PayPal (NASDAQ:PYPL) Stock Price Down 1.9% - Here's What Happened

Key Points

• PayPal shares fell 1.9% to about $60.18 (intraday low $60.13) with mid-day volume of 15.6M shares, a 24% increase versus the average session volume.
• Analysts have been trimming targets and vary widely, but MarketBeat shows a consensus Hold rating with an average target of $78.97 (individual targets range roughly $68–$93).
• PayPal beat recent quarterly expectations (EPS $1.34 vs. $1.20; revenue $8.42B vs. $8.21B), provided Q4 and FY2025 EPS guidance, paid a $0.14 quarterly dividend, and has seen modest insider selling.

PayPal Holdings, Inc. (NASDAQ:PYPL - Get Free Report) shares fell 1.9% on Wednesday . The stock traded as low as $60.13 and last traded at $60.18. 15,645,790 shares were traded during mid-day trading, an increase of 24% from the average session volume of 12,574,474 shares. The stock had previously closed at $61.33.

Wall Street Analyst Weigh In

PYPL has been the topic of a number of recent analyst reports. KGI Securities reduced their price target on PayPal from $85.00 to $80.00 in a research note on Monday, November 10th. Bank of America reiterated a "neutral" rating and set a $68.00 target price (down from $93.00) on shares of PayPal in a research report on Thursday, December 11th. Citigroup raised shares of PayPal to a "hold" rating in a research report on Thursday, October 23rd. BNP Paribas Exane lowered their target price on shares of PayPal from $71.00 to $69.00 and set a "neutral" rating for the company in a report on Tuesday, December 2nd. Finally, HSBC upped their price objective on PayPal from $86.00 to $93.00 and gave the stock a "buy" rating in a report on Wednesday, October 29th. Twelve equities research analysts have rated the stock with a Buy rating, twenty-three have assigned a Hold rating and four have assigned a Sell rating to the company's stock. According to MarketBeat, the company currently has a consensus rating of "Hold" and a consensus target price of $78.97.

PayPal Stock Down 1.9%

The firm has a 50-day simple moving average of $65.42 and a 200 day simple moving average of $69.00. The company has a market capitalization of $56.31 billion, a PE ratio of 12.06, a price-to-earnings-growth ratio of 0.82 and a beta of 1.43. The company has a debt-to-equity ratio of 0.56, a current ratio of 1.34 and a quick ratio of 1.34.

PayPal (NASDAQ:PYPL - Get Free Report) last posted its earnings results on Tuesday, October 28th. The credit services provider reported $1.34 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.20 by $0.14. The business had revenue of $8.42 billion during the quarter, compared to analyst estimates of $8.21 billion. PayPal had a return on equity of 25.64% and a net margin of 14.96%.The company's revenue for the quarter was up 7.3% compared to the same quarter last year. During the same quarter last year, the firm earned $1.20 earnings per share. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. On average, research analysts predict that PayPal Holdings, Inc. will post 5.03 EPS for the current fiscal year.

PayPal Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Wednesday, December 10th. Stockholders of record on Wednesday, November 19th were paid a dividend of $0.14 per share. The ex-dividend date was Wednesday, November 19th. This represents a $0.56 dividend on an annualized basis and a dividend yield of 0.9%. PayPal's dividend payout ratio (DPR) is currently 11.22%.

Insider Activity

In other news, EVP Diego Scotti sold 3,838 shares of the company's stock in a transaction on Thursday, October 30th. The shares were sold at an average price of $68.97, for a total value of $264,706.86. Following the completion of the transaction, the executive vice president directly owned 16,989 shares in the company, valued at approximately $1,171,731.33. This represents a 18.43% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, insider Suzan Kereere sold 12,500 shares of PayPal stock in a transaction on Monday, November 3rd. The stock was sold at an average price of $68.87, for a total transaction of $860,875.00. Following the sale, the insider directly owned 30,983 shares in the company, valued at $2,133,799.21. This trade represents a 28.75% decrease in their position. The SEC filing for this sale provides additional information. In the last three months, insiders sold 36,156 shares of company stock valued at $2,432,524. 0.08% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

Institutional investors have recently modified their holdings of the business. Gordian Capital Singapore Pte Ltd increased its holdings in PayPal by 41.2% during the 1st quarter. Gordian Capital Singapore Pte Ltd now owns 473 shares of the credit services provider's stock worth $31,000 after purchasing an additional 138 shares during the last quarter. GSB Wealth Management LLC grew its position in shares of PayPal by 1.7% during the second quarter. GSB Wealth Management LLC now owns 8,160 shares of the credit services provider's stock worth $606,000 after buying an additional 140 shares in the last quarter. CreativeOne Wealth LLC grew its position in shares of PayPal by 1.5% during the first quarter. CreativeOne Wealth LLC now owns 9,387 shares of the credit services provider's stock worth $613,000 after buying an additional 142 shares in the last quarter. Wedmont Private Capital increased its stake in shares of PayPal by 1.6% in the third quarter. Wedmont Private Capital now owns 9,157 shares of the credit services provider's stock worth $614,000 after buying an additional 142 shares during the last quarter. Finally, Pitti Group Wealth Management LLC raised its holdings in PayPal by 1.5% in the second quarter. Pitti Group Wealth Management LLC now owns 10,233 shares of the credit services provider's stock valued at $761,000 after acquiring an additional 147 shares in the last quarter. Institutional investors and hedge funds own 68.32% of the company's stock.

About PayPal

PayPal Holdings, Inc operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.

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