Fair Isaac (NYSE:FICO) Stock Price Down 5.9% - What's Next?

Key Points

• FICO stock fell 5.9% on Tuesday to $1,355.70 (intraday low $1,325.88) on light volume of 77,302 shares, about 74% below its average session volume.
• The company beat quarterly expectations (EPS $7.33 vs. $7.08) with revenue of $766 million (+16.4% y/y), set FY‑2026 guidance at 38.17 EPS, and authorized a $1.5 billion share buyback covering up to 5.2% of outstanding stock.
• Analyst sentiment is mixed but generally positive — the consensus is a "Moderate Buy" with a mean target of $1,994.62, while individual targets range from Goldman Sachs' $1,777 to Wells Fargo's $2,500 and Jefferies' $2,200.

Fair Isaac Corporation (NYSE:FICO - Get Free Report)'s stock price traded down 5.9% during trading on Tuesday . The company traded as low as $1,325.88 and last traded at $1,355.6950. 77,302 shares traded hands during trading, a decline of 74% from the average session volume of 298,107 shares. The stock had previously closed at $1,441.20.

Analyst Upgrades and Downgrades

A number of analysts have commented on the stock. Zacks Research lowered shares of Fair Isaac from a "strong-buy" rating to a "hold" rating in a research note on Monday, December 1st. Weiss Ratings restated a "hold (c+)" rating on shares of Fair Isaac in a research note on Monday, December 29th. Wells Fargo & Company increased their price target on shares of Fair Isaac from $2,400.00 to $2,500.00 and gave the stock an "overweight" rating in a research note on Wednesday, January 14th. The Goldman Sachs Group cut their price objective on Fair Isaac from $2,070.00 to $1,777.00 and set a "buy" rating on the stock in a research note on Monday, February 2nd. Finally, Jefferies Financial Group upped their price target on shares of Fair Isaac from $2,100.00 to $2,200.00 and gave the company a "buy" rating in a report on Friday, January 16th. Nine investment analysts have rated the stock with a Buy rating and five have given a Hold rating to the company. According to data from MarketBeat.com, the stock currently has an average rating of "Moderate Buy" and a consensus target price of $1,994.62.

Fair Isaac Stock Down 8.0%

The stock has a market cap of $31.44 billion, a PE ratio of 49.02, a P/E/G ratio of 1.42 and a beta of 1.28. The firm's fifty day moving average price is $1,478.95 and its 200 day moving average price is $1,596.27.

Fair Isaac (NYSE:FICO - Get Free Report) last announced its quarterly earnings results on Wednesday, January 28th. The technology company reported $7.33 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $7.08 by $0.25. The company had revenue of $766.00 million for the quarter, compared to the consensus estimate of $501.05 million. Fair Isaac had a net margin of 31.89% and a negative return on equity of 40.98%. Fair Isaac's revenue for the quarter was up 16.4% compared to the same quarter last year. During the same period in the previous year, the firm posted $5.79 EPS. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. As a group, analysts anticipate that Fair Isaac Corporation will post 24.15 earnings per share for the current fiscal year.

Fair Isaac declared that its board has authorized a stock repurchase plan on Wednesday, February 25th that permits the company to buyback $1.50 billion in shares. This buyback authorization permits the technology company to buy up to 5.2% of its stock through open market purchases. Stock buyback plans are generally a sign that the company's board of directors believes its stock is undervalued.

Insider Activity

In other Fair Isaac news, CFO Steven P. Weber sold 1,426 shares of Fair Isaac stock in a transaction on Wednesday, December 17th. The shares were sold at an average price of $1,810.00, for a total value of $2,581,060.00. Following the completion of the transaction, the chief financial officer directly owned 2,804 shares of the company's stock, valued at $5,075,240. This trade represents a 33.71% decrease in their position. The sale was disclosed in a filing with the SEC, which is available at this link. Also, Director Eva Manolis sold 521 shares of the company's stock in a transaction dated Friday, December 12th. The shares were sold at an average price of $1,825.83, for a total transaction of $951,257.43. Following the sale, the director owned 344 shares in the company, valued at $628,085.52. This represents a 60.23% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. In the last ninety days, insiders sold 2,825 shares of company stock worth $4,657,565. 3.02% of the stock is currently owned by insiders.

Hedge Funds Weigh In On Fair Isaac

Large investors have recently modified their holdings of the stock. Northwestern Mutual Wealth Management Co. boosted its stake in Fair Isaac by 480,776.3% during the fourth quarter. Northwestern Mutual Wealth Management Co. now owns 3,327,664 shares of the technology company's stock worth $5,625,815,000 after buying an additional 3,326,972 shares during the period. Capital World Investors boosted its stake in shares of Fair Isaac by 874.4% during the 3rd quarter. Capital World Investors now owns 808,393 shares of the technology company's stock worth $1,209,784,000 after purchasing an additional 725,432 shares during the period. Edgewood Management LLC bought a new position in Fair Isaac during the 2nd quarter valued at about $612,785,000. Capital Research Global Investors purchased a new stake in Fair Isaac in the 4th quarter worth about $516,615,000. Finally, Capital International Investors lifted its stake in Fair Isaac by 402.8% in the third quarter. Capital International Investors now owns 377,883 shares of the technology company's stock worth $565,513,000 after purchasing an additional 302,734 shares during the last quarter. Institutional investors own 85.75% of the company's stock.

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO's product portfolio centers on analytics and decisioning technologies.

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