Brokers Set Expectations for Bread Financial Q1 Earnings

Bread Financial Holdings, Inc. (NYSE:BFH - Free Report) - Stock analysts at Zacks Research decreased their Q1 2026 earnings per share (EPS) estimates for shares of Bread Financial in a research note issued on Wednesday, April 16th. Zacks Research analyst T. De now anticipates that the company will post earnings per share of $1.51 for the quarter, down from their prior forecast of $1.52. The consensus estimate for Bread Financial's current full-year earnings is $6.45 per share. Zacks Research also issued estimates for Bread Financial's Q2 2026 earnings at $2.31 EPS, Q3 2026 earnings at $2.10 EPS, Q4 2026 earnings at $2.39 EPS, FY2026 earnings at $8.31 EPS and FY2027 earnings at $10.71 EPS.

Bread Financial (NYSE:BFH - Get Free Report) last issued its earnings results on Thursday, January 30th. The company reported $0.41 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.34 by $0.07. Bread Financial had a return on equity of 12.41% and a net margin of 5.75%.

A number of other research analysts have also commented on BFH. Royal Bank of Canada upped their price target on Bread Financial from $62.00 to $68.00 and gave the company a "sector perform" rating in a research report on Friday, January 31st. The Goldman Sachs Group decreased their target price on shares of Bread Financial from $68.00 to $58.00 and set a "sell" rating for the company in a report on Tuesday, March 18th. Morgan Stanley cut shares of Bread Financial from an "overweight" rating to an "underweight" rating and set a $33.00 price objective for the company. in a report on Monday, April 7th. Barclays increased their price objective on shares of Bread Financial from $51.00 to $53.00 and gave the stock an "underweight" rating in a research note on Friday, January 31st. Finally, JMP Securities reissued a "market perform" rating on shares of Bread Financial in a report on Monday, February 3rd. Three research analysts have rated the stock with a sell rating, nine have assigned a hold rating and three have assigned a buy rating to the company. According to MarketBeat, Bread Financial currently has a consensus rating of "Hold" and an average target price of $57.08.

Bread Financial Price Performance

NYSE BFH traded up $1.03 during trading on Friday, reaching $47.92. The company's stock had a trading volume of 1,021,307 shares, compared to its average volume of 877,004. Bread Financial has a one year low of $33.58 and a one year high of $66.71. The firm has a fifty day moving average of $50.07 and a 200 day moving average of $55.75. The stock has a market capitalization of $2.31 billion, a PE ratio of 8.63, a P/E/G ratio of 1.25 and a beta of 1.58. The company has a debt-to-equity ratio of 0.33, a current ratio of 1.15 and a quick ratio of 1.15.

Bread Financial declared that its board has approved a share repurchase program on Wednesday, March 5th that allows the company to buyback $150.00 million in shares. This buyback authorization allows the company to buy up to 6% of its shares through open market purchases. Shares buyback programs are generally a sign that the company's board believes its shares are undervalued.

Bread Financial Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Friday, March 21st. Shareholders of record on Friday, February 14th were given a $0.21 dividend. The ex-dividend date was Friday, February 14th. This represents a $0.84 dividend on an annualized basis and a yield of 1.75%. Bread Financial's payout ratio is currently 15.14%.

Hedge Funds Weigh In On Bread Financial

Institutional investors have recently made changes to their positions in the stock. Geode Capital Management LLC raised its holdings in shares of Bread Financial by 1.2% during the 3rd quarter. Geode Capital Management LLC now owns 1,155,989 shares of the company's stock valued at $55,012,000 after purchasing an additional 13,459 shares in the last quarter. Virtu Financial LLC bought a new stake in Bread Financial in the third quarter valued at approximately $1,004,000. World Investment Advisors LLC acquired a new position in Bread Financial during the 3rd quarter worth approximately $810,000. DGS Capital Management LLC raised its position in Bread Financial by 11.8% during the third quarter. DGS Capital Management LLC now owns 10,443 shares of the company's stock worth $497,000 after acquiring an additional 1,102 shares in the last quarter. Finally, Diversified Trust Co bought a new stake in shares of Bread Financial during the fourth quarter worth approximately $209,000. 99.52% of the stock is owned by institutional investors.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.