PennyMac Financial Services (PFSI) to Release Earnings on Tuesday

Key Points

• PennyMac Financial Services (NYSE:PFSI) is set to release its Q3 2025 earnings on Tuesday, October 21st, with analysts expecting earnings of $3.00 per share and revenue of $573.46 million.
• The company's last earnings report showed a miss with $1.02 earnings per share and revenue of $444.73 million, below the consensus estimates.
• Analysts have recently updated their ratings, with Piper Sandler increasing their price target from $121.00 to $136.00, indicating an optimistic outlook for PFSI shares.

PennyMac Financial Services (NYSE:PFSI - Get Free Report) is anticipated to release its Q3 2025 results after the market closes on Tuesday, October 21st. Analysts expect the company to announce earnings of $3.00 per share and revenue of $573.4630 million for the quarter. Investors are encouraged to explore the company's upcoming Q3 2025 earningoverview page for the latest details on the call scheduled for Tuesday, October 21, 2025 at 5:00 PM ET.

PennyMac Financial Services (NYSE:PFSI - Get Free Report) last posted its quarterly earnings results on Tuesday, July 22nd. The real estate investment trust reported $1.02 earnings per share for the quarter, missing the consensus estimate of $3.01 by ($1.99). The business had revenue of $444.73 million during the quarter, compared to the consensus estimate of $547.44 million. PennyMac Financial Services had a return on equity of 12.18% and a net margin of 22.00%.The business's revenue for the quarter was up 9.5% on a year-over-year basis. During the same period in the prior year, the firm earned $1.85 earnings per share. On average, analysts expect PennyMac Financial Services to post $14 EPS for the current fiscal year and $16 EPS for the next fiscal year.

PennyMac Financial Services Stock Performance

PennyMac Financial Services stock opened at $119.05 on Thursday. The company has a quick ratio of 0.34, a current ratio of 0.34 and a debt-to-equity ratio of 3.03. The company has a market capitalization of $6.16 billion, a PE ratio of 16.51 and a beta of 1.59. The firm has a fifty day simple moving average of $115.58 and a two-hundred day simple moving average of $103.67. PennyMac Financial Services has a twelve month low of $85.74 and a twelve month high of $130.02.

PennyMac Financial Services Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Friday, August 22nd. Shareholders of record on Wednesday, August 13th were paid a $0.30 dividend. The ex-dividend date of this dividend was Wednesday, August 13th. This represents a $1.20 annualized dividend and a yield of 1.0%. PennyMac Financial Services's payout ratio is currently 16.64%.

Wall Street Analysts Forecast Growth

Several analysts have weighed in on PFSI shares. Piper Sandler boosted their price target on shares of PennyMac Financial Services from $121.00 to $136.00 and gave the stock an "overweight" rating in a research note on Wednesday, October 8th. Zacks Research raised shares of PennyMac Financial Services from a "strong sell" rating to a "hold" rating in a research note on Monday, October 6th. Wall Street Zen upgraded shares of PennyMac Financial Services from a "sell" rating to a "hold" rating in a research report on Monday, September 29th. Barclays boosted their price objective on shares of PennyMac Financial Services from $119.00 to $136.00 and gave the company an "overweight" rating in a research report on Monday, October 6th. Finally, Wells Fargo & Company started coverage on shares of PennyMac Financial Services in a research report on Monday, August 25th. They issued an "overweight" rating and a $115.00 price objective on the stock. Four equities research analysts have rated the stock with a Buy rating and four have assigned a Hold rating to the stock. According to MarketBeat.com, the stock presently has an average rating of "Moderate Buy" and a consensus target price of $130.17.

Insider Activity at PennyMac Financial Services

In related news, CFO Daniel Stanley Perotti sold 5,850 shares of the business's stock in a transaction dated Tuesday, September 2nd. The shares were sold at an average price of $108.20, for a total transaction of $632,970.00. Following the transaction, the chief financial officer owned 228,175 shares in the company, valued at $24,688,535. The trade was a 2.50% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. Also, Director Joseph F. Mazzella sold 7,107 shares of the business's stock in a transaction dated Wednesday, August 13th. The shares were sold at an average price of $108.16, for a total transaction of $768,693.12. Following the transaction, the director owned 86,050 shares in the company, valued at $9,307,168. This represents a 7.63% decrease in their position. The disclosure for this sale can be found here. Insiders have sold 35,632 shares of company stock worth $3,998,816 over the last ninety days. Corporate insiders own 15.80% of the company's stock.

Hedge Funds Weigh In On PennyMac Financial Services

Hedge funds and other institutional investors have recently modified their holdings of the stock. EverSource Wealth Advisors LLC purchased a new position in shares of PennyMac Financial Services during the second quarter valued at about $26,000. Strs Ohio purchased a new stake in PennyMac Financial Services in the first quarter worth about $30,000. Raymond James Financial Inc. purchased a new stake in PennyMac Financial Services in the second quarter worth about $82,000. Osaic Holdings Inc. grew its holdings in PennyMac Financial Services by 9.3% in the second quarter. Osaic Holdings Inc. now owns 3,381 shares of the real estate investment trust's stock worth $337,000 after purchasing an additional 289 shares during the period. Finally, Prudential Financial Inc. grew its holdings in PennyMac Financial Services by 82.8% in the second quarter. Prudential Financial Inc. now owns 4,084 shares of the real estate investment trust's stock worth $413,000 after purchasing an additional 1,850 shares during the period. Hedge funds and other institutional investors own 57.87% of the company's stock.

PennyMac Financial Services Company Profile

PennyMac Financial Services, Inc, through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans.

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