First Foundation (FFWM) Stock Price, News & Analysis

Company Overview

First Foundation (NASDAQ: FFWM) is a diversified financial services company headquartered in Irvine, California, offering integrated banking, wealth management and strategic advisory solutions. As a bank holding company, it provides a full spectrum of commercial and consumer banking products, including deposit accounts, lines of credit, equipment financing, and treasury management services. The company’s banking operations focus on building long-term relationships with entrepreneurs, professionals and small to mid-sized businesses across multiple industry sectors.

In addition to its commercial banking platform, First Foundation operates a wealth management segment that delivers personalized investment advisory, financial planning, trust administration, and retirement strategies. This segment serves high-net-worth individuals, families and institutions seeking tailored advice and fiduciary oversight. Through its network of experienced financial advisors and trust officers, the company leverages a disciplined investment process and proprietary research to manage client portfolios and align solutions with long-term goals.

Founded in 2006, First Foundation has expanded its geographic footprint beyond Southern California, where it operates a series of branch offices, into key markets such as Phoenix, Arizona, and Texas metropolitan areas including Dallas and Austin. The firm’s regional approach combines local market expertise with centralized support services in risk management, compliance and operations. This structure enables First Foundation to maintain close client engagement while benefiting from scalable infrastructure and technology platforms.

Leadership at First Foundation is composed of seasoned banking and investment professionals who bring decades of industry experience. Under the guidance of its chief executive team and board of directors, the company has pursued strategic acquisitions and organic growth initiatives to enhance its product offerings and market presence. First Foundation remains focused on client-centered service, disciplined credit practices and long-term value creation for its stakeholders.

Key Stats

• Today's Range: $5.47 to $5.69
• 50-Day Range: $4.85 to $5.60
• 52-Week Range: $4.42 to $8.52
• Volume: 506,690 shs
• Average Volume: 648,155 shs
• Market Capitalization: $455.51 million
• P/E Ratio: N/A
• Dividend Yield: 0.72%
• Price Target: $6.67
• Consensus Rating: Hold

First Foundation Stock Analysis - MarketRank™

First Foundation scored higher than 52% of companies evaluated by MarketBeat, and ranked 578th out of 901 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Hold

Consensus Rating

First Foundation has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 1 buy rating, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

First Foundation has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 53.57%

Earnings Growth

Earnings for First Foundation are expected to grow by 53.57% in the coming year, from $0.28 to $0.43 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Foundation is -4.12, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Foundation is -4.12, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

First Foundation has a P/B Ratio of 0.34. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for FFWM.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

First Foundation has a dividend yield of 0.50%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Foundation does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, First Foundation will have a dividend payout ratio of 9.30% next year. This indicates that First Foundation will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.1 / 5
• Environmental Score: -0.33

Short Interest

There is no current short interest data available for FFWM.

News and Social Media

• Score: 0.9 / 5
• News Sentiment: -0.31

News Sentiment

First Foundation has a news sentiment score of -0.31. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for First Foundation this week, compared to 3 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Foundation insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 9.50% of the stock of First Foundation is held by insiders.

Percentage Held by Institutions

73.10% of the stock of First Foundation is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FFWM Stock Analysis - Frequently Asked Questions

How have FFWM shares performed this year?

First Foundation's stock was trading at $6.21 at the start of the year. Since then, FFWM shares have decreased by 11.0% and is now trading at $5.5290.

How were First Foundation's earnings last quarter?

First Foundation Inc. (NASDAQ:FFWM) announced its quarterly earnings data on Thursday, July, 25th. The bank reported $0.06 earnings per share for the quarter, beating the consensus estimate of $0.01 by $0.05. The bank earned $164.57 million during the quarter, compared to analyst estimates of $54.23 million. First Foundation had a negative trailing twelve-month return on equity of 0.73% and a negative net margin of 13.94%.

How do I buy shares of First Foundation?

Shares of FFWM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Foundation own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Foundation investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Tesla (TSLA), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Exxon Mobil (XOM).

Company Calendar

• Last Earnings: 7/25/2024
• Today: 7/07/2025
• Next Earnings (Estimated): 7/31/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FFWM
• CIK: 1413837
• Web: www.firstfoundationinc.com
• Phone: (469) 638-9636
• Fax: N/A
• Employees: 710
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $6.67
• High Stock Price Target: $7.00
• Low Stock Price Target: $6.00
• Potential Upside/Downside: +19.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): ($1.27)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 20.00
• P/E Growth: N/A
• Net Income: -$92.41 million
• Net Margins: -13.94%
• Pretax Margin: -17.37%
• Return on Equity: -0.73%
• Return on Assets: -0.05%

Debt

• Debt-to-Equity Ratio: 1.80
• Current Ratio: 1.04
• Quick Ratio: 0.87

Sales & Book Value

• Annual Sales: $69.21 million
• Price / Sales: 6.67
• Cash Flow: $4.52 per share
• Price / Cash Flow: 1.24
• Book Value: $16.39 per share
• Price / Book: 0.34

Miscellaneous

• Outstanding Shares: 82,386,000
• Free Float: 76,517,000
• Market Cap: $461.36 million
• Optionable: Optionable
• Beta: 0.97