Financial Institutions (FISI) Expected to Announce Earnings on Thursday

Financial Institutions (NASDAQ:FISI - Get Free Report) is anticipated to issue its Q2 2025 quarterly earnings data after the market closes on Thursday, July 24th. Analysts expect Financial Institutions to post earnings of $0.78 per share and revenue of $59.86 million for the quarter.

Financial Institutions (NASDAQ:FISI - Get Free Report) last posted its earnings results on Monday, April 28th. The bank reported $0.81 EPS for the quarter, beating analysts' consensus estimates of $0.74 by $0.07. The firm had revenue of $57.24 million for the quarter, compared to the consensus estimate of $57.14 million. Financial Institutions had a negative net margin of 2.63% and a positive return on equity of 12.69%. On average, analysts expect Financial Institutions to post $3 EPS for the current fiscal year and $4 EPS for the next fiscal year.

Financial Institutions Price Performance

NASDAQ:FISI remained flat at $27.25 during trading hours on Friday. 120,060 shares of the company were exchanged, compared to its average volume of 118,966. The firm has a market cap of $548.00 million, a price-to-earnings ratio of -36.33 and a beta of 0.71. The firm's fifty day moving average is $26.17 and its 200-day moving average is $26.02. The company has a quick ratio of 0.86, a current ratio of 0.86 and a debt-to-equity ratio of 0.22. Financial Institutions has a 12-month low of $20.97 and a 12-month high of $29.79.

Financial Institutions Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Wednesday, July 2nd. Stockholders of record on Friday, June 13th were paid a $0.31 dividend. This represents a $1.24 annualized dividend and a dividend yield of 4.55%. The ex-dividend date of this dividend was Friday, June 13th. Financial Institutions's dividend payout ratio (DPR) is presently -165.33%.

Analyst Upgrades and Downgrades

Separately, Wall Street Zen upgraded shares of Financial Institutions from a "hold" rating to a "buy" rating in a report on Saturday, July 12th.

Institutional Trading of Financial Institutions

Hedge funds have recently bought and sold shares of the company. AQR Capital Management LLC boosted its position in shares of Financial Institutions by 12.2% in the first quarter. AQR Capital Management LLC now owns 97,206 shares of the bank's stock valued at $2,426,000 after acquiring an additional 10,590 shares during the period. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. lifted its position in Financial Institutions by 30.0% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 11,333 shares of the bank's stock worth $283,000 after purchasing an additional 2,617 shares during the period. Empowered Funds LLC lifted its position in Financial Institutions by 7.1% in the first quarter. Empowered Funds LLC now owns 74,841 shares of the bank's stock worth $1,868,000 after purchasing an additional 4,979 shares during the period. Finally, Jane Street Group LLC bought a new position in Financial Institutions in the first quarter worth $375,000. 60.45% of the stock is owned by hedge funds and other institutional investors.

About Financial Institutions

Financial Institutions, Inc operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.