Enterprise Bancorp (EBTC) Stock Price, News & Analysis

Company Overview

Enterprise Bancorp, Inc. operates as the holding company for Enterprise Bank and Trust Company that engages in the provision of commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. The company also provides commercial real estate, commercial and industrial, commercial construction, residential, and consumer loans, as well as home equity loans and lines of credit. In addition, the company offers cash management services; wealth advisory and management services that include customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; insurance services; and online and mobile banking services. The company was founded in 1989 and is headquartered in Lowell, Massachusetts.

Key Stats

• Today's Range: $39.64 to $39.64
• 50-Day Range: $36.66 to $41.05
• 52-Week Range: $23.02 to $44.41
• Volume: N/A
• Average Volume: 29,512 shs
• Market Capitalization: $495.90 million
• P/E Ratio: 12.12
• Dividend Yield: 2.52%
• Price Target: N/A
• Consensus Rating: N/A

Enterprise Bancorp Stock Analysis - MarketRank™

Enterprise Bancorp scored higher than 22% of companies evaluated by MarketBeat, and ranked 2533rd out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Enterprise Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Enterprise Bancorp is 12.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.56.

Price to Earnings Ratio vs. Sector

The P/E ratio of Enterprise Bancorp is 12.12, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.06.

Price to Book Value per Share Ratio

Enterprise Bancorp has a P/B Ratio of 1.37. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.15% of the float of Enterprise Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Enterprise Bancorp has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in Enterprise Bancorp has recently increased by 8.39%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Enterprise Bancorp pays a meaningful dividend of 2.52%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Enterprise Bancorp has been increasing its dividend for 7 years.

Dividend Coverage

The dividend payout ratio of Enterprise Bancorp is 30.58%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.15% of the float of Enterprise Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Enterprise Bancorp has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in Enterprise Bancorp has recently increased by 8.39%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for Enterprise Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Enterprise Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

21.69% of the stock of Enterprise Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 38.93% of the stock of Enterprise Bancorp is held by institutions.

EBTC Stock Analysis - Frequently Asked Questions

How have EBTC shares performed this year?

Enterprise Bancorp's stock was trading at $39.54 at the start of the year. Since then, EBTC shares have increased by 0.3% and is now trading at $39.64.

How were Enterprise Bancorp's earnings last quarter?

Enterprise Bancorp Inc (NASDAQ:EBTC) issued its quarterly earnings data on Thursday, April, 17th. The savings and loans company reported $0.84 earnings per share for the quarter. The savings and loans company earned $43.88 million during the quarter. Enterprise Bancorp had a trailing twelve-month return on equity of 11.18% and a net margin of 15.74%.

How do I buy shares of Enterprise Bancorp?

Shares of EBTC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Enterprise Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Enterprise Bancorp investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AU Optronics (AUOTY) and Voyager Therapeutics (VYGR).

Company Calendar

• Last Earnings: 4/17/2025
• Record date for 6/2 Dividend: 5/12/2025
• Ex-Dividend for 6/2 Dividend: 5/12/2025
• Dividend Payable: 6/02/2025
• Today: 7/04/2025
• Next Earnings (Estimated): 7/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:EBTC
• CIK: 1018399
• Web: www.enterprisebanking.com
• Phone: (978) 459-9000
• Fax: 978-656-5813
• Employees: 540
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $3.27
• Trailing P/E Ratio: 12.12
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $38.73 million
• Net Margins: 15.74%
• Pretax Margin: 20.93%
• Return on Equity: 11.18%
• Return on Assets: 0.85%

Debt

• Debt-to-Equity Ratio: 0.40
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $253.15 million
• Price / Sales: 1.96
• Cash Flow: $3.57 per share
• Price / Cash Flow: 11.11
• Book Value: $29.02 per share
• Price / Book: 1.37

Miscellaneous

• Outstanding Shares: 12,510,000
• Free Float: 9,795,000
• Market Cap: $495.90 million
• Optionable: Optionable
• Beta: 0.75