PayPal (NASDAQ:PYPL) Stock Price Up 2% - Should You Buy?

Key Points

• PayPal shares rose about 2% to $59.29 on Monday with volume slightly above average, trading below both its 50‑day ($62.70) and 200‑day ($67.81) moving averages.
• Analysts are mixed: consensus rating is "Hold" with a consensus price target of $77.77 (13 Buys, 23 Holds, 4 Sells).
• PayPal beat Q3 estimates (EPS $1.34 vs. $1.20; revenue $8.42B vs. $8.21B), issued Q4 and FY2025 EPS guidance (Q4: 1.270–1.310; FY: 5.350–5.390), pays a $0.14 quarterly dividend (0.9% yield), and trades at a P/E around 11.9 with a $55.5B market cap.

PayPal Holdings, Inc. (NASDAQ:PYPL - Get Free Report)'s share price traded up 2% on Monday . The company traded as high as $60.11 and last traded at $59.29. 16,029,738 shares changed hands during mid-day trading, an increase of 4% from the average session volume of 15,358,688 shares. The stock had previously closed at $58.14.

Analysts Set New Price Targets

A number of equities analysts have recently commented on the company. TD Cowen raised their price objective on PayPal from $75.00 to $80.00 and gave the stock a "hold" rating in a report on Wednesday, October 29th. Weiss Ratings restated a "hold (c)" rating on shares of PayPal in a report on Wednesday, October 8th. Truist Financial upped their price target on PayPal from $65.00 to $66.00 and gave the stock a "sell" rating in a report on Tuesday, November 4th. Keefe, Bruyette & Woods lifted their price objective on shares of PayPal from $85.00 to $90.00 and gave the company an "outperform" rating in a research note on Wednesday, October 29th. Finally, JPMorgan Chase & Co. reissued a "neutral" rating and set a $70.00 target price (down from $85.00) on shares of PayPal in a research report on Thursday, December 4th. Thirteen investment analysts have rated the stock with a Buy rating, twenty-three have given a Hold rating and four have given a Sell rating to the company's stock. Based on data from MarketBeat, PayPal currently has a consensus rating of "Hold" and a consensus price target of $77.77.

PayPal Stock Performance

The company has a current ratio of 1.34, a quick ratio of 1.34 and a debt-to-equity ratio of 0.56. The stock has a market capitalization of $55.47 billion, a P/E ratio of 11.88, a P/E/G ratio of 0.72 and a beta of 1.42. The company's 50-day moving average is $62.70 and its two-hundred day moving average is $67.81.

PayPal (NASDAQ:PYPL - Get Free Report) last announced its earnings results on Tuesday, October 28th. The credit services provider reported $1.34 earnings per share for the quarter, beating the consensus estimate of $1.20 by $0.14. The firm had revenue of $8.42 billion for the quarter, compared to the consensus estimate of $8.21 billion. PayPal had a return on equity of 25.64% and a net margin of 14.96%.The firm's revenue for the quarter was up 7.3% on a year-over-year basis. During the same quarter in the previous year, the business earned $1.20 EPS. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. As a group, sell-side analysts anticipate that PayPal Holdings, Inc. will post 5.03 EPS for the current fiscal year.

PayPal Announces Dividend

The firm also recently announced a quarterly dividend, which was paid on Wednesday, December 10th. Investors of record on Wednesday, November 19th were issued a dividend of $0.14 per share. This represents a $0.56 dividend on an annualized basis and a yield of 0.9%. The ex-dividend date was Wednesday, November 19th. PayPal's dividend payout ratio (DPR) is presently 11.22%.

Insider Buying and Selling

In related news, EVP Diego Scotti sold 3,838 shares of the company's stock in a transaction on Thursday, October 30th. The shares were sold at an average price of $68.97, for a total transaction of $264,706.86. Following the completion of the transaction, the executive vice president directly owned 16,989 shares in the company, valued at $1,171,731.33. This represents a 18.43% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. Also, insider Suzan Kereere sold 12,500 shares of the company's stock in a transaction that occurred on Monday, November 3rd. The shares were sold at an average price of $68.87, for a total value of $860,875.00. Following the completion of the transaction, the insider directly owned 30,983 shares of the company's stock, valued at approximately $2,133,799.21. This trade represents a 28.75% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders sold a total of 36,156 shares of company stock worth $2,432,524 over the last three months. Corporate insiders own 0.08% of the company's stock.

Institutional Inflows and Outflows

Institutional investors have recently bought and sold shares of the stock. Miller Global Investments LLC bought a new stake in shares of PayPal in the 4th quarter valued at about $305,000. CGN Advisors LLC acquired a new stake in PayPal during the 4th quarter worth $1,178,000. Union Bancaire Privee UBP SA lifted its holdings in PayPal by 601.1% during the fourth quarter. Union Bancaire Privee UBP SA now owns 37,570 shares of the credit services provider's stock worth $2,193,000 after acquiring an additional 32,211 shares in the last quarter. AIA Group Ltd grew its stake in PayPal by 742.4% in the third quarter. AIA Group Ltd now owns 27,244 shares of the credit services provider's stock valued at $1,827,000 after acquiring an additional 24,010 shares during the period. Finally, Hudson Bay Capital Management LP increased its holdings in shares of PayPal by 9.1% in the third quarter. Hudson Bay Capital Management LP now owns 11,980 shares of the credit services provider's stock worth $803,000 after acquiring an additional 1,001 shares in the last quarter. Institutional investors own 68.32% of the company's stock.

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal's platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal's portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree's developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.

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