Q3 EPS Estimates for LendingClub Lifted by Seaport Res Ptn

Key Points

• Seaport Res Ptn has upgraded their Q3 2025 earnings estimate for LendingClub to $0.29 per share, an increase from the previous prediction of $0.20.
• LendingClub reported a Q2 EPS of $0.33, exceeding analysts' expectations of $0.15, while also achieving a revenue of $248.44 million, surpassing forecasts by $21.4 million.
• Institutional investors hold a significant majority of LendingClub's shares, owning 74.08% of the company's stock, with Allianz Asset Management raising its holdings by 4.1% in the latest quarter.

LendingClub Corporation (NYSE:LC - Free Report) - Equities research analysts at Seaport Res Ptn increased their Q3 2025 earnings estimates for shares of LendingClub in a report released on Wednesday, July 30th. Seaport Res Ptn analyst W. Ryan now forecasts that the credit services provider will post earnings of $0.29 per share for the quarter, up from their prior estimate of $0.20. The consensus estimate for LendingClub's current full-year earnings is $0.72 per share. Seaport Res Ptn also issued estimates for LendingClub's Q4 2025 earnings at $0.30 EPS and FY2026 earnings at $1.37 EPS.

Other analysts have also recently issued research reports about the stock. Citizens Jmp started coverage on shares of LendingClub in a report on Monday, July 7th. They set a "market perform" rating on the stock. Stephens started coverage on shares of LendingClub in a research report on Thursday, June 12th. They set an "overweight" rating and a $15.00 price objective on the stock. Wall Street Zen raised shares of LendingClub from a "sell" rating to a "hold" rating in a research report on Saturday. Citigroup started coverage on shares of LendingClub in a research report on Monday, July 7th. They set a "market perform" rating on the stock. Finally, Keefe, Bruyette & Woods increased their price objective on shares of LendingClub from $14.00 to $16.50 and gave the company an "outperform" rating in a research report on Wednesday. Four analysts have rated the stock with a hold rating and six have issued a buy rating to the stock. According to data from MarketBeat.com, LendingClub has an average rating of "Moderate Buy" and a consensus target price of $16.57.

LendingClub Stock Performance

Shares of LC stock remained flat at $15.59 during mid-day trading on Thursday. 4,147,162 shares of the stock were exchanged, compared to its average volume of 2,212,391. LendingClub has a 1 year low of $7.90 and a 1 year high of $18.75. The firm has a market cap of $1.78 billion, a P/E ratio of 24.36 and a beta of 2.45. The firm's 50 day simple moving average is $11.93 and its 200-day simple moving average is $11.80.

LendingClub (NYSE:LC - Get Free Report) last announced its earnings results on Tuesday, July 29th. The credit services provider reported $0.33 EPS for the quarter, beating analysts' consensus estimates of $0.15 by $0.18. LendingClub had a net margin of 8.36% and a return on equity of 5.72%. The firm had revenue of $248.44 million for the quarter, compared to analysts' expectations of $227.04 million. During the same quarter in the previous year, the business posted $0.13 EPS. The company's quarterly revenue was up 14.1% on a year-over-year basis.

Insider Activity

In other news, CFO Andrew Labenne sold 17,955 shares of the company's stock in a transaction dated Wednesday, July 30th. The shares were sold at an average price of $16.65, for a total transaction of $298,950.75. Following the completion of the sale, the chief financial officer owned 178,111 shares of the company's stock, valued at $2,965,548.15. This represents a 9.16% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. Also, CEO Scott Sanborn sold 5,250 shares of the company's stock in a transaction dated Thursday, July 17th. The shares were sold at an average price of $12.98, for a total transaction of $68,145.00. Following the sale, the chief executive officer directly owned 1,283,175 shares of the company's stock, valued at $16,655,611.50. The trade was a 0.41% decrease in their position. The disclosure for this sale can be found here. Insiders have sold a total of 44,205 shares of company stock valued at $601,561 in the last ninety days. Insiders own 3.19% of the company's stock.

Institutional Investors Weigh In On LendingClub

A number of institutional investors have recently added to or reduced their stakes in LC. Comerica Bank purchased a new position in shares of LendingClub in the fourth quarter valued at $37,000. Quarry LP grew its holdings in shares of LendingClub by 1,427.2% in the first quarter. Quarry LP now owns 2,810 shares of the credit services provider's stock valued at $29,000 after purchasing an additional 2,626 shares in the last quarter. BI Asset Management Fondsmaeglerselskab A S purchased a new position in shares of LendingClub in the first quarter valued at $35,000. Sterling Capital Management LLC grew its holdings in shares of LendingClub by 818.6% in the fourth quarter. Sterling Capital Management LLC now owns 3,500 shares of the credit services provider's stock valued at $57,000 after purchasing an additional 3,119 shares in the last quarter. Finally, National Bank of Canada FI grew its holdings in shares of LendingClub by 150.6% in the fourth quarter. National Bank of Canada FI now owns 4,074 shares of the credit services provider's stock valued at $66,000 after purchasing an additional 2,448 shares in the last quarter. 74.08% of the stock is owned by hedge funds and other institutional investors.

About LendingClub

LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit. The company also provides loan products, such as consumer loans comprising unsecured personal loans, secured auto refinance loans, and patient and education finance loans; and commercial loans, including small business loans.