Guidewire Software (GWRE) Stock Price, News & Analysis

Company Overview

Guidewire Software, Inc. develops software for the property and casualty (P&C) insurance industry. Its platform is designed to help insurers manage core operations, modernize legacy systems, and support digital interactions with policyholders, agents, brokers, and other stakeholders.

The company’s principal offerings include Guidewire InsuranceSuite, a cloud-based platform with applications such as PolicyCenter for policy administration, BillingCenter for billing and payments, and ClaimCenter for claims management. Guidewire also provides products and services for digital engagement, data management, analytics, and insurance-sector decision support.

Guidewire serves P&C insurers in markets around the world, including North America, Europe, and the Asia-Pacific region. The company was founded in 2001 and completed its initial public offering in 2012. Guidewire is headquartered in San Mateo, California, and is led by Chief Executive Officer Mike Rosenbaum.

Key Stats

• Today's Range: $161.33 to $167.25
• 50-Day Range: $139.96 to $205.81
• 52-Week Range: $102.30 to $255.89
• Volume: 818,259 shs
• Average Volume: 1.38 million shs
• Market Capitalization: $13.72 billion
• P/E Ratio: 101.06
• Dividend Yield: N/A
• Price Target: $216.23
• Consensus Rating: Moderate Buy

Guidewire Software Stock Analysis - MarketRank™

Guidewire Software scored higher than 87% of companies evaluated by MarketBeat, and ranked 85th out of 598 stocks in the technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Guidewire Software has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 12 buy ratings, 4 hold ratings, and no sell ratings.

Upside Potential

Guidewire Software has a consensus price target of $216.23, representing about 31.3% upside from its current price of $164.73.

Amount of Analyst Coverage

Guidewire Software has been the subject of 13 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 40.82%

Earnings Growth

Earnings for Guidewire Software are expected to grow by 40.82% in the coming year, from $2.45 to $3.45 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Guidewire Software is 101.06, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 41.53.

Price to Earnings Ratio vs. Sector

The P/E ratio of Guidewire Software is 101.06, which means that it is trading at a more expensive P/E ratio than the Technology sector average P/E ratio of about 69.01.

Price to Book Value per Share Ratio

Guidewire Software has a P/B Ratio of 11.49. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.83% of the float of Guidewire Software has been sold short.

Short Interest Ratio / Days to Cover

Guidewire Software has a short interest ratio ("days to cover") of 1.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Guidewire Software has recently decreased by 22.97%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Guidewire Software does not currently pay a dividend.

Dividend Growth

Guidewire Software does not have a long track record of dividend growth.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.53

News Sentiment

Guidewire Software has a news sentiment score of 0.53. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Technology companies.

News Coverage This Week

MarketBeat has tracked 12 news articles for Guidewire Software this week, compared to 9 articles on an average week.

Search Interest

Only 15 people have searched for GWRE on MarketBeat in the last 30 days. This is a decrease of -63% compared to the previous 30 days.

MarketBeat Follows

Only 5 people have added Guidewire Software to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Guidewire Software insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $28,819,824.00 in company stock.

Percentage Held by Insiders

0.46% of the stock of Guidewire Software is held by insiders.

Percentage Held by Institutions

Guidewire Software has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 9/03/2026
• Today: 10/08/2026
• Investor Day 2026: 10/27/2026
• Next Earnings (Estimated): 12/03/2026
• AGM 2026: 12/15/2026
• Fiscal Year End: 7/31/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Technology
• Industry: Software
• Sub-Industry: Application Software
• Current Symbol: NYSE:GWRE
• CIK: 1528396
• Web: www.guidewire.com
• Phone: (650) 357-9100
• Fax: 650-357-9101
• Employees: 4,174
• Year Founded: 2001

Price Target and Rating

• Average Price Target for Guidewire Software: $216.23
• High Price Target: $258.00
• Low Price Target: $181.00
• Potential Upside/Downside: +31.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 16 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.63
• Trailing P/E Ratio: 101.06
• Forward P/E Ratio: 67.24
• P/E Growth: N/A
• Net Income: $139.28 million
• Net Margins: 9.44%
• Pretax Margin: 11.12%
• Return on Equity: 12.66%
• Return on Assets: 6.73%

Debt

• Debt-to-Equity Ratio: 0.57
• Current Ratio: 1.79
• Quick Ratio: 1.79

Sales & Book Value

• Annual Sales: $1.48 billion
• Price / Sales: 9.30
• Cash Flow: $2.53 per share
• Price / Cash Flow: 64.99
• Book Value: $14.34 per share
• Price / Book: 11.49

Miscellaneous

• Outstanding Shares: 83,260,000
• Free Float: 82,873,000
• Market Cap: $13.72 billion
• Optionable: Optionable
• Beta: 1.02