Kinsale Capital Group (NYSE:KNSL) Issues Earnings Results, Beats Estimates By $0.41 EPS

Key Points

• $5.11 EPS beat consensus by $0.41 and revenue of $466.7M topped estimates, with strong profitability metrics (net margin 26.87%, ROE 25.45%) despite revenue being down 0.5% year‑over‑year.
• Dividend increase to $0.25 quarterly (annualized $1.00) from $0.17, implying a 0.3% yield and a low payout ratio of 4.61%.
• Analyst reaction is mixed—several firms cut targets and some kept neutral ratings—leaving a MarketBeat consensus rating of "Hold" with an average target of $405.45.

Kinsale Capital Group (NYSE:KNSL - Get Free Report) released its earnings results on Thursday. The financial services provider reported $5.11 EPS for the quarter, beating analysts' consensus estimates of $4.70 by $0.41, FiscalAI reports. Kinsale Capital Group had a return on equity of 25.45% and a net margin of 26.87%.The business had revenue of $466.71 million for the quarter, compared to analysts' expectations of $410.25 million. During the same quarter in the prior year, the firm earned $3.71 earnings per share. The firm's revenue was down .5% on a year-over-year basis.

Kinsale Capital Group Stock Down 0.3%

Shares of NYSE:KNSL opened at $348.53 on Friday. The stock has a market capitalization of $8.07 billion, a P/E ratio of 16.08, a price-to-earnings-growth ratio of 1.15 and a beta of 1.08. The stock's 50-day moving average price is $358.35 and its 200-day moving average price is $387.64. The company has a current ratio of 0.08, a quick ratio of 0.08 and a debt-to-equity ratio of 0.11. Kinsale Capital Group has a 12-month low of $321.97 and a 12-month high of $512.76.

Kinsale Capital Group Increases Dividend

The business also recently disclosed a quarterly dividend, which was paid on Thursday, March 12th. Stockholders of record on Thursday, February 26th were paid a dividend of $0.25 per share. This represents a $1.00 dividend on an annualized basis and a dividend yield of 0.3%. This is an increase from Kinsale Capital Group's previous quarterly dividend of $0.17. The ex-dividend date of this dividend was Thursday, February 26th. Kinsale Capital Group's payout ratio is 4.61%.

Key Kinsale Capital Group News

Here are the key news stories impacting Kinsale Capital Group this week:

• Positive Sentiment: Q1 earnings and revenue beat consensus: KNSL reported $5.11 EPS, above consensus (~$4.65–$4.70) and revenue of $466.7M, topping estimates and demonstrating margin strength. Kinsale press release
• Positive Sentiment: Analyst and media coverage highlighted Kinsale’s history of beating estimates and the company’s setup to outperform again, supporting longer‑term confidence in earnings execution. Why Kinsale Capital Group (KNSL) is Poised to Beat Earnings Estimates Again
• Neutral Sentiment: Sector/market risk: an earnings spotlight notes uncertainty about whether Kinsale’s growth can withstand a possible slowdown in the E&S insurance market — a watch‑item rather than an immediate negative. Kinsale Capital earnings spotlight
• Neutral Sentiment: Some brokers remain cautious: Cantor Fitzgerald maintained a neutral rating on KNSL, indicating limited near‑term upside from their view despite the beat. Cantor Fitzgerald Maintains Neutral Rating on Kinsale
• Negative Sentiment: Near‑term estimate cut: at least one analyst reduced Kinsale’s Q2 EPS estimate, which may temper guidance expectations and contribute to the share weakness. Q2 EPS Estimate for Kinsale Capital Group Reduced by Analyst

Analysts Set New Price Targets

A number of equities analysts have recently issued reports on the company. Cantor Fitzgerald cut their price objective on Kinsale Capital Group from $360.00 to $280.00 and set a "neutral" rating for the company in a report on Thursday, April 9th. Weiss Ratings reissued a "hold (c)" rating on shares of Kinsale Capital Group in a report on Friday, March 27th. Truist Financial dropped their target price on Kinsale Capital Group from $510.00 to $450.00 and set a "buy" rating for the company in a research report on Tuesday, February 17th. JPMorgan Chase & Co. cut their target price on Kinsale Capital Group from $450.00 to $410.00 and set a "neutral" rating for the company in a research note on Monday, February 23rd. Finally, Jefferies Financial Group cut shares of Kinsale Capital Group from a "hold" rating to an "underperform" rating and reduced their price target for the company from $392.00 to $312.00 in a research report on Thursday, March 19th. Three research analysts have rated the stock with a Buy rating, seven have assigned a Hold rating and two have issued a Sell rating to the stock. According to MarketBeat, the company presently has a consensus rating of "Hold" and an average target price of $405.45.

Institutional Investors Weigh In On Kinsale Capital Group

Hedge funds and other institutional investors have recently modified their holdings of the stock. Johnson Financial Group Inc. lifted its holdings in Kinsale Capital Group by 257.1% in the 3rd quarter. Johnson Financial Group Inc. now owns 75 shares of the financial services provider's stock worth $32,000 after buying an additional 54 shares during the period. Larson Financial Group LLC grew its position in shares of Kinsale Capital Group by 225.0% in the 3rd quarter. Larson Financial Group LLC now owns 78 shares of the financial services provider's stock worth $33,000 after buying an additional 54 shares during the last quarter. Darwin Wealth Management LLC purchased a new position in shares of Kinsale Capital Group during the second quarter valued at approximately $38,000. Los Angeles Capital Management LLC purchased a new position in shares of Kinsale Capital Group during the fourth quarter valued at approximately $43,000. Finally, EverSource Wealth Advisors LLC raised its holdings in shares of Kinsale Capital Group by 72.9% during the second quarter. EverSource Wealth Advisors LLC now owns 102 shares of the financial services provider's stock valued at $49,000 after acquiring an additional 43 shares in the last quarter. Institutional investors own 85.36% of the company's stock.

Kinsale Capital Group Company Profile

Kinsale Capital Group, Inc NYSE: KNSL is a specialty property and casualty insurance company headquartered in Richmond, Virginia. Established in 2009, the company focuses on underwriting complex and underserved risks across the United States. Kinsale operates through a network of wholesale brokers and independent agencies, offering tailored coverage solutions for a range of niche industries.

The company's product portfolio includes general liability, business auto, professional liability, environmental liability, inland marine, cyber liability, and other specialty lines.