SR Bancorp (SRBK) Stock Price, News & Analysis

Company Overview

SR Bancorp, Inc. is the bank holding company for Somerset Savings Bank, S.L.A., a community-oriented savings institution headquartered in Bound Brook, New Jersey. The bank provides deposit products and lending services to individuals, families and businesses in the communities it serves.

Its lending activities include residential real estate mortgages, home equity loans, commercial real estate loans, construction financing, commercial business loans and consumer lending. Deposit offerings include checking, savings, money market and certificate of deposit accounts, along with related digital and traditional banking services.

Somerset Savings Bank traces its history to 1887 and operates primarily in central New Jersey, including Somerset and surrounding counties. SR Bancorp was established as a publicly traded holding company in connection with the bank’s mutual-to-stock conversion in 2023. The company is led by the management team of Somerset Savings Bank and focuses on relationship-based community banking.

Key Stats

• Today's Range: $17.77 to $18.67
• 50-Day Range: $17.94 to $20.38
• 52-Week Range: $14.33 to $20.95
• Volume: 45,563 shs
• Average Volume: 24,638 shs
• Market Capitalization: $145.31 million
• P/E Ratio: 39.87
• Dividend Yield: 1.34%
• Price Target: $19.00
• Consensus Rating: Moderate Buy

SR Bancorp Stock Analysis - MarketRank™

SR Bancorp scored higher than 42% of companies evaluated by MarketBeat, and ranked 698th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

SR Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.

Upside/Downside

The consensus price target for SR Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

SR Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of SR Bancorp is 43.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.80.

Price to Earnings Ratio vs. Sector

The P/E ratio of SR Bancorp is 43.77, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 24.73.

Price to Book Value per Share Ratio

SR Bancorp has a P/B Ratio of 0.80. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.71% of the float of SR Bancorp has been sold short.

Short Interest Ratio / Days to Cover

SR Bancorp has a short interest ratio ("days to cover") of 10.86, which indicates bearish sentiment.

Change versus previous month

Short interest in SR Bancorp has recently increased by 6.50%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

SR Bancorp pays a meaningful dividend of 1.34%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

SR Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of SR Bancorp is 53.33%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: N/A

News Sentiment

SR Bancorp has a news sentiment score of 1.82. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.63 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for SR Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.7 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $5,052.00 in company stock, which represents 0.0035% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, SR Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $5,052.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

7.82% of the stock of SR Bancorp is held by insiders.

Percentage Held by Institutions

24.70% of the stock of SR Bancorp is held by institutions.

Company Calendar

• Record date for 7/15 Dividend: 6/30/2026
• Ex-Dividend for 7/15 Dividend: 6/30/2026
• Dividend Payable: 7/15/2026
• Last Earnings: 7/28/2026
• Record date for 10/15 Dividend: 9/30/2026
• Ex-Dividend for 10/15 Dividend: 9/30/2026
• Today: 10/11/2026
• Dividend Payable: 10/15/2026
• Next Earnings (Estimated): 10/26/2026
• Fiscal Year End: 6/30/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:SRBK
• Previous Symbol: NASDAQ:SRBK
• CIK: 1951276
• Web: www.somersetregalbank.com
• Phone: 732-560-1700
• Fax: N/A
• Employees: 116
• Year Founded: N/A

Price Target and Rating

• Average Price Target for SR Bancorp: $19.00
• High Price Target: $19.00
• Low Price Target: $19.00
• Potential Upside/Downside: +5.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.45
• Trailing P/E Ratio: 39.87
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $3.35 million
• Net Margins: 6.47%
• Pretax Margin: 8.49%
• Return on Equity: 1.62%
• Return on Assets: 0.26%

Debt

• Debt-to-Equity Ratio: 0.36
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $51.80 million
• Price / Sales: 2.81
• Cash Flow: $0.65 per share
• Price / Cash Flow: 27.69
• Book Value: $22.44 per share
• Price / Book: 0.80

Miscellaneous

• Outstanding Shares: 8,100,000
• Free Float: 7,467,000
• Market Cap: $145.31 million
• Optionable: Not Optionable
• Beta: 0.57