U.S. Bancorp (USB) Stock Price, News & Analysis

Company Overview

U.S. Bancorp (NYSE:USB) is the parent company of U.S. Bank, one of the leading commercial banks in the United States. With roots tracing back to the First National Bank of Cincinnati in 1863, the company has grown through a series of strategic mergers and acquisitions, including the integration of Northwest Bancorporation and Firstar Corporation. Headquartered in Minneapolis, Minnesota, U.S. Bancorp operates as a diversified financial services holding company, offering a comprehensive range of banking and payment products to individual, corporate and institutional clients.

Through its primary subsidiary, U.S. Bank National Association, U.S. Bancorp provides traditional banking services such as checking and savings accounts, consumer and mortgage lending, and small-business loans. In addition, the company delivers commercial and corporate banking solutions that include treasury management, international trade finance and capital markets services. U.S. Bancorp’s payment services division processes consumer and merchant transactions, issuing credit, debit and prepaid cards while supporting electronic payment networks and payroll solutions.

The company’s wealth management and investment arm serves high-net-worth individuals, families and institutions with financial planning, trust administration, asset management and brokerage services. This business segment leverages U.S. Bancorp’s national banking platform to deliver integrated fiduciary solutions, retirement plan services and private banking offerings. The bank also provides specialized services to government entities, healthcare providers and nonprofits through tailored financing and advisory capabilities.

U.S. Bancorp maintains a significant presence across 25 states, operating thousands of branches and ATMs alongside robust digital and mobile banking platforms. Under the leadership of President and Chief Executive Officer Andrew Cecere, the company emphasizes innovation in digital payments, cybersecurity, and data analytics while adhering to strong risk management and corporate governance practices. U.S. Bancorp continues to focus on community development, sustainability initiatives and financial inclusion, supporting economic growth in the diverse markets it serves.

Key Stats

• Today's Range: $47.52 to $48.06
• 50-Day Range: $39.90 to $47.73
• 52-Week Range: $35.18 to $53.98
• Volume: 7.04 million shs
• Average Volume: 9.33 million shs
• Market Capitalization: $74.36 billion
• P/E Ratio: 11.81
• Dividend Yield: 4.19%
• Price Target: $51.34
• Consensus Rating: Moderate Buy

U.S. Bancorp Stock Analysis - MarketRank™

U.S. Bancorp scored higher than 99% of companies evaluated by MarketBeat, and ranked 58th out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

U.S. Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.59, and is based on 14 buy ratings, 7 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

U.S. Bancorp has been the subject of 15 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.05%

Earnings Growth

Earnings for U.S. Bancorp are expected to grow by 10.05% in the coming year, from $4.38 to $4.82 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of U.S. Bancorp is 11.81, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.57.

Price to Earnings Ratio vs. Sector

The P/E ratio of U.S. Bancorp is 11.81, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.07.

Price to Earnings Growth Ratio

U.S. Bancorp has a PEG Ratio of 1.79. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

U.S. Bancorp has a P/B Ratio of 1.43. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.20% of the float of U.S. Bancorp has been sold short.

Short Interest Ratio / Days to Cover

U.S. Bancorp has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in U.S. Bancorp has recently increased by 10.76%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

U.S. Bancorp is a leading dividend payer. It pays a dividend yield of 4.30%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

U.S. Bancorp has been increasing its dividend for 14 years.

Dividend Coverage

The dividend payout ratio of U.S. Bancorp is 49.50%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, U.S. Bancorp will have a dividend payout ratio of 41.49% next year. This indicates that U.S. Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.8 / 5
• Environmental Score: -0.40

Percentage of Shares Shorted

1.20% of the float of U.S. Bancorp has been sold short.

Short Interest Ratio / Days to Cover

U.S. Bancorp has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in U.S. Bancorp has recently increased by 10.76%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.4 / 5
• News Sentiment: 1.05

News Sentiment

U.S. Bancorp has a news sentiment score of 1.05. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 34 news articles for U.S. Bancorp this week, compared to 24 articles on an average week.

Search Interest

20 people have searched for USB on MarketBeat in the last 30 days. This is an increase of 18% compared to the previous 30 days.

