Metropolitan Bank (MCB) Stock Price, News & Analysis

Company Overview

Metropolitan Bank (NYSE: MCB) is the bank holding company for Metropolitan Commercial Bank, a New York–based financial institution offering a comprehensive suite of banking services to commercial and individual clients. The company’s core activities encompass commercial lending, deposit gathering, trade finance, cash management and treasury services. Through these offerings, Metropolitan Bank supports a wide range of industries, including real estate development, import/export firms, professional services and privately held businesses that require specialized financial solutions.

Metropolitan Bank’s product portfolio includes demand and time deposits, commercial lines of credit, term loans, equipment financing and letters of credit. The bank also provides treasury management services such as automated clearing house (ACH) processing, remote deposit capture and fraud mitigation tools. In addition to its business banking capabilities, the institution delivers personal banking services for individuals, including checking and savings accounts, consumer loans, mortgages and digital banking platforms designed to streamline day-to-day financial management.

The bank traces its roots to the early 2000s, founded by George A. Karfunkel and members of his family with the goal of serving underserved market segments in the New York metropolitan area. Originally launched as Metro Commercial Bank, the institution rebranded as Metropolitan Commercial Bank in 2013 to reflect its broader market ambitions. In July 2017, the organization completed a successful initial public offering under the ticker MCB, marking its transition into a publicly traded bank holding company and positioning it for further growth and capital market access.

Headquartered in Midtown Manhattan, Metropolitan Bank has expanded its footprint with additional branches in key commercial hubs such as Los Angeles and Miami, catering to clients engaged in cross-border trade and investment. The company is led by a seasoned executive team, including President and Chief Executive Officer Louis L. Kornreich, with oversight from its board of directors chaired by founder George A. Karfunkel. This leadership structure combines deep industry expertise with a commitment to personalized client service and prudent risk management.

Key Stats

• Today's Range: $72.77 to $74.33
• 50-Day Range: $63.35 to $74.91
• 52-Week Range: $40.21 to $75.60
• Volume: 98,794 shs
• Average Volume: 93,787 shs
• Market Capitalization: $781.69 million
• P/E Ratio: 12.41
• Dividend Yield: N/A
• Price Target: $77.00
• Consensus Rating: Buy

Metropolitan Bank Stock Analysis - MarketRank™

Metropolitan Bank scored higher than 49% of companies evaluated by MarketBeat, and ranked 619th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Metropolitan Bank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 4 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Metropolitan Bank has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 17.65%

Earnings Growth

Earnings for Metropolitan Bank are expected to grow by 17.65% in the coming year, from $7.31 to $8.60 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Metropolitan Bank is 12.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of Metropolitan Bank is 12.41, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.20.

Price to Book Value per Share Ratio

Metropolitan Bank has a P/B Ratio of 1.13. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

8.33% of the float of Metropolitan Bank has been sold short.

Short Interest Ratio / Days to Cover

Metropolitan Bank has a short interest ratio ("days to cover") of 8.4.

Change versus previous month

Short interest in Metropolitan Bank has recently decreased by 9.11%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Metropolitan Bank does not currently pay a dividend.

Dividend Growth

Metropolitan Bank does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

8.33% of the float of Metropolitan Bank has been sold short.

Short Interest Ratio / Days to Cover

Metropolitan Bank has a short interest ratio ("days to cover") of 8.4.

Change versus previous month

Short interest in Metropolitan Bank has recently decreased by 9.11%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: 0.23

News Sentiment

Metropolitan Bank has a news sentiment score of 0.23. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.94 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Metropolitan Bank this week, compared to 3 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Metropolitan Bank insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $4,005,911.00 in company stock.

Percentage Held by Insiders

Only 6.09% of the stock of Metropolitan Bank is held by insiders.

Percentage Held by Institutions

79.83% of the stock of Metropolitan Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MCB Stock Analysis - Frequently Asked Questions

How have MCB shares performed this year?

Metropolitan Bank's stock was trading at $58.40 at the start of the year. Since then, MCB shares have increased by 25.6% and is now trading at $73.3290.

How were Metropolitan Bank's earnings last quarter?

Metropolitan Bank Holding Corp. (NYSE:MCB) posted its quarterly earnings results on Monday, April, 21st. The company reported $1.45 EPS for the quarter, missing the consensus estimate of $1.61 by $0.16. The firm had revenue of $70.59 million for the quarter, compared to analysts' expectations of $67.62 million. Metropolitan Bank had a net margin of 13.49% and a trailing twelve-month return on equity of 10.53%.
Read the conference call transcript.

When did Metropolitan Bank IPO?

Metropolitan Bank (MCB) raised $101 million in an initial public offering on Wednesday, November 8th 2017. The company issued 3,100,000 shares at a price of $31.00-$34.00 per share. J.P Morgan and Keefe, Bruyette & Woods (A Stifel Company) served as the underwriters for the IPO and Piper Jaffray was co-manager.

Who are Metropolitan Bank's major shareholders?

Top institutional investors of Metropolitan Bank include Assenagon Asset Management S.A. (0.18%). Insiders that own company stock include Mark R Defazio, Robert C Patent, Scott Lublin, Nick Rosenberg, George J Wolf Jr, Maria F Ramirez, Dale C Fredston, Dixiana M Berrios, Norman Scott and Chaya Pamula.
View institutional ownership trends.

How do I buy shares of Metropolitan Bank?

Shares of MCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Metropolitan Bank own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Metropolitan Bank investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), Humana (HUM) and iShares Micro-Cap ETF (IWC).

Company Calendar

• Last Earnings: 4/21/2025
• Today: 7/12/2025
• Next Earnings (Estimated): 7/17/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NYSE:MCB
• CIK: 1476034
• Web: www.metropolitanbankny.com
• Phone: (212) 659-0600
• Fax: N/A
• Employees: 240
• Year Founded: 1999

Price Target and Rating

• Average Price Target for Metropolitan Bank: $77.00
• High Price Target: $85.00
• Low Price Target: $70.00
• Potential Upside/Downside: +5.0%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.91
• Trailing P/E Ratio: 12.41
• Forward P/E Ratio: 10.03
• P/E Growth: N/A
• Net Income: $66.69 million
• Net Margins: 13.49%
• Pretax Margin: 19.42%
• Return on Equity: 10.53%
• Return on Assets: 1.02%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $492.21 million
• Price / Sales: 1.59
• Cash Flow: $5.72 per share
• Price / Cash Flow: 12.83
• Book Value: $65.18 per share
• Price / Book: 1.13

Miscellaneous

• Outstanding Shares: 10,660,000
• Free Float: 10,011,000
• Market Cap: $781.69 million
• Optionable: Not Optionable
• Beta: 1.08