Financial Institutions (FISI) to Release Earnings on Thursday

Key Points

• Financial Institutions (NASDAQ:FISI) is set to release its Q3 2025 earnings on October 23rd, with analysts projecting earnings of $0.88 per share and revenue of $60.46 million.
• Shares of FISI are currently down 1.9%, and the company has a market capitalization of $543.11 million with a price-to-earnings ratio of -17.75.
• The company has recently announced a quarterly dividend of $0.31 and initiated a share repurchase plan allowing for the buyback of up to $1.00 million in shares.

Financial Institutions (NASDAQ:FISI - Get Free Report) is expected to be releasing its Q3 2025 results after the market closes on Thursday, October 23rd. Analysts expect Financial Institutions to post earnings of $0.88 per share and revenue of $60.46 million for the quarter. Interested persons are encouraged to explore the company's upcoming Q3 2025 earningoverview page for the latest details on the call scheduled for Friday, October 24, 2025 at 8:30 AM ET.

Financial Institutions (NASDAQ:FISI - Get Free Report) last issued its quarterly earnings data on Thursday, July 24th. The bank reported $0.85 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.78 by $0.07. Financial Institutions had a negative net margin of 4.96% and a positive return on equity of 10.44%. The company had revenue of $59.74 million during the quarter, compared to the consensus estimate of $59.86 million. On average, analysts expect Financial Institutions to post $3 EPS for the current fiscal year and $4 EPS for the next fiscal year.

Financial Institutions Stock Down 1.9%

Shares of FISI stock opened at $26.98 on Thursday. The firm has a fifty day moving average of $26.85 and a 200-day moving average of $25.86. The company has a quick ratio of 0.87, a current ratio of 0.87 and a debt-to-equity ratio of 0.20. Financial Institutions has a 12-month low of $20.97 and a 12-month high of $29.78. The company has a market capitalization of $543.11 million, a price-to-earnings ratio of -17.75 and a beta of 0.71.

Financial Institutions Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Thursday, October 2nd. Investors of record on Monday, September 15th were given a $0.31 dividend. The ex-dividend date of this dividend was Monday, September 15th. This represents a $1.24 dividend on an annualized basis and a yield of 4.6%. Financial Institutions's dividend payout ratio (DPR) is -81.58%.

Financial Institutions declared that its board has authorized a share repurchase plan on Monday, September 22nd that allows the company to repurchase $1.00 million in shares. This repurchase authorization allows the bank to reacquire up to 0.2% of its shares through open market purchases. Shares repurchase plans are usually an indication that the company's management believes its shares are undervalued.

Analyst Ratings Changes

FISI has been the subject of a number of analyst reports. Weiss Ratings reaffirmed a "sell (d+)" rating on shares of Financial Institutions in a research report on Wednesday, October 8th. Wall Street Zen downgraded shares of Financial Institutions from a "buy" rating to a "hold" rating in a research report on Saturday, July 26th. Two equities research analysts have rated the stock with a Buy rating, one has given a Hold rating and one has issued a Sell rating to the company's stock. Based on data from MarketBeat.com, the stock currently has an average rating of "Hold" and a consensus price target of $33.00.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently modified their holdings of FISI. Bank of America Corp DE grew its position in shares of Financial Institutions by 143.9% in the 2nd quarter. Bank of America Corp DE now owns 52,028 shares of the bank's stock valued at $1,336,000 after acquiring an additional 30,700 shares during the period. Rafferty Asset Management LLC bought a new position in shares of Financial Institutions in the 2nd quarter valued at about $571,000. Jane Street Group LLC bought a new position in shares of Financial Institutions in the 1st quarter valued at about $375,000. Arrowstreet Capital Limited Partnership grew its position in shares of Financial Institutions by 14.5% in the 2nd quarter. Arrowstreet Capital Limited Partnership now owns 98,921 shares of the bank's stock valued at $2,540,000 after acquiring an additional 12,503 shares during the period. Finally, AQR Capital Management LLC grew its position in shares of Financial Institutions by 12.2% in the 1st quarter. AQR Capital Management LLC now owns 97,206 shares of the bank's stock valued at $2,426,000 after acquiring an additional 10,590 shares during the period. Institutional investors own 60.45% of the company's stock.

Financial Institutions Company Profile

Financial Institutions, Inc operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest and most accurate reporting. This story was reviewed by MarketBeat's editorial team prior to publication. Please send any questions or comments about this story to contact@marketbeat.com.