Community Financial System (CBU) to Release Quarterly Earnings on Tuesday

Key Points

• Community Financial System (CBU) is set to release its Q3 2025 earnings on October 21, with analysts projecting earnings of $1.03 per share and revenue of $206.85 million.
• The company recently increased its quarterly dividend to $0.47 per share, marking a rise from the previous dividend of $0.46, which represents an annualized dividend yield of 3.3%.
• Wall Street analysts currently give Community Financial System an average rating of "Moderate Buy", with a consensus price target of $68.00 for its stock.

Community Financial System (NYSE:CBU - Get Free Report) is expected to be issuing its Q3 2025 results before the market opens on Tuesday, October 21st. Analysts expect the company to announce earnings of $1.03 per share and revenue of $206.8530 million for the quarter. Parties are encouraged to explore the company's upcoming Q3 2025 earningoverview page for the latest details on the call scheduled for Tuesday, October 21, 2025 at 11:00 AM ET.

Community Financial System (NYSE:CBU - Get Free Report) last issued its quarterly earnings data on Tuesday, July 22nd. The bank reported $0.97 earnings per share for the quarter, missing the consensus estimate of $1.03 by ($0.06). The business had revenue of $199.30 million during the quarter, compared to the consensus estimate of $201.93 million. Community Financial System had a return on equity of 10.71% and a net margin of 19.91%.The business's revenue for the quarter was up 8.4% compared to the same quarter last year. During the same period in the prior year, the firm earned $0.95 EPS. On average, analysts expect Community Financial System to post $4 EPS for the current fiscal year and $5 EPS for the next fiscal year.

Community Financial System Price Performance

Community Financial System stock opened at $56.30 on Tuesday. The stock's 50 day moving average is $58.49 and its 200 day moving average is $56.70. The company has a debt-to-equity ratio of 0.38, a current ratio of 0.76 and a quick ratio of 0.76. The firm has a market cap of $2.98 billion, a P/E ratio of 15.34 and a beta of 0.77. Community Financial System has a one year low of $49.44 and a one year high of $73.39.

Community Financial System Increases Dividend

The business also recently disclosed a quarterly dividend, which was paid on Friday, October 10th. Investors of record on Friday, September 12th were paid a $0.47 dividend. This is an increase from Community Financial System's previous quarterly dividend of $0.46. This represents a $1.88 dividend on an annualized basis and a dividend yield of 3.3%. The ex-dividend date of this dividend was Friday, September 12th. Community Financial System's payout ratio is presently 51.23%.

Insider Buying and Selling at Community Financial System

In other news, SVP Jeffrey M. Levy sold 1,440 shares of the company's stock in a transaction dated Wednesday, August 27th. The shares were sold at an average price of $61.38, for a total transaction of $88,387.20. Following the transaction, the senior vice president owned 6,657 shares in the company, valued at approximately $408,606.66. This represents a 17.78% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Corporate insiders own 1.01% of the company's stock.

Hedge Funds Weigh In On Community Financial System

Several institutional investors have recently made changes to their positions in the stock. Osaic Holdings Inc. raised its holdings in shares of Community Financial System by 11.2% during the second quarter. Osaic Holdings Inc. now owns 9,358 shares of the bank's stock valued at $532,000 after purchasing an additional 940 shares during the period. Public Sector Pension Investment Board raised its holdings in shares of Community Financial System by 7.9% during the second quarter. Public Sector Pension Investment Board now owns 180,167 shares of the bank's stock valued at $10,246,000 after purchasing an additional 13,128 shares during the period. Tower Research Capital LLC TRC raised its holdings in shares of Community Financial System by 206.2% during the second quarter. Tower Research Capital LLC TRC now owns 6,474 shares of the bank's stock valued at $368,000 after purchasing an additional 4,360 shares during the period. Tidal Investments LLC raised its holdings in shares of Community Financial System by 1.8% during the second quarter. Tidal Investments LLC now owns 35,354 shares of the bank's stock valued at $2,011,000 after purchasing an additional 612 shares during the period. Finally, Rafferty Asset Management LLC raised its holdings in shares of Community Financial System by 7.6% during the second quarter. Rafferty Asset Management LLC now owns 35,956 shares of the bank's stock valued at $2,045,000 after purchasing an additional 2,545 shares during the period. Institutional investors and hedge funds own 73.79% of the company's stock.

Wall Street Analysts Forecast Growth

A number of equities analysts recently commented on CBU shares. Wall Street Zen raised Community Financial System from a "sell" rating to a "hold" rating in a research note on Saturday. Keefe, Bruyette & Woods dropped their target price on shares of Community Financial System from $69.00 to $67.00 and set a "market perform" rating on the stock in a report on Wednesday, July 23rd. Finally, Weiss Ratings restated a "hold (c+)" rating on shares of Community Financial System in a report on Wednesday, October 8th. One research analyst has rated the stock with a Strong Buy rating and three have given a Hold rating to the company. According to data from MarketBeat, Community Financial System currently has an average rating of "Moderate Buy" and a consensus price target of $68.00.

About Community Financial System

Community Bank System, Inc operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest -bearing checking, savings, and money market deposit accounts, as well as time deposits.

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