HomeTrust Bancshares (HTBI) Stock Price, News & Analysis

Company Overview

HomeTrust Bancshares (NASDAQ:HTBI) is a bank holding company headquartered in Asheville, North Carolina, and the parent of HomeTrust Bank. The company operates as a community-focused financial institution serving markets across western North Carolina, upstate South Carolina and eastern Tennessee. With a network of branches in urban and rural communities, HomeTrust Bancshares emphasizes local decision-making and personalized banking relationships.

The company’s core business activities include retail and commercial banking services. On the retail side, HomeTrust offers checking and savings accounts, residential mortgage lending, consumer installment loans and home equity financing. For its commercial clients, the bank provides business checking, lending solutions such as commercial real estate and equipment financing, and treasury management services. In addition, HomeTrust delivers online and mobile banking platforms, alongside cash management and merchant services designed to support small to mid-sized enterprises.

HomeTrust Bancshares traces its origins to 1926, when a group of local entrepreneurs in Asheville established a small building and loan association. Over the decades, the institution evolved into a full-service commercial bank and, in 1998, established a holding company structure to support its growth ambitions. Expansion has been driven by both organic branch openings and strategic acquisitions of community banks, allowing HomeTrust to broaden its geographic footprint while maintaining a strong community banking ethos.

Governance at HomeTrust Bancshares is led by an experienced board of directors and senior management team with deep roots in community banking. The executive leadership, which includes seasoned professionals in retail banking, commercial lending and risk management, emphasizes customer service, local market expertise and community involvement. Under this leadership framework, the company aims to balance prudent growth with a commitment to the regions it serves.

Key Stats

• Today's Range: $34.66 to $35.58
• 50-Day Range: $35.16 to $36.53
• 52-Week Range: $28.53 to $38.99
• Volume: 46,691 shs
• Average Volume: 43,935 shs
• Market Capitalization: $616.35 million
• P/E Ratio: 10.99
• Dividend Yield: 1.37%
• Price Target: $42.50
• Consensus Rating: Moderate Buy

HTBI Stock Analysis - Frequently Asked Questions

How have HTBI shares performed this year?

HomeTrust Bancshares' stock was trading at $33.68 at the beginning of 2025. Since then, HTBI shares have increased by 4.4% and is now trading at $35.16.

How were HomeTrust Bancshares' earnings last quarter?

HomeTrust Bancshares, Inc. (NASDAQ:HTBI) announced its quarterly earnings results on Thursday, January, 23rd. The financial services provider reported $0.83 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.75 by $0.08. HomeTrust Bancshares had a trailing twelve-month return on equity of 10.43% and a net margin of 18.57%.

How do I buy shares of HomeTrust Bancshares?

Shares of HTBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of HomeTrust Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that HomeTrust Bancshares investors own include Waste Connections (WCN), The RMR Group (RMR), iShares Micro-Cap ETF (IWC), DiamondRock Hospitality (DRH), American Water Works (AWK), AU Optronics (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 1/23/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 7/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:HTBI
• CIK: 1538263
• Web: www.htb.com
• Phone: (828) 259-3939
• Fax: N/A
• Employees: 520
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $42.50
• High Stock Price Target: $43.00
• Low Stock Price Target: $42.00
• Potential Upside/Downside: +20.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.20
• Trailing P/E Ratio: 10.99
• Forward P/E Ratio: 11.64
• P/E Growth: N/A
• Net Income: $54.81 million
• Net Margins: 18.57%
• Pretax Margin: 17.70%
• Return on Equity: 10.43%
• Return on Assets: 1.18%

Debt

• Debt-to-Equity Ratio: 0.50
• Current Ratio: 1.11
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $202.13 million
• Price / Sales: 3.05
• Cash Flow: $2.63 per share
• Price / Cash Flow: 13.38
• Book Value: $28.76 per share
• Price / Book: 1.22

Miscellaneous

• Outstanding Shares: 17,530,000
• Free Float: 15,218,000
• Market Cap: $616.35 million
• Optionable: Optionable
• Beta: 0.86