Q3 EPS Estimates for LendingClub Raised by Seaport Res Ptn

Key Points

• Seaport Res Ptn has upgraded their Q3 2025 earnings estimate for LendingClub to $0.29 per share, an increase from the previous prediction of $0.20.
• LendingClub reported a Q2 EPS of $0.33, exceeding analysts' expectations of $0.15, while also achieving a revenue of $248.44 million, surpassing forecasts by $21.4 million.
• Institutional investors hold a significant majority of LendingClub's shares, owning 74.08% of the company's stock, with Allianz Asset Management raising its holdings by 4.1% in the latest quarter.

LendingClub Corporation (NYSE:LC - Free Report) - Equities research analysts at Seaport Res Ptn boosted their Q3 2025 earnings per share (EPS) estimates for LendingClub in a report issued on Wednesday, July 30th. Seaport Res Ptn analyst W. Ryan now forecasts that the credit services provider will post earnings of $0.29 per share for the quarter, up from their prior forecast of $0.20. The consensus estimate for LendingClub's current full-year earnings is $0.72 per share. Seaport Res Ptn also issued estimates for LendingClub's Q4 2025 earnings at $0.30 EPS and FY2026 earnings at $1.37 EPS.

LendingClub (NYSE:LC - Get Free Report) last announced its quarterly earnings data on Tuesday, July 29th. The credit services provider reported $0.33 earnings per share for the quarter, beating analysts' consensus estimates of $0.15 by $0.18. LendingClub had a return on equity of 5.66% and a net margin of 8.36%. The company had revenue of $248.44 million for the quarter, compared to analyst estimates of $227.04 million. During the same quarter last year, the firm posted $0.13 EPS. The firm's revenue for the quarter was up 14.1% on a year-over-year basis.

Several other analysts have also recently issued reports on LC. Wall Street Zen raised shares of LendingClub from a "sell" rating to a "hold" rating in a research note on Saturday. Stephens initiated coverage on LendingClub in a research report on Thursday, June 12th. They issued an "overweight" rating and a $15.00 price target for the company. Keefe, Bruyette & Woods increased their price target on LendingClub from $14.00 to $16.50 and gave the company an "outperform" rating in a report on Wednesday, July 30th. Citigroup assumed coverage on LendingClub in a research report on Monday, July 7th. They set a "market perform" rating on the stock. Finally, Citizens Jmp initiated coverage on LendingClub in a report on Monday, July 7th. They issued a "market perform" rating for the company. Four equities research analysts have rated the stock with a hold rating and six have given a buy rating to the stock. Based on data from MarketBeat, the company presently has an average rating of "Moderate Buy" and an average price target of $16.57.

LendingClub Stock Performance

Shares of NYSE LC traded up $0.44 during mid-day trading on Thursday, reaching $16.03. The company's stock had a trading volume of 1,180,095 shares, compared to its average volume of 1,717,906. The stock has a 50-day moving average of $11.93 and a two-hundred day moving average of $11.76. The stock has a market capitalization of $1.83 billion, a P/E ratio of 25.06 and a beta of 2.46. LendingClub has a 1-year low of $7.90 and a 1-year high of $18.75.

Insider Buying and Selling

In other LendingClub news, CEO Scott Sanborn sold 5,250 shares of the stock in a transaction dated Thursday, July 17th. The shares were sold at an average price of $12.98, for a total transaction of $68,145.00. Following the completion of the transaction, the chief executive officer owned 1,283,175 shares of the company's stock, valued at $16,655,611.50. This trade represents a 0.41% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is available through the SEC website. Also, CFO Andrew Labenne sold 17,955 shares of LendingClub stock in a transaction dated Wednesday, July 30th. The shares were sold at an average price of $16.65, for a total transaction of $298,950.75. Following the sale, the chief financial officer owned 178,111 shares of the company's stock, valued at approximately $2,965,548.15. This represents a 9.16% decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders sold 44,205 shares of company stock worth $601,561 over the last quarter. 3.31% of the stock is currently owned by insiders.

Institutional Investors Weigh In On LendingClub

Large investors have recently added to or reduced their stakes in the business. Asset Management One Co. Ltd. increased its stake in shares of LendingClub by 7.4% during the second quarter. Asset Management One Co. Ltd. now owns 10,232 shares of the credit services provider's stock worth $123,000 after buying an additional 706 shares during the period. Commonwealth Equity Services LLC grew its holdings in LendingClub by 2.8% during the 4th quarter. Commonwealth Equity Services LLC now owns 27,248 shares of the credit services provider's stock worth $441,000 after acquiring an additional 748 shares in the last quarter. Summit Investment Advisors Inc. increased its position in shares of LendingClub by 9.3% in the 4th quarter. Summit Investment Advisors Inc. now owns 11,563 shares of the credit services provider's stock valued at $187,000 after purchasing an additional 984 shares during the last quarter. SummerHaven Investment Management LLC increased its position in shares of LendingClub by 1.2% in the 1st quarter. SummerHaven Investment Management LLC now owns 90,565 shares of the credit services provider's stock valued at $935,000 after purchasing an additional 1,066 shares during the last quarter. Finally, KLP Kapitalforvaltning AS raised its holdings in shares of LendingClub by 5.3% in the 2nd quarter. KLP Kapitalforvaltning AS now owns 25,840 shares of the credit services provider's stock valued at $311,000 after purchasing an additional 1,300 shares in the last quarter. 74.08% of the stock is owned by hedge funds and other institutional investors.

LendingClub Company Profile

LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit. The company also provides loan products, such as consumer loans comprising unsecured personal loans, secured auto refinance loans, and patient and education finance loans; and commercial loans, including small business loans.