Q2 EPS Estimates for Bread Financial Increased by Analyst

Bread Financial Holdings, Inc. (NYSE:BFH - Free Report) - Research analysts at Seaport Res Ptn upped their Q2 2025 earnings per share estimates for Bread Financial in a note issued to investors on Friday, April 25th. Seaport Res Ptn analyst W. Ryan now forecasts that the company will post earnings of $1.54 per share for the quarter, up from their previous estimate of $1.49. The consensus estimate for Bread Financial's current full-year earnings is $6.45 per share. Seaport Res Ptn also issued estimates for Bread Financial's Q4 2025 earnings at $0.27 EPS and FY2025 earnings at $6.50 EPS.

Other equities research analysts have also recently issued reports about the company. Morgan Stanley set a $36.00 price target on Bread Financial and gave the stock an "underweight" rating in a research note on Thursday, April 24th. Compass Point upped their target price on shares of Bread Financial from $75.00 to $87.00 and gave the stock a "buy" rating in a research report on Tuesday, January 21st. JMP Securities reissued a "market perform" rating on shares of Bread Financial in a research report on Monday. Jefferies Financial Group boosted their price objective on shares of Bread Financial from $45.00 to $50.00 and gave the stock a "hold" rating in a research note on Thursday, April 24th. Finally, Royal Bank of Canada raised their target price on shares of Bread Financial from $62.00 to $68.00 and gave the company a "sector perform" rating in a research note on Friday, January 31st. Three analysts have rated the stock with a sell rating, seven have assigned a hold rating and three have given a buy rating to the company's stock. According to data from MarketBeat.com, the company has a consensus rating of "Hold" and a consensus price target of $60.00.

Bread Financial Trading Up 2.1 %

Shares of BFH stock traded up $1.01 during mid-day trading on Monday, reaching $48.80. The stock had a trading volume of 189,032 shares, compared to its average volume of 879,792. Bread Financial has a 52-week low of $38.21 and a 52-week high of $66.71. The firm has a market capitalization of $2.35 billion, a PE ratio of 8.80, a price-to-earnings-growth ratio of 1.25 and a beta of 1.58. The company has a current ratio of 1.15, a quick ratio of 1.15 and a debt-to-equity ratio of 0.33. The stock's 50-day moving average price is $48.43 and its two-hundred day moving average price is $55.65.

Bread Financial (NYSE:BFH - Get Free Report) last announced its quarterly earnings data on Thursday, April 24th. The company reported $2.86 earnings per share for the quarter, beating analysts' consensus estimates of $2.10 by $0.76. Bread Financial had a return on equity of 12.41% and a net margin of 5.75%. The company had revenue of $970.00 million for the quarter, compared to analysts' expectations of $956.17 million. During the same period last year, the firm posted $2.73 EPS. Bread Financial's revenue for the quarter was down 2.1% compared to the same quarter last year.

Institutional Investors Weigh In On Bread Financial

Institutional investors have recently modified their holdings of the business. World Investment Advisors LLC bought a new stake in shares of Bread Financial in the third quarter worth approximately $810,000. US Bancorp DE raised its stake in Bread Financial by 15.1% during the 4th quarter. US Bancorp DE now owns 15,087 shares of the company's stock valued at $921,000 after buying an additional 1,977 shares during the last quarter. Crossmark Global Holdings Inc. purchased a new stake in Bread Financial during the 4th quarter valued at $213,000. Principal Financial Group Inc. lifted its holdings in shares of Bread Financial by 2.9% during the 4th quarter. Principal Financial Group Inc. now owns 241,087 shares of the company's stock valued at $14,721,000 after buying an additional 6,888 shares during the period. Finally, New York State Common Retirement Fund boosted its stake in shares of Bread Financial by 68.5% in the 4th quarter. New York State Common Retirement Fund now owns 36,419 shares of the company's stock worth $2,224,000 after buying an additional 14,800 shares during the last quarter. 99.52% of the stock is owned by hedge funds and other institutional investors.

Bread Financial announced that its board has approved a share repurchase plan on Wednesday, March 5th that permits the company to buyback $150.00 million in shares. This buyback authorization permits the company to reacquire up to 6% of its stock through open market purchases. Stock buyback plans are usually an indication that the company's board believes its shares are undervalued.

Bread Financial Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Friday, June 13th. Stockholders of record on Friday, May 9th will be issued a dividend of $0.21 per share. This represents a $0.84 dividend on an annualized basis and a dividend yield of 1.72%. The ex-dividend date of this dividend is Friday, May 9th. Bread Financial's payout ratio is currently 14.92%.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.