FY2026 EPS Estimates for Bank OZK Lowered by Zacks Research

Key Points

• Zacks Research lowered Bank OZK’s FY2026 EPS estimate to $5.85 from $5.98, slightly below the $5.88 consensus forecast, while also reducing several late-2026 and 2027 earnings estimates.
• Bank OZK’s latest quarterly results modestly beat expectations, with EPS of $1.49 versus the $1.48 consensus; revenue totaled $430.02 million, up 0.5% year over year but below estimates.
• The stock has an average analyst rating of Hold and a $56.88 average price target. The company approved a $200 million share buyback and raised its quarterly dividend to $0.48 per share, implying a 3.7% yield.

Bank OZK (NASDAQ:OZK - Free Report) - Investment analysts at Zacks Research decreased their FY2026 earnings estimates for shares of Bank OZK in a research note issued to investors on Tuesday, August 11th. Zacks Research analyst Team now anticipates that the company will post earnings per share of $5.85 for the year, down from their previous forecast of $5.98. The consensus estimate for Bank OZK's current full-year earnings is $5.88 per share. Zacks Research also issued estimates for Bank OZK's Q4 2026 earnings at $1.48 EPS, Q1 2027 earnings at $1.49 EPS, Q2 2027 earnings at $1.58 EPS, Q3 2027 earnings at $1.56 EPS, Q4 2027 earnings at $1.63 EPS and FY2027 earnings at $6.26 EPS.

Bank OZK (NASDAQ:OZK - Get Free Report) last posted its quarterly earnings data on Tuesday, July 21st. The company reported $1.49 EPS for the quarter, beating the consensus estimate of $1.48 by $0.01. Bank OZK had a return on equity of 11.87% and a net margin of 24.95%.The business had revenue of $430.02 million for the quarter, compared to the consensus estimate of $436.42 million. During the same quarter in the prior year, the business earned $1.47 earnings per share. Bank OZK's revenue for the quarter was up .5% on a year-over-year basis.

Several other research analysts also recently weighed in on OZK. Wells Fargo & Company increased their price target on Bank OZK from $52.00 to $56.00 and gave the stock an "equal weight" rating in a research note on Monday. Piper Sandler restated an "overweight" rating and issued a $61.00 price objective on shares of Bank OZK in a research note on Wednesday, July 22nd. Wall Street Zen raised shares of Bank OZK from a "sell" rating to a "hold" rating in a report on Saturday, August 8th. Morgan Stanley increased their target price on shares of Bank OZK from $54.00 to $56.00 and gave the stock an "equal weight" rating in a research report on Monday, June 29th. Finally, Weiss Ratings raised shares of Bank OZK from a "buy (b-)" rating to a "buy (b)" rating in a research report on Tuesday, June 23rd. Three analysts have rated the stock with a Buy rating, six have given a Hold rating and one has assigned a Sell rating to the stock. According to data from MarketBeat.com, Bank OZK has an average rating of "Hold" and an average target price of $56.88.

Bank OZK Stock Performance

NASDAQ:OZK opened at $52.14 on Thursday. The company has a market capitalization of $5.83 billion, a P/E ratio of 8.62 and a beta of 0.89. The business has a fifty day simple moving average of $50.92 and a two-hundred day simple moving average of $48.63. The company has a debt-to-equity ratio of 0.08, a current ratio of 0.97 and a quick ratio of 1.00. Bank OZK has a 1 year low of $42.37 and a 1 year high of $53.66.

Institutional Inflows and Outflows

Large investors have recently added to or reduced their stakes in the stock. Wasatch Advisors LP boosted its stake in Bank OZK by 34.9% during the third quarter. Wasatch Advisors LP now owns 7,437,646 shares of the company's stock valued at $379,171,000 after buying an additional 1,924,387 shares during the period. Norges Bank bought a new position in Bank OZK in the 4th quarter worth about $59,809,000. Bank of New York Mellon Corp purchased a new stake in shares of Bank OZK in the 2nd quarter valued at about $63,410,000. State Street Corp raised its holdings in shares of Bank OZK by 9.1% in the 4th quarter. State Street Corp now owns 6,556,105 shares of the company's stock valued at $301,712,000 after acquiring an additional 546,785 shares in the last quarter. Finally, Fairholme Capital Management LLC boosted its position in shares of Bank OZK by 45.1% during the 2nd quarter. Fairholme Capital Management LLC now owns 916,752 shares of the company's stock valued at $43,142,000 after acquiring an additional 285,150 shares during the last quarter. Institutional investors own 86.18% of the company's stock.

Bank OZK declared that its Board of Directors has approved a stock buyback program on Monday, June 29th that allows the company to buyback $200.00 million in shares. This buyback authorization allows the company to reacquire up to 3.4% of its shares through open market purchases. Shares buyback programs are usually a sign that the company's management believes its shares are undervalued.

Bank OZK Increases Dividend

The business also recently disclosed a quarterly dividend, which was paid on Monday, July 20th. Investors of record on Monday, July 13th were paid a dividend of $0.48 per share. This represents a $1.92 dividend on an annualized basis and a dividend yield of 3.7%. The ex-dividend date was Monday, July 13th. This is a positive change from Bank OZK's previous quarterly dividend of $0.47. Bank OZK's dividend payout ratio is presently 31.74%.

Bank OZK News Summary

Here are the key news stories impacting Bank OZK this week:

• Positive Sentiment: Wells Fargo reportedly expects strong price appreciation for Bank OZK shares, providing a bullish counterpoint to the recent earnings-estimate reductions. Wells Fargo & Company Forecasts Strong Price Appreciation for Bank OZK Stock
• Positive Sentiment: Zacks modestly raised its FY2028 EPS forecast to $7.86 from $7.84 and increased its Q2 2028 estimate to $2.03 from $1.95, suggesting some longer-term earnings growth potential.
• Neutral Sentiment: Reported short interest was listed at zero shares, with a zero-day days-to-cover ratio. Because the figures show no measurable short position, they offer little meaningful signal for the stock’s near-term direction.
• Negative Sentiment: Zacks cut Q3 2026 EPS to $1.44 from $1.54, Q4 2026 EPS to $1.48 from $1.56, and reduced estimates for all four 2027 quarters. The largest annual reduction was for 2027, down $0.49 per share, indicating analysts see softer-than-previously-expected earnings momentum.

Bank OZK Company Profile

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank's core operations focus on commercial real estate lending, including acquisition, development and construction financing.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.

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