NASDAQ:PGY Pagaya Technologies (PGY) Stock Price, News & Analysis $32.50 -1.14 (-3.38%) As of 12:35 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Pagaya Technologies Stock (NASDAQ:PGY) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Pagaya Technologies alerts:Sign Up Key Stats Today's Range$32.33▼$33.9550-Day Range$14.04▼$33.6452-Week Range$8.20▼$34.29Volume1.45 million shsAverage Volume2.47 million shsMarket Capitalization$2.46 billionP/E RatioN/ADividend YieldN/APrice Target$26.70Consensus RatingModerate Buy Company Overview Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial institutions and investors in the United States, Israel, the Cayman Islands, and internationally. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. Pagaya Technologies Ltd. was incorporated in 2016 and is headquartered in New York, New York. Read More Pagaya Technologies Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks59th Percentile Overall ScorePGY MarketRank™: Pagaya Technologies scored higher than 59% of companies evaluated by MarketBeat, and ranked 538th out of 921 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.4 / 5Analyst RatingModerate Buy Consensus RatingPagaya Technologies has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on 8 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoveragePagaya Technologies has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Pagaya Technologies' stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth67.05% Earnings GrowthEarnings for Pagaya Technologies are expected to grow by 67.05% in the coming year, from $0.88 to $1.47 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Pagaya Technologies is -6.51, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Pagaya Technologies is -6.51, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioPagaya Technologies has a P/B Ratio of 5.52. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Pagaya Technologies' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted23.18% of the float of Pagaya Technologies has been sold short.Short Interest Ratio / Days to CoverPagaya Technologies has a short interest ratio ("days to cover") of 4.2.Change versus previous monthShort interest in Pagaya Technologies has recently decreased by 1.92%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldPagaya Technologies does not currently pay a dividend.Dividend GrowthPagaya Technologies does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted23.18% of the float of Pagaya Technologies has been sold short.Short Interest Ratio / Days to CoverPagaya Technologies has a short interest ratio ("days to cover") of 4.2.Change versus previous monthShort interest in Pagaya Technologies has recently decreased by 1.92%, indicating that investor sentiment is improving. News and Social Media3.1 / 5News Sentiment0.64 News SentimentPagaya Technologies has a news sentiment score of 0.64. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.82 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 30 news articles for Pagaya Technologies this week, compared to 6 articles on an average week.Search Interest35 people have searched for PGY on MarketBeat in the last 30 days. This is an increase of 218% compared to the previous 30 days.MarketBeat Follows8 people have added Pagaya Technologies to their MarketBeat watchlist in the last 30 days. This is an increase of 700% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Pagaya Technologies insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $24,585,322.00 in company stock.Percentage Held by Insiders47.59% of the stock of Pagaya Technologies is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions57.14% of the stock of Pagaya Technologies is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Pagaya Technologies' insider trading history. Receive PGY Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Pagaya Technologies and its competitors with MarketBeat's FREE daily newsletter. Email Address PGY Stock News HeadlinesDan Petrozzo Sells 8,484 Shares of Pagaya Technologies Ltd. (NASDAQ:PGY) StockJuly 19, 2025 | insidertrades.comPagaya Technologies Ltd. (NASDAQ:PGY) President Sells $107,974.88 in StockJuly 4, 2025 | insidertrades.comBitcoin Beats Gold — But This Coin Could Beat Them BothBitcoin just hit a record high—but it’s not the top crypto play right now. Crypto analyst Juan Villaverde, who called Bitcoin’s breakout to $100K nearly to the day, says a lesser-known coin could be even bigger. It’s faster, cheaper, and backed by Google, Visa, and top VCs with over $200 million already invested.July 24 at 2:00 AM | Weiss Ratings (Ad)Insider Selling: Pagaya Technologies Ltd. (NASDAQ:PGY) Insider Sells 10,000 Shares of StockJune 26, 2025 | insidertrades.comInsider Selling: Pagaya Technologies Ltd. (NASDAQ:PGY) Insider Sells 4,700 Shares of StockJune 24, 2025 | insidertrades.comPagaya Technologies prices upsized $500M private note offering at 8.875%July 24 at 2:36 AM | msn.comPagaya Announces Pricing of Upsized $500 Million 8.875% Senior Unsecured Notes OfferingJuly 23 at 5:15 PM | businesswire.comPagaya Technologies (NASDAQ:PGY) Hits New 52-Week High Following Analyst UpgradeJuly 23 at 2:23 AM | americanbankingnews.comSee More Headlines PGY Stock Analysis - Frequently Asked Questions How have PGY shares performed this year? Pagaya Technologies' stock was trading at $9.29 on January 1st, 2025. Since then, PGY stock has increased by 255.5% and is now trading at $33.03. How were Pagaya Technologies' earnings last quarter? Pagaya Technologies Ltd. (NASDAQ:PGY) announced its earnings results on Thursday, February, 13th. The company reported ($0.04) earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.28 by $0.32. The business had revenue of $279.39 million for the quarter, compared to the consensus estimate of $264.28 million. Pagaya Technologies had a negative net margin of 34.57% and a positive trailing twelve-month return on equity of 9.28%. Read the conference call transcript. When did Pagaya Technologies' stock split? Pagaya Technologies shares reverse split before market open on Friday, March 8th 2024.The 1-12 reverse split was announced on Monday, March 4th 2024. The number of shares owned by shareholders was adjusted after the closing bell on Thursday, March 7th 2024. An investor that had 100 shares of stock prior to the reverse split would have 8 shares after the split. Who are Pagaya Technologies' major shareholders? Top institutional investors of Pagaya Technologies include Wealth Enhancement Advisory Services LLC (0.05%), Counterpoint Mutual Funds LLC (0.05%), GAMMA Investing LLC (0.01%) and Thurston Springer Miller Herd & Titak Inc. (0.01%). Insiders that own company stock include Yahav Yulzari, Avital Pardo, Gal Krubiner, Sanjiv Das, Dan Petrozzo, Evangelos Perros, Avi Zeevi, Tami Rosen, Nam Woo Kim and Nicole Torraco. View institutional ownership trends. How do I buy shares of Pagaya Technologies? Shares of PGY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Pagaya Technologies own? Based on aggregate information from My MarketBeat watchlists, some other companies that Pagaya Technologies investors own include Invesco QQQ (QQQ), NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Vertiv (VRT), Adobe (ADBE) and Advanced Micro Devices (AMD). Company Calendar Last Earnings2/13/2025Today7/24/2025Next Earnings (Estimated)8/07/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - MISC SVCS Sub-IndustryBanking Current SymbolNASDAQ:PGY CIK1883085 Webpagaya.com Phone972-3715-0920FaxN/AEmployees800Year FoundedN/APrice Target and Rating Average Price Target for Pagaya Technologies$26.70 High Price Target$42.00 Low Price Target$11.00 Potential Upside/Downside-19.4%Consensus RatingModerate Buy Rating Score (0-4)2.80 Research Coverage10 Analysts Profitability EPS (Trailing Twelve Months)($5.07) Trailing P/E RatioN/A Forward P/E Ratio37.66 P/E GrowthN/ANet Income-$401.41 million Net Margins-34.57% Pretax Margin-36.63% Return on Equity9.28% Return on Assets3.51% Debt Debt-to-Equity Ratio0.82 Current Ratio1.79 Quick Ratio1.79 Sales & Book Value Annual Sales$1.03 billion Price / Sales2.43 Cash Flow$0.48 per share Price / Cash Flow68.55 Book Value$5.98 per share Price / Book5.54Miscellaneous Outstanding Shares75,710,000Free Float39,679,000Market Cap$2.51 billion OptionableNot Optionable Beta5.93 The 10 Best AI Stocks to Own in 2025Wondering where to start (or end) with AI stocks? These 10 simple stocks can help investors build long-term wealth as artificial intelligence continues to grow into the future.Get This Free Report This page (NASDAQ:PGY) was last updated on 7/24/2025 by MarketBeat.com Staff From Our PartnersYour Bank Account Is No Longer SafeWhat If Washington Declared That: YOUR Money ISN'T Actually Yours? Sounds insane, but that's exactly what ...Priority Gold | SponsoredBuffett to put 90% of his money in this one stock?CPA and CFA says you have WAY too many stocks - just buy these 3 After years working at the biggest accoun...Altimetry | SponsoredThink you missed gold’s boom? Think againIf you've been watching gold's historic run and wondering if it's too late… I've got good news. Because the...Investors Alley | SponsoredCritical AI announcement set to ignite AI 2.0 I just put together an urgent new presentation that you need to see right away. In short: I believe we are...Timothy Sykes | SponsoredThe End of Elon Musk…?The End of Elon Musk? Don't make him laugh. Jeff Brown has been hearing this same tired story for years, an...Brownstone Research | SponsoredA grave, grave error.I thought what happened 25 years ago was a once- in-a-lifetime event… but how wrong I was. Because here we...Porter & Company | SponsoredBREAKING: The House just passed 3 pro-crypto bills!Experts Believe Altcoin Season is Here! With this new legislation in effect, crypto experts across the coun...Crypto 101 Media | SponsoredFREE GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. Economist ...GoldCo Precious Metals | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Pagaya Technologies Ltd. Please log in to your account or sign up in order to add this asset to your watchlist. Share Pagaya Technologies With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.