Jiayin Group (NASDAQ:JFIN) Posts Earnings Results, Misses Estimates By $0.69 EPS

Key Points

• Jiayin Group reported a quarterly loss of $0.52 per share, missing the consensus estimate of $0.17 by $0.69. Revenue totaled $108.46 million, more than double analysts’ $53.39 million expectation.
• Shares opened at $2.17 and remain near their 12-month low of $2.12, well below the 12-month high of $13.65. The company has a market capitalization of approximately $113.6 million and a price-to-earnings ratio of 0.86.
• Analyst sentiment remains negative: Weiss Ratings downgraded the stock to “sell,” and the sole analyst rating tracked by MarketBeat is also “Sell.” Institutional investors own 44.08% of the company.

Jiayin Group (NASDAQ:JFIN - Get Free Report) announced its quarterly earnings results on Friday. The company reported ($0.52) EPS for the quarter, missing analysts' consensus estimates of $0.17 by ($0.69), FiscalAI reports. The business had revenue of $108.46 million during the quarter, compared to analysts' expectations of $53.39 million. Jiayin Group had a return on equity of 21.67% and a net margin of 17.79%.

Jiayin Group Price Performance

JFIN opened at $2.17 on Friday. The stock has a fifty day simple moving average of $2.61 and a two-hundred day simple moving average of $4.17. The company has a current ratio of 1.89, a quick ratio of 1.89 and a debt-to-equity ratio of 0.12. The company has a market cap of $113.56 million, a price-to-earnings ratio of 0.86 and a beta of 0.96. Jiayin Group has a 12-month low of $2.12 and a 12-month high of $13.65.

Analyst Ratings Changes

Separately, Weiss Ratings lowered shares of Jiayin Group from a "sell (d+)" rating to a "sell (d)" rating in a research note on Thursday, August 20th. One analyst has rated the stock with a Sell rating, Based on data from MarketBeat, the company currently has a consensus rating of "Sell".

Institutional Trading of Jiayin Group

A number of hedge funds have recently modified their holdings of the business. Marshall Wace LLP purchased a new position in Jiayin Group during the 4th quarter valued at about $392,000. Renaissance Technologies LLC increased its stake in shares of Jiayin Group by 87.2% during the fourth quarter. Renaissance Technologies LLC now owns 120,000 shares of the company's stock valued at $696,000 after purchasing an additional 55,900 shares in the last quarter. Dimensional Fund Advisors LP bought a new position in shares of Jiayin Group during the third quarter valued at approximately $520,000. Quadrature Capital Ltd purchased a new position in shares of Jiayin Group during the fourth quarter valued at approximately $287,000. Finally, Boston Partners purchased a new position in shares of Jiayin Group during the third quarter valued at approximately $378,000. Institutional investors own 44.08% of the company's stock.

About Jiayin Group

Jiayin Group NASDAQ: JFIN is a China-based, technology-driven consumer finance marketplace that connects individual borrowers with institutional lenders. The company's online platform leverages proprietary credit scoring models, big data analytics and AI‐powered risk management tools to streamline the loan application, approval and disbursement processes. By integrating end-to-end services—including borrower acquisition, credit assessment, loan servicing and collection—Jiayin Group provides a comprehensive fintech solution for unsecured personal loans.

Through its platform, Jiayin Group offers financial institutions access to an underserved segment of the consumer credit market, particularly in third- and fourth‐tier cities across China.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.

Continue following MarketBeat

Add MarketBeat as your preferred source on Google to see our latest stories in your feed.

Add As Preferred Source