Credit Acceptance (CACC) Expected to Announce Earnings on Wednesday

Key Points

• Credit Acceptance is set to announce its Q3 2025 earnings on Wednesday, October 29, with analysts forecasting earnings of $9.87 per share and revenue of $592.19 million.
• In its previous quarter, the company reported earnings of $8.56 per share, falling short of expectations, while revenue increased 8.5% year-over-year to $583.80 million.
• Insider sales have occurred recently, with COO Jonathan Lum selling 6,000 shares and CEO Kenneth Booth selling 4,000 shares, reflecting a decrease in ownership positions by 16% and 5.55%, respectively.

Credit Acceptance (NASDAQ:CACC - Get Free Report) is expected to be releasing its Q3 2025 results before the market opens on Wednesday, October 29th. Analysts expect Credit Acceptance to post earnings of $9.87 per share and revenue of $592.1890 million for the quarter. Investors can check the company's upcoming Q3 2025 earningsummary page for the latest details on the call scheduled for Thursday, October 30, 2025 at 8:30 AM ET.

Credit Acceptance (NASDAQ:CACC - Get Free Report) last issued its earnings results on Thursday, July 31st. The credit services provider reported $8.56 earnings per share for the quarter, missing analysts' consensus estimates of $9.84 by ($1.28). The firm had revenue of $583.80 million for the quarter, compared to the consensus estimate of $583.30 million. Credit Acceptance had a net margin of 18.69% and a return on equity of 27.06%. The company's revenue for the quarter was up 8.5% on a year-over-year basis. During the same period last year, the firm earned $10.29 earnings per share. On average, analysts expect Credit Acceptance to post $53 EPS for the current fiscal year and $60 EPS for the next fiscal year.

Credit Acceptance Trading Up 1.5%

Shares of NASDAQ CACC opened at $501.82 on Wednesday. The company has a quick ratio of 22.03, a current ratio of 22.03 and a debt-to-equity ratio of 4.16. The business has a fifty day simple moving average of $495.30 and a two-hundred day simple moving average of $494.48. The firm has a market cap of $5.64 billion, a PE ratio of 14.47 and a beta of 1.19. Credit Acceptance has a twelve month low of $414.15 and a twelve month high of $560.00.

Insider Transactions at Credit Acceptance

In other news, COO Jonathan Lum sold 6,000 shares of the business's stock in a transaction on Monday, August 25th. The stock was sold at an average price of $512.61, for a total value of $3,075,660.00. Following the completion of the transaction, the chief operating officer directly owned 31,493 shares of the company's stock, valued at approximately $16,143,626.73. The trade was a 16.00% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. Also, CEO Kenneth Booth sold 4,000 shares of the business's stock in a transaction on Thursday, September 18th. The stock was sold at an average price of $506.59, for a total value of $2,026,360.00. Following the completion of the transaction, the chief executive officer directly owned 68,116 shares of the company's stock, valued at approximately $34,506,884.44. The trade was a 5.55% decrease in their ownership of the stock. The disclosure for this sale can be found here. In the last three months, insiders sold 13,697 shares of company stock valued at $6,981,255. Corporate insiders own 6.60% of the company's stock.

Institutional Inflows and Outflows

Several large investors have recently made changes to their positions in CACC. Smead Capital Management Inc. grew its stake in Credit Acceptance by 17.0% during the 2nd quarter. Smead Capital Management Inc. now owns 216,811 shares of the credit services provider's stock worth $110,450,000 after buying an additional 31,438 shares during the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC grew its stake in Credit Acceptance by 3.9% during the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 23,886 shares of the credit services provider's stock worth $12,334,000 after buying an additional 900 shares during the last quarter. Bank of America Corp DE grew its stake in Credit Acceptance by 61.6% during the 2nd quarter. Bank of America Corp DE now owns 14,000 shares of the credit services provider's stock worth $7,132,000 after buying an additional 5,336 shares during the last quarter. Invesco Ltd. grew its stake in Credit Acceptance by 10.8% during the 2nd quarter. Invesco Ltd. now owns 13,929 shares of the credit services provider's stock worth $7,096,000 after buying an additional 1,355 shares during the last quarter. Finally, Man Group plc grew its stake in Credit Acceptance by 1.9% during the 2nd quarter. Man Group plc now owns 10,885 shares of the credit services provider's stock worth $5,545,000 after buying an additional 201 shares during the last quarter. 81.71% of the stock is owned by institutional investors.

Analysts Set New Price Targets

Separately, Weiss Ratings reaffirmed a "hold (c)" rating on shares of Credit Acceptance in a research report on Wednesday, October 8th. Two research analysts have rated the stock with a Hold rating and one has given a Sell rating to the stock. According to MarketBeat.com, the stock presently has an average rating of "Reduce" and an average price target of $440.00.

About Credit Acceptance

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers.

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