Polaris Capital Management LLC Sells 21,643 Shares of Capital One Financial Corporation $COF

Key Points

• Polaris Capital Management trimmed its position in Capital One by 15.8%, selling 21,643 shares and leaving 115,044 shares worth about $27.88 million (2.3% of Polaris's holdings, its 18th largest).
• Capital One missed Q1 estimates, reporting $4.42 EPS vs. $5.08 expected and $15.23B revenue vs. $15.68B expected, which pressured the stock and led several analysts to cut price targets (consensus target ≈ $258.86).
• A judge approved a $425 million settlement over 360 Savings account claims that creates near‑term P&L risk, and insiders sold roughly 50,047 shares (~$9.74M) last quarter, leaving insiders owning 0.78% of the company.

Polaris Capital Management LLC lowered its position in shares of Capital One Financial Corporation (NYSE:COF - Free Report) by 15.8% in the 4th quarter, according to the company in its most recent Form 13F filing with the Securities & Exchange Commission. The fund owned 115,044 shares of the financial services provider's stock after selling 21,643 shares during the period. Capital One Financial comprises about 2.3% of Polaris Capital Management LLC's holdings, making the stock its 18th largest holding. Polaris Capital Management LLC's holdings in Capital One Financial were worth $27,882,000 at the end of the most recent reporting period.

Several other hedge funds have also recently added to or reduced their stakes in COF. Tompkins Financial Corp increased its holdings in shares of Capital One Financial by 4.3% in the fourth quarter. Tompkins Financial Corp now owns 977 shares of the financial services provider's stock worth $237,000 after buying an additional 40 shares during the period. Focus Financial Network Inc. lifted its stake in shares of Capital One Financial by 2.8% in the 4th quarter. Focus Financial Network Inc. now owns 1,570 shares of the financial services provider's stock valued at $380,000 after acquiring an additional 43 shares during the last quarter. Mather Group LLC. lifted its stake in shares of Capital One Financial by 1.0% in the 3rd quarter. Mather Group LLC. now owns 4,540 shares of the financial services provider's stock valued at $965,000 after acquiring an additional 47 shares during the last quarter. Stephens Consulting LLC lifted its stake in shares of Capital One Financial by 10.3% in the 4th quarter. Stephens Consulting LLC now owns 504 shares of the financial services provider's stock valued at $122,000 after acquiring an additional 47 shares during the last quarter. Finally, Nicolet Advisory Services LLC lifted its stake in shares of Capital One Financial by 0.7% in the 3rd quarter. Nicolet Advisory Services LLC now owns 7,047 shares of the financial services provider's stock valued at $1,506,000 after acquiring an additional 48 shares during the last quarter. Institutional investors own 89.84% of the company's stock.

Capital One Financial Stock Down 2.6%

Shares of NYSE:COF opened at $191.43 on Friday. Capital One Financial Corporation has a 1 year low of $174.72 and a 1 year high of $259.64. The company has a market cap of $119.06 billion, a PE ratio of 67.17, a P/E/G ratio of 0.64 and a beta of 1.14. The company has a debt-to-equity ratio of 0.46, a current ratio of 1.03 and a quick ratio of 1.04. The stock's 50-day moving average is $191.66 and its 200 day moving average is $213.88.

Capital One Financial (NYSE:COF - Get Free Report) last announced its quarterly earnings results on Tuesday, April 21st. The financial services provider reported $4.42 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $5.08 by ($0.66). Capital One Financial had a net margin of 4.29% and a return on equity of 10.59%. The business had revenue of $15.23 billion for the quarter, compared to analysts' expectations of $15.68 billion. During the same quarter in the prior year, the firm earned $4.06 EPS. The firm's revenue for the quarter was up 52.3% on a year-over-year basis. Sell-side analysts anticipate that Capital One Financial Corporation will post 19.19 EPS for the current year.

Capital One Financial Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Monday, March 2nd. Shareholders of record on Thursday, February 19th were issued a dividend of $0.80 per share. The ex-dividend date was Thursday, February 19th. This represents a $3.20 dividend on an annualized basis and a dividend yield of 1.7%. Capital One Financial's dividend payout ratio is 112.28%.

