NBT Bancorp (NBTB) Expected to Announce Earnings on Monday

Key Points

• NBT Bancorp (NASDAQ:NBTB) will announce its Q3 2025 earnings on October 27, 2025, expecting a profit of $0.98 per share and revenue of $183.87 million.
• The company recently increased its quarterly dividend to $0.37 per share, reflecting an annualized dividend of $1.48 and a yield of 3.7%.
• NBT Bancorp shares are currently rated as a Moderate Buy by analysts, with target prices ranging from $47.00 to $55.00.

NBT Bancorp (NASDAQ:NBTB - Get Free Report) will likely be issuing its Q3 2025 results after the market closes on Monday, October 27th. Analysts expect the company to announce earnings of $0.98 per share and revenue of $183.8720 million for the quarter. Parties may visit the the company's upcoming Q3 2025 earningresults page for the latest details on the call scheduled for Tuesday, October 28, 2025 at 10:00 AM ET.

NBT Bancorp (NASDAQ:NBTB - Get Free Report) last announced its earnings results on Monday, July 28th. The bank reported $0.88 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.82 by $0.06. The firm had revenue of $171.15 million during the quarter, compared to analysts' expectations of $171.04 million. NBT Bancorp had a return on equity of 9.81% and a net margin of 16.10%. On average, analysts expect NBT Bancorp to post $4 EPS for the current fiscal year and $4 EPS for the next fiscal year.

NBT Bancorp Stock Up 1.4%

Shares of NASDAQ NBTB opened at $40.15 on Monday. The stock has a market cap of $2.10 billion, a PE ratio of 14.49 and a beta of 0.54. The company has a quick ratio of 0.88, a current ratio of 0.88 and a debt-to-equity ratio of 0.17. NBT Bancorp has a 52-week low of $37.31 and a 52-week high of $52.44. The business has a 50-day moving average price of $42.64 and a 200 day moving average price of $42.11.

NBT Bancorp Increases Dividend

The company also recently announced a quarterly dividend, which was paid on Monday, September 15th. Investors of record on Monday, September 1st were given a $0.37 dividend. This is a boost from NBT Bancorp's previous quarterly dividend of $0.34. The ex-dividend date of this dividend was Friday, August 29th. This represents a $1.48 dividend on an annualized basis and a dividend yield of 3.7%. NBT Bancorp's payout ratio is currently 53.43%.

Insider Activity at NBT Bancorp

In other news, Director David J. Nasca sold 19,603 shares of the firm's stock in a transaction that occurred on Wednesday, August 13th. The stock was sold at an average price of $43.42, for a total value of $851,162.26. Following the completion of the sale, the director directly owned 82,910 shares of the company's stock, valued at $3,599,952.20. This trade represents a 19.12% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. 3.03% of the stock is owned by corporate insiders.

Institutional Trading of NBT Bancorp

Hedge funds have recently modified their holdings of the business. EverSource Wealth Advisors LLC lifted its holdings in shares of NBT Bancorp by 1,645.9% in the 2nd quarter. EverSource Wealth Advisors LLC now owns 646 shares of the bank's stock valued at $27,000 after buying an additional 609 shares during the period. Smartleaf Asset Management LLC lifted its holdings in shares of NBT Bancorp by 23.0% in the 2nd quarter. Smartleaf Asset Management LLC now owns 3,316 shares of the bank's stock valued at $139,000 after buying an additional 620 shares during the period. Tower Research Capital LLC TRC increased its stake in NBT Bancorp by 184.7% in the 2nd quarter. Tower Research Capital LLC TRC now owns 4,336 shares of the bank's stock valued at $180,000 after purchasing an additional 2,813 shares in the last quarter. M&T Bank Corp purchased a new position in NBT Bancorp in the 2nd quarter valued at approximately $282,000. Finally, Bridgeway Capital Management LLC purchased a new position in NBT Bancorp in the 2nd quarter valued at approximately $310,000. 58.46% of the stock is owned by institutional investors and hedge funds.

Wall Street Analyst Weigh In

NBTB has been the subject of a number of research analyst reports. Weiss Ratings reissued a "hold (c+)" rating on shares of NBT Bancorp in a research report on Wednesday, October 8th. Wall Street Zen raised NBT Bancorp from a "sell" rating to a "hold" rating in a research report on Saturday, August 2nd. DA Davidson increased their price objective on NBT Bancorp from $53.00 to $55.00 and gave the stock a "buy" rating in a research report on Thursday, July 31st. Finally, Piper Sandler set a $47.00 price objective on NBT Bancorp and gave the stock an "overweight" rating in a research report on Tuesday, October 14th. Three research analysts have rated the stock with a Buy rating and three have given a Hold rating to the company. Based on data from MarketBeat.com, the stock presently has a consensus rating of "Moderate Buy" and an average price target of $52.00.

NBT Bancorp Company Profile

NBT Bancorp Inc, a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; commercial and industrial, commercial real estate, agricultural, and commercial construction loans; and residential real estate loans.

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