Enterprise Bancorp (EBTC) Stock Price, News & Analysis

Company Overview

Enterprise Bancorp, Inc. (NASDAQ: EBTC) is a bank holding company headquartered in Vero Beach, Florida. Founded in 2009 as the parent of its subsidiary, Enterprise Bank & Trust, the company traces its roots to the establishment of Enterprise Bank & Trust in 1991. As a community-oriented financial institution, Enterprise Bancorp leverages local insights and a personalized approach to deliver banking solutions tailored to businesses, professionals and individuals across its service areas.

Through its primary subsidiary, Enterprise Bank & Trust, the company provides a comprehensive suite of commercial and consumer banking services. On the commercial side, products include commercial real estate lending, equipment financing, and working capital lines of credit designed to support small and medium-sized enterprises. For individual clients, the bank offers checking and savings accounts, personal loans, mortgages and home equity lines of credit. Wealth management and trust services complement these offerings, with investment advisory, estate planning and fiduciary services available to high-net-worth clients.

Enterprise Bancorp maintains a growing network of branches throughout southeastern Florida, with locations in the Treasure Coast region and the Palm Beaches. By concentrating operations within its regional footprint, the company emphasizes strong community ties and in-depth market knowledge. This localized focus enables Enterprise Bancorp to respond quickly to customer needs and to cultivate long-term relationships with local businesses, professionals and consumer clients.

Leadership at Enterprise Bancorp comprises seasoned banking executives and community leaders. The board of directors and senior management team bring extensive experience in finance, legal practice and community service, underscoring the company’s commitment to prudent risk management and client-centric service. Under their guidance, Enterprise Bancorp continues to pursue targeted growth initiatives, expand its digital banking capabilities and uphold its reputation as a reliable partner in the Florida banking landscape.

Key Stats

• Today's Range: $39.64 to $39.64
• 50-Day Range: $37.20 to $41.05
• 52-Week Range: $23.02 to $44.41
• Volume: N/A
• Average Volume: 29,478 shs
• Market Capitalization: $495.90 million
• P/E Ratio: 12.12
• Dividend Yield: 2.52%
• Price Target: N/A
• Consensus Rating: N/A

Enterprise Bancorp Stock Analysis - MarketRank™

Enterprise Bancorp scored higher than 21% of companies evaluated by MarketBeat, and ranked 828th out of 901 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Enterprise Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Enterprise Bancorp is 12.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.88.

Price to Earnings Ratio vs. Sector

The P/E ratio of Enterprise Bancorp is 12.12, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.95.

Price to Book Value per Share Ratio

Enterprise Bancorp has a P/B Ratio of 1.37. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.15% of the float of Enterprise Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Enterprise Bancorp has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in Enterprise Bancorp has recently increased by 8.39%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Enterprise Bancorp pays a meaningful dividend of 2.52%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Enterprise Bancorp has been increasing its dividend for 7 years.

Dividend Coverage

The dividend payout ratio of Enterprise Bancorp is 30.58%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.15% of the float of Enterprise Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Enterprise Bancorp has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in Enterprise Bancorp has recently increased by 8.39%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Enterprise Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Enterprise Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

21.69% of the stock of Enterprise Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 38.93% of the stock of Enterprise Bancorp is held by institutions.

EBTC Stock Analysis - Frequently Asked Questions

How have EBTC shares performed this year?

Enterprise Bancorp's stock was trading at $39.54 at the beginning of the year. Since then, EBTC shares have increased by 0.3% and is now trading at $39.64.

How were Enterprise Bancorp's earnings last quarter?

Enterprise Bancorp Inc (NASDAQ:EBTC) issued its quarterly earnings data on Thursday, April, 17th. The savings and loans company reported $0.84 earnings per share (EPS) for the quarter. The savings and loans company had revenue of $43.88 million for the quarter. Enterprise Bancorp had a trailing twelve-month return on equity of 11.18% and a net margin of 15.74%.

How do I buy shares of Enterprise Bancorp?

Shares of EBTC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Enterprise Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Enterprise Bancorp investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AU Optronics (AUOTY) and Voyager Therapeutics (VYGR).

Company Calendar

• Last Earnings: 4/17/2025
• Record date for 6/2 Dividend: 5/12/2025
• Ex-Dividend for 6/2 Dividend: 5/12/2025
• Dividend Payable: 6/02/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 7/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:EBTC
• CIK: 1018399
• Web: www.enterprisebanking.com
• Phone: (978) 459-9000
• Fax: 978-656-5813
• Employees: 540
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $3.27
• Trailing P/E Ratio: 12.12
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $38.73 million
• Net Margins: 15.74%
• Pretax Margin: 20.93%
• Return on Equity: 11.18%
• Return on Assets: 0.85%

Debt

• Debt-to-Equity Ratio: 0.40
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $253.15 million
• Price / Sales: 1.96
• Cash Flow: $3.57 per share
• Price / Cash Flow: 11.11
• Book Value: $29.02 per share
• Price / Book: 1.37

Miscellaneous

• Outstanding Shares: 12,510,000
• Free Float: 9,795,000
• Market Cap: $495.90 million
• Optionable: Optionable
• Beta: 0.75