Analysts Issue Forecasts for OCFC Q3 Earnings

Key Points

• Equities analysts from DA Davidson anticipate OceanFirst Financial will report **Q3 2025 EPS** of **$0.32**, while the consensus for the full year's earnings is **$1.60 per share**.
• OceanFirst Financial's recent earnings report showed an EPS of **$0.31**, falling short of expectations, with revenues totaling **$99.37 million**, also below the forecast.
• The company declared a quarterly dividend of **$0.20 per share**, providing an annualized yield of **4.67%**, with a dividend payout ratio of **56.74%**.

OceanFirst Financial Corp. (NASDAQ:OCFC - Free Report) - Investment analysts at DA Davidson issued their Q3 2025 earnings per share estimates for shares of OceanFirst Financial in a research note issued on Tuesday, July 29th. DA Davidson analyst M. Navas anticipates that the savings and loans company will post earnings of $0.32 per share for the quarter. The consensus estimate for OceanFirst Financial's current full-year earnings is $1.60 per share. DA Davidson also issued estimates for OceanFirst Financial's FY2025 earnings at $1.32 EPS and FY2026 earnings at $1.90 EPS.

Separately, Keefe, Bruyette & Woods lowered their price target on OceanFirst Financial from $21.00 to $20.00 and set a "market perform" rating for the company in a report on Monday, April 28th. Four equities research analysts have rated the stock with a hold rating, one has assigned a buy rating and one has given a strong buy rating to the company's stock. According to MarketBeat.com, the stock has an average rating of "Moderate Buy" and an average price target of $20.67.

OceanFirst Financial Stock Down 2.5%

OceanFirst Financial stock traded down $0.42 during midday trading on Wednesday, hitting $16.36. 425,945 shares of the company were exchanged, compared to its average volume of 286,427. The company's fifty day moving average price is $17.59 and its 200-day moving average price is $17.30. OceanFirst Financial has a fifty-two week low of $14.29 and a fifty-two week high of $21.87. The company has a market cap of $955.10 million, a PE ratio of 11.60 and a beta of 1.04. The company has a debt-to-equity ratio of 0.65, a current ratio of 1.00 and a quick ratio of 1.00.

OceanFirst Financial (NASDAQ:OCFC - Get Free Report) last issued its earnings results on Thursday, July 24th. The savings and loans company reported $0.31 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.33 by ($0.02). The firm had revenue of $99.37 million for the quarter, compared to analysts' expectations of $101.26 million. OceanFirst Financial had a return on equity of 5.18% and a net margin of 12.89%.

OceanFirst Financial Announces Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Friday, August 15th. Investors of record on Monday, August 4th will be paid a $0.20 dividend. This represents a $0.80 annualized dividend and a yield of 4.9%. The ex-dividend date of this dividend is Monday, August 4th. OceanFirst Financial's dividend payout ratio is currently 56.74%.

Institutional Investors Weigh In On OceanFirst Financial

Several hedge funds have recently bought and sold shares of OCFC. O Shaughnessy Asset Management LLC increased its position in OceanFirst Financial by 27.5% in the 4th quarter. O Shaughnessy Asset Management LLC now owns 140,665 shares of the savings and loans company's stock worth $2,546,000 after purchasing an additional 30,373 shares during the last quarter. SG Americas Securities LLC acquired a new position in OceanFirst Financial in the 1st quarter worth about $632,000. GAMMA Investing LLC increased its position in OceanFirst Financial by 3,306.1% in the 1st quarter. GAMMA Investing LLC now owns 14,578 shares of the savings and loans company's stock worth $248,000 after purchasing an additional 14,150 shares during the last quarter. Deutsche Bank AG increased its holdings in shares of OceanFirst Financial by 59.3% during the 4th quarter. Deutsche Bank AG now owns 43,277 shares of the savings and loans company's stock valued at $783,000 after acquiring an additional 16,110 shares during the last quarter. Finally, Millennium Management LLC increased its holdings in shares of OceanFirst Financial by 121.7% during the 4th quarter. Millennium Management LLC now owns 160,837 shares of the savings and loans company's stock valued at $2,911,000 after acquiring an additional 88,292 shares during the last quarter. 70.98% of the stock is owned by hedge funds and other institutional investors.

OceanFirst Financial Company Profile

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers. It accepts money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, that includes brokered deposits to retail, government, and business customers.