum of commercial and consumer banking services. For business clients, City National Bank offers treasury management, commercial lending, lines of credit and industry-specific financing solutions. Retail banking services include deposit accounts, mortgage lending, home equity products and digital banking platforms designed to enhance convenience for individual customers. Through its mortgage division, City Holding Company originates, services and sells residential mortgage loans.
In addition to traditional banking, City Holding Company provides specialized wealth management, trust and brokerage services. Its subsidiary wealth advisors work with high-net-worth individuals, families and institutions, offering investment advisory, estate planning and fiduciary administration. The company has also built an insurance and risk management arm, delivering property and casualty coverage as well as employee benefits consulting for corporate clients.
City Holding’s branch network spans West Virginia, Maryland, Virginia, North Carolina and the District of Columbia, serving both urban centers and smaller communities. Led by President and Chief Executive Officer Kenneth R. Duby alongside a senior leadership team with deep local market expertise, the company continues to pursue targeted growth opportunities while maintaining a focus on personalized service and community engagement throughout its operating regions.
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