Analysts Set New Price Targets

A number of research firms have recently weighed in on COF. TD Cowen lowered their target price on Capital One Financial from $290.00 to $260.00 and set a "buy" rating for the company in a research note on Tuesday, March 31st. Weiss Ratings reissued a "hold (c)" rating on shares of Capital One Financial in a research note on Friday, March 27th. Morgan Stanley lowered their target price on Capital One Financial from $300.00 to $273.00 and set an "overweight" rating for the company in a research note on Thursday, April 16th. Truist Financial lowered their target price on Capital One Financial from $275.00 to $255.00 and set a "buy" rating for the company in a research note on Thursday. Finally, BTIG Research reissued a "buy" rating and issued a $224.00 target price on shares of Capital One Financial in a research note on Wednesday. One analyst has rated the stock with a Strong Buy rating, seventeen have issued a Buy rating and five have given a Hold rating to the stock. Based on data from MarketBeat, Capital One Financial has an average rating of "Moderate Buy" and a consensus price target of $258.86.

Key Stories Impacting Capital One Financial

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: BTIG reaffirmed a "Buy" on COF, providing analyst support that can help stabilize investor sentiment. BTIG Research Reaffirms "Buy" Rating for Capital One Financial
• Positive Sentiment: Capital One finalized the Brex acquisition and a related share resale, expanding its commercial card/embedded finance footprint — strategic M&A that could boost long‑term revenue diversification. Capital One Finalizes Brex Acquisition and Share Resale
• Positive Sentiment: Capital One closed a small Hopper tech/employee deal in April as it pursues travel‑related product expansion — a targeted tuck‑in that could support growth in travel card offerings. Capital One Closed Hopper Tech and Employee Deal in April, Focuses on Travel Expansion
• Neutral Sentiment: Argus trimmed its price target to $250 but kept a "Buy" rating — a modest downgrade that still implies upside from current levels. Argus Adjusts Price Target to $250, Maintains Buy
• Neutral Sentiment: Several market writeups and stock‑selection lists are discussing COF's valuation and whether the recent pullback creates a buying opportunity — these are commentary pieces that may influence sentiment but don't change fundamentals immediately. 3 Stocks That Might Be Undervalued S&P 500 Stock Buy/Avoid Coverage
• Negative Sentiment: Capital One missed Q1 consensus: EPS of $4.42 vs. ~$5.08 expected and revenue slightly below estimates — a near‑term earnings disappointment that directly pressures the stock. Capital One Missed Earnings and Truist Cut Its Target
• Negative Sentiment: Truist trimmed its price target (to $255) after the earnings miss — analyst target cuts amplify selling pressure even if ratings remain "Buy." Truist Lowers Price Target
• Negative Sentiment: A judge approved a $425M settlement over 360 Savings account claims; payouts and any related reserve charges are a one‑time P&L hit and a headline risk that weighs on near‑term sentiment. Judge Approves $425 Million Capital One Settlement

Insider Transactions at Capital One Financial

In other Capital One Financial news, insider Lia Dean sold 3,284 shares of the company's stock in a transaction that occurred on Wednesday, February 4th. The stock was sold at an average price of $223.68, for a total transaction of $734,565.12. Following the transaction, the insider owned 70,162 shares in the company, valued at approximately $15,693,836.16. This represents a 4.47% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. Also, insider Neal Blinde sold 38,135 shares of the company's stock in a transaction that occurred on Tuesday, February 24th. The stock was sold at an average price of $190.51, for a total value of $7,265,098.85. Following the transaction, the insider owned 33,551 shares in the company, valued at $6,391,801.01. This trade represents a 53.20% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold a total of 50,047 shares of company stock worth $9,742,217 over the last quarter. Insiders own 0.78% of the company's stock.

Capital One Financial Company Profile

Capital One Financial Corporation NYSE: COF is a diversified bank holding company headquartered in McLean, Virginia. The company's core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.

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