Veritex (VBTX) Stock Price, News & Analysis

Company Overview

Veritex Holdings, Inc. (NASDAQ: VBTX) is a Dallas, Texas-based bank holding company whose primary banking subsidiary, Veritex Community Bank, offers a full suite of commercial and consumer banking services. Since its founding in 2015 by a group of Texas business leaders, the company has focused on building relationships with local businesses, professionals and individuals, leveraging its community-banking model to deliver personalized service and timely credit decisions.

The company’s core offerings include commercial lending for real estate, construction and industrial projects, as well as asset-based and equipment financing. Veritex also provides treasury management, depository products, online and mobile banking platforms, consumer residential mortgage lending and specialty lending solutions. By combining traditional relationship banking with digital capabilities, the bank aims to meet diverse customer needs across business cycles.

Veritex Community Bank operates a network of branch offices throughout key Texas markets, including the Dallas-Fort Worth metroplex, Houston, Austin, San Antonio and the East Texas corridor. This geographic focus allows the company to deploy local market expertise while maintaining centralized risk management and operational efficiencies. The bank’s regional footprint supports commercial real estate, healthcare, energy, professional service and technology sectors that are integral to the state’s economic growth.

Since completing its initial public offering in 2017, Veritex has pursued a strategy of disciplined growth supported by strong capital and liquidity positions. Under the leadership of President and Chief Executive Officer James C. Wolfe and Chairman John T. Turner Jr., the company emphasizes customer relationships, prudent underwriting and community involvement. A seasoned management team and board of directors with deep banking experience help guide Veritex’s commitment to delivering long-term shareholder value while maintaining the hallmarks of a community-focused bank.

Key Stats

• Today's Range: $31.52 to $32.08
• 50-Day Range: $23.28 to $32.82
• 52-Week Range: $20.10 to $33.69
• Volume: 1.84 million shs
• Average Volume: 460,297 shs
• Market Capitalization: $1.73 billion
• P/E Ratio: 15.68
• Dividend Yield: 2.75%
• Price Target: $30.92
• Consensus Rating: Moderate Buy

Veritex Stock Analysis - MarketRank™

Veritex scored higher than 93% of companies evaluated by MarketBeat, and ranked 99th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Veritex has received a consensus rating of Moderate Buy. The company's average rating score is 2.63, and is based on 5 buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Veritex has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.41%

Earnings Growth

Earnings for Veritex are expected to grow by 8.41% in the coming year, from $2.26 to $2.45 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Veritex is 15.65, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.67.

Price to Earnings Ratio vs. Sector

The P/E ratio of Veritex is 15.65, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.04.

Price to Book Value per Share Ratio

Veritex has a P/B Ratio of 1.09. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.53% of the float of Veritex has been sold short.

Short Interest Ratio / Days to Cover

Veritex has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Veritex has recently decreased by 76.66%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Veritex pays a meaningful dividend of 3.20%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Veritex has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Veritex is 43.14%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Veritex will have a dividend payout ratio of 35.92% next year. This indicates that Veritex will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.3 / 5
• Environmental Score: -0.70

Percentage of Shares Shorted

0.53% of the float of Veritex has been sold short.

Short Interest Ratio / Days to Cover

Veritex has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Veritex has recently decreased by 76.66%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.54

News Sentiment

Veritex has a news sentiment score of 0.54. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.93 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 22 news articles for Veritex this week, compared to 5 articles on an average week.

Search Interest

3 people have searched for VBTX on MarketBeat in the last 30 days.

MarketBeat Follows

1 people have added Veritex to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Veritex insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 4.30% of the stock of Veritex is held by insiders.

Percentage Held by Institutions

88.31% of the stock of Veritex is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

VBTX Stock Analysis - Frequently Asked Questions

How have VBTX shares performed this year?

Veritex's stock was trading at $27.16 on January 1st, 2025. Since then, VBTX shares have increased by 17.5% and is now trading at $31.92.

How were Veritex's earnings last quarter?

Veritex Holdings, Inc. (NASDAQ:VBTX) announced its quarterly earnings data on Tuesday, April, 22nd. The financial services provider reported $0.54 EPS for the quarter, topping analysts' consensus estimates of $0.51 by $0.03. The financial services provider earned $109.73 million during the quarter, compared to the consensus estimate of $110.73 million. Veritex had a net margin of 14.12% and a trailing twelve-month return on equity of 7.51%.
Read the conference call transcript.

Who are Veritex's major shareholders?

Veritex's top institutional investors include Wedge Capital Management L L P NC (0.13%), Harbor Capital Advisors Inc. (0.04%), Wealth Enhancement Advisory Services LLC (0.02%) and GAMMA Investing LLC (0.01%). Insiders that own company stock include C Malcolm Holland III, Terry Earley, John Sughrue, Pat S Bolin, Gregory B Morrison, Fallon William, Cara Mcdaniel and Gordon Huddleston.
View institutional ownership trends.

How do I buy shares of Veritex?

Shares of VBTX stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Veritex own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Veritex investors own include Waste Connections (WCN), American Water Works (AWK), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), The RMR Group (RMR), Voyager Therapeutics (VYGR) and iShares Micro-Cap ETF (IWC).

Company Calendar

• Last Earnings: 4/22/2025
• Record date for 5/22 Dividend: 5/08/2025
• Ex-Dividend for 5/22 Dividend: 5/08/2025
• Dividend Payable: 5/22/2025
• Today: 7/16/2025
• Next Earnings (Estimated): 7/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:VBTX
• CIK: 1501570
• Web: www.veritexbank.com
• Phone: (972) 349-6200
• Fax: N/A
• Employees: 770
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Veritex: $30.25
• High Price Target: $32.00
• Low Price Target: $28.00
• Potential Upside/Downside: -5.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.04
• Trailing P/E Ratio: 15.64
• Forward P/E Ratio: 14.12
• P/E Growth: N/A
• Net Income: $107.24 million
• Net Margins: 14.12%
• Pretax Margin: 18.28%
• Return on Equity: 7.51%
• Return on Assets: 0.94%

Debt

• Debt-to-Equity Ratio: 0.10
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $435.91 million
• Price / Sales: 3.97
• Cash Flow: $2.40 per share
• Price / Cash Flow: 13.31
• Book Value: $29.39 per share
• Price / Book: 1.09

Miscellaneous

• Outstanding Shares: 54,272,000
• Free Float: 51,938,000
• Market Cap: $1.73 billion
• Optionable: Optionable
• Beta: 1.03