MarketBeat Follows

Only 12 people have added U.S. Bancorp to their MarketBeat watchlist in the last 30 days. This is a decrease of -20% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, U.S. Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $186,600.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 0.23% of the stock of U.S. Bancorp is held by insiders.

Percentage Held by Institutions

77.60% of the stock of U.S. Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

USB Stock Analysis - Frequently Asked Questions

How have USB shares performed this year?

U.S. Bancorp's stock was trading at $47.83 at the start of the year. Since then, USB shares have decreased by 0.2% and is now trading at $47.73.

How were U.S. Bancorp's earnings last quarter?

U.S. Bancorp (NYSE:USB) posted its quarterly earnings data on Wednesday, April, 16th. The financial services provider reported $1.03 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.97 by $0.06. The financial services provider had revenue of $6.96 billion for the quarter, compared to analyst estimates of $6.92 billion. U.S. Bancorp had a net margin of 15.70% and a trailing twelve-month return on equity of 13.02%.
Read the conference call transcript.

Is U.S. Bancorp doing a stock buyback?

U.S. Bancorp's board authorized a stock buyback program on Thursday, September 12th 2024, which permits the company to repurchase $5,000,000,000 in shares, according to EventVestor. This means that the company could buy up to 7% of its stock through open market purchases. Stock repurchase programs are often an indication that the company's management believes its shares are undervalued.

Does U.S. Bancorp have any subsidiaries?

The following companies are subsidiaries of U.S. Bancorp: Bento for Business, talech, Vail Banks Inc., Western Bancorp, 111 Tower Investors Inc., Banctech Processing Services LLC, CenPOS LLC, and others.

Who are U.S. Bancorp's major shareholders?

U.S. Bancorp's top institutional investors include Confluence Investment Management LLC (0.13%), HBW Advisory Services LLC, InvesTrust and Park National Corp OH. Insiders that own company stock include Andrew Cecere, Terrance R Dolan, James L Chosy, Gillern Jeffry H Von, Shailesh M Kotwal, Timothy A Welsh, Jodi L Richard, Scott W Wine, Lisa R Stark, Richard P Mckenney, Aleem Gillani, Alan B Colberg and James B Kelligrew.
View institutional ownership trends.

How do I buy shares of U.S. Bancorp?

Shares of USB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of U.S. Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that U.S. Bancorp investors own include Symbotic (SYM), JPMorgan Nasdaq Equity Premium Income ETF (JEPQ), Chevron (CVX), Bristol Myers Squibb (BMY), Comcast (CMCSA), Charles Schwab (SCHW) and McKesson (MCK).

Company Calendar

• Record date for 4/15 Dividend: 3/31/2025
• Ex-Dividend for 4/15 Dividend: 3/31/2025
• Dividend Payable: 4/15/2025
• Last Earnings: 4/16/2025
• Record date for 7/15 Dividend: 6/30/2025
• Ex-Dividend for 7/15 Dividend: 6/30/2025
• Today: 7/03/2025
• Dividend Payable: 7/15/2025
• Next Earnings (Estimated): 7/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - MJR REGNL
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:USB
• CIK: 36104
• Web: www.usbank.com
• Phone: (651) 466-3000
• Fax: 612-303-0782
• Employees: 70,263
• Year Founded: 1836

Price Target and Rating

• Average Stock Price Target: $51.34
• High Stock Price Target: $60.00
• Low Stock Price Target: $43.50
• Potential Upside/Downside: +7.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.59
• Research Coverage: 22 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.04
• Trailing P/E Ratio: 11.81
• Forward P/E Ratio: 10.90
• P/E Growth: 1.75
• Net Income: $6.30 billion
• Net Margins: 15.70%
• Pretax Margin: 19.71%
• Return on Equity: 13.02%
• Return on Assets: 1.00%

Debt

• Debt-to-Equity Ratio: 1.11
• Current Ratio: 0.80
• Quick Ratio: 0.80

Sales & Book Value

• Annual Sales: $42.71 billion
• Price / Sales: 1.74
• Cash Flow: $4.96 per share
• Price / Cash Flow: 9.62
• Book Value: $33.48 per share
• Price / Book: 1.43

Miscellaneous

• Outstanding Shares: 1,558,030,000
• Free Float: 1,554,444,000
• Market Cap: $74.36 billion
• Optionable: Optionable
• Beta: 0.99