Pagaya Technologies (PGY) to Release Earnings on Monday

Key Points

• Pagaya will report Q4 2025 results before the market opens on Monday, Feb. 9, 2026 at 8:30 AM ET; analysts expect about $0.75 EPS and $348.75 million in revenue for the quarter.
• In the prior quarter Pagaya beat estimates, reporting $1.02 EPS versus a $0.56 consensus and $350.17 million in revenue, a 36.3% year-over-year increase.
• Shares have a $1.56 billion market cap and a consensus analyst rating of "Moderate Buy" with a $37.25 price target, while insiders have recently sold stock but still own roughly 47.6% of shares.

Pagaya Technologies (NASDAQ:PGY - Get Free Report) is anticipated to post its Q4 2025 results before the market opens on Monday, February 9th. Analysts expect Pagaya Technologies to post earnings of $0.75 per share and revenue of $348.7490 million for the quarter. Individuals are encouraged to explore the company's upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Monday, February 9, 2026 at 8:30 AM ET.

Pagaya Technologies (NASDAQ:PGY - Get Free Report) last posted its quarterly earnings data on Monday, November 10th. The company reported $1.02 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.56 by $0.46. Pagaya Technologies had a negative net margin of 15.32% and a positive return on equity of 31.59%. The company had revenue of $350.17 million for the quarter, compared to the consensus estimate of $338.86 million. During the same period last year, the company earned $0.44 earnings per share. The firm's revenue was up 36.3% compared to the same quarter last year. On average, analysts expect Pagaya Technologies to post $1 EPS for the current fiscal year and $1 EPS for the next fiscal year.

Pagaya Technologies Stock Performance

Shares of PGY opened at $19.39 on Monday. The stock has a market capitalization of $1.56 billion, a price-to-earnings ratio of -7.26 and a beta of 5.85. Pagaya Technologies has a 12 month low of $8.50 and a 12 month high of $44.99. The firm has a fifty day simple moving average of $22.93 and a 200 day simple moving average of $28.34. The company has a current ratio of 11.41, a quick ratio of 11.41 and a debt-to-equity ratio of 1.16.

Wall Street Analyst Weigh In

PGY has been the topic of a number of recent research reports. Keefe, Bruyette & Woods lowered their target price on Pagaya Technologies from $38.00 to $35.00 and set an "outperform" rating on the stock in a research report on Friday, January 2nd. Wall Street Zen downgraded Pagaya Technologies from a "strong-buy" rating to a "buy" rating in a research note on Saturday, December 6th. Weiss Ratings reiterated a "sell (d-)" rating on shares of Pagaya Technologies in a research note on Friday, January 9th. Zacks Research raised Pagaya Technologies from a "hold" rating to a "strong-buy" rating in a report on Friday, January 2nd. Finally, Canaccord Genuity Group boosted their target price on shares of Pagaya Technologies from $36.00 to $39.00 and gave the stock a "buy" rating in a report on Tuesday, November 11th. One equities research analyst has rated the stock with a Strong Buy rating, eight have given a Buy rating and one has issued a Sell rating to the company's stock. According to data from MarketBeat.com, Pagaya Technologies presently has an average rating of "Moderate Buy" and a consensus price target of $37.25.

Insider Activity

In related news, President Sanjiv Das sold 3,945 shares of Pagaya Technologies stock in a transaction dated Monday, January 5th. The shares were sold at an average price of $22.99, for a total transaction of $90,695.55. Following the completion of the sale, the president owned 129,986 shares of the company's stock, valued at approximately $2,988,378.14. The trade was a 2.95% decrease in their position. The sale was disclosed in a filing with the SEC, which is accessible through the SEC website. Also, CFO Evangelos Perros sold 9,750 shares of the company's stock in a transaction dated Monday, January 5th. The shares were sold at an average price of $22.99, for a total transaction of $224,152.50. Following the completion of the transaction, the chief financial officer owned 100,212 shares in the company, valued at approximately $2,303,873.88. This trade represents a 8.87% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders have sold 21,256 shares of company stock valued at $547,198 over the last ninety days. 47.59% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently added to or reduced their stakes in the company. NewEdge Advisors LLC lifted its holdings in shares of Pagaya Technologies by 3,739.7% during the third quarter. NewEdge Advisors LLC now owns 5,798 shares of the company's stock worth $172,000 after buying an additional 5,647 shares in the last quarter. Tower Research Capital LLC TRC increased its position in Pagaya Technologies by 177.8% during the second quarter. Tower Research Capital LLC TRC now owns 6,561 shares of the company's stock worth $140,000 after acquiring an additional 4,199 shares during the period. Creative Planning acquired a new stake in Pagaya Technologies in the 3rd quarter worth about $249,000. Advisory Services Network LLC boosted its holdings in Pagaya Technologies by 23.7% in the 3rd quarter. Advisory Services Network LLC now owns 10,987 shares of the company's stock valued at $326,000 after purchasing an additional 2,105 shares during the period. Finally, New York State Common Retirement Fund increased its holdings in shares of Pagaya Technologies by 57.8% during the second quarter. New York State Common Retirement Fund now owns 14,200 shares of the company's stock worth $303,000 after purchasing an additional 5,200 shares during the period. 57.14% of the stock is owned by institutional investors and hedge funds.

About Pagaya Technologies

Pagaya Technologies is a financial technology company that applies artificial intelligence and machine learning to the credit and asset management industries. Through its proprietary data-driven platform, Pagaya analyzes vast datasets from consumer credit portfolios to build predictive risk models, enabling institutional investors to gain access to alternative credit products. The company’s solutions streamline underwriting, optimize portfolio construction and facilitate the efficient securitization of consumer loans, credit card receivables and other asset classes.

Founded in 2016 and headquartered in New York, Pagaya has expanded its operations to serve financial institutions and asset managers primarily in the United States.

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