James River Group (JRVR) Stock Price, News & Analysis

Company Overview

James River Group Holdings, Ltd., through its subsidiaries, underwrites property and casualty insurance products primarily in the program, wholesale broker and retail broker markets. The company focuses on specialty P&C lines, offering binding authority and delegated underwriting solutions for niche sectors including professional liability, environmental, real estate and other tailored commercial risks. Operating under the James River brand, it provides both admitted and non-admitted insurance across multiple states.

Founded in 2014 and headquartered in Richmond, Virginia, James River Group has expanded through a combination of organic growth and strategic acquisitions. The group maintains offices in key U.S. regions and serves customers nationwide, tailoring its product offerings to address evolving risk trends. Governance is overseen by a team of senior executives and a board of directors with extensive insurance industry experience.

The program administration segment partners with independent program managers and retail agents to develop and distribute specialized insurance programs, while the wholesale broker unit underwrites complex risks placed by insurance brokers, leveraging underwriting expertise and flexible capacity to meet unique client requirements. The retail broker segment offers a broad suite of standard and specialty coverages, emphasizing responsive service and efficient claims handling.

James River Group’s strategy centers on disciplined underwriting, data-driven risk selection and a decentralized operating model that empowers underwriting teams. By building long-term relationships with distribution partners, the company continues to broaden its product portfolio and geographic reach while maintaining disciplined underwriting performance.

Key Stats

• Today's Range: $5.37 to $5.49
• 50-Day Range: $5.08 to $6.00
• 52-Week Range: $3.00 to $7.19
• Volume: 100,642 shs
• Average Volume: 214,468 shs
• Market Capitalization: $249.80 million
• P/E Ratio: N/A
• Dividend Yield: 0.74%
• Price Target: $6.06
• Consensus Rating: Hold

James River Group Stock Analysis - MarketRank™

James River Group scored higher than 65% of companies evaluated by MarketBeat, and ranked 542nd out of 928 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Hold

Consensus Rating

James River Group has received a consensus rating of Hold. The company's average rating score is 2.14, and is based on 2 buy ratings, 4 hold ratings, and 1 sell rating.

Upside Potential

James River Group has a consensus price target of $6.06, representing about 10.6% upside from its current price of $5.48.

Amount of Analyst Coverage

James River Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for James River Group are expected to grow in the coming year, from ($0.35) to $1.80 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of James River Group is -1.73, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of James River Group is -1.73, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

James River Group has a P/B Ratio of 0.45. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.56% of the float of James River Group has been sold short.

Short Interest Ratio / Days to Cover

James River Group has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in James River Group has recently decreased by 20.20%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

James River Group has a dividend yield of 0.74%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

James River Group does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, James River Group will have a dividend payout ratio of 2.22% next year. This indicates that James River Group will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.56% of the float of James River Group has been sold short.

Short Interest Ratio / Days to Cover

James River Group has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in James River Group has recently decreased by 20.20%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.11

News Sentiment

James River Group has a news sentiment score of 0.11. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for James River Group this week, compared to 2 articles on an average week.

Search Interest

12 people have searched for JRVR on MarketBeat in the last 30 days.

MarketBeat Follows

9 people have added James River Group to their MarketBeat watchlist in the last 30 days. This is an increase of 800% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, James River Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

33.80% of the stock of James River Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

95.21% of the stock of James River Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

JRVR Stock Analysis - Frequently Asked Questions

How have JRVR shares performed this year?

James River Group's stock was trading at $4.87 on January 1st, 2025. Since then, JRVR shares have increased by 12.5% and is now trading at $5.48.

How were James River Group's earnings last quarter?

James River Group Holdings, Ltd. (NASDAQ:JRVR) released its quarterly earnings data on Monday, August, 4th. The insurance provider reported $0.23 EPS for the quarter, topping the consensus estimate of $0.22 by $0.01. The insurance provider earned $152.61 million during the quarter, compared to the consensus estimate of $176.46 million. James River Group had a negative net margin of 13.50% and a negative trailing twelve-month return on equity of 1.97%.
Read the conference call transcript.

When did James River Group IPO?

James River Group (JRVR) raised $253 million in an IPO on Friday, December 12th 2014. The company issued 11,000,000 shares at a price of $22.00-$24.00 per share. Keefe Bruyette & Woods (A Stifel Company ), UBS Investment Bank, FBR and BMO Capital Markets acted as the underwriters for the IPO and KeyBanc Capital Markets, SunTrust Robinson Humphrey and Scotiabank were co-managers.

How do I buy shares of James River Group?

Shares of JRVR stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of James River Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that James River Group investors own include American Water Works (AWK), Waste Connections (WCN), DiamondRock Hospitality (DRH), The RMR Group (RMR), AU Optronics (AUOTY), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR).

Company Calendar

• Last Earnings: 8/04/2025
• Record date for 9/30 Dividend: 9/15/2025
• Ex-Dividend for 9/30 Dividend: 9/15/2025
• Dividend Payable: 9/30/2025
• Today: 10/09/2025
• Next Earnings (Estimated): 11/10/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Insurance
• Current Symbol: NASDAQ:JRVR
• CIK: 1620459
• Web: www.jrgh.net
• Phone: (441) 278-4580
• Fax: N/A
• Employees: 640
• Year Founded: 2002

Price Target and Rating

• Average Price Target for James River Group: $6.06
• High Price Target: $8.00
• Low Price Target: $5.00
• Potential Upside/Downside: +10.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.14
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): ($3.16)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$81.12 million
• Net Margins: -13.50%
• Pretax Margin: -15.17%
• Return on Equity: -1.97%
• Return on Assets: -0.19%

Debt

• Debt-to-Equity Ratio: 0.46
• Current Ratio: 0.63
• Quick Ratio: 0.63

Sales & Book Value

• Annual Sales: $707.63 million
• Price / Sales: 0.36
• Cash Flow: $1.73 per share
• Price / Cash Flow: 3.17
• Book Value: $12.18 per share
• Price / Book: 0.45

Miscellaneous

• Outstanding Shares: 45,920,000
• Free Float: 30,401,000
• Market Cap: $251.64 million
• Optionable: Optionable
• Beta: 0